Major medical insurance across Mexico

Allianz major medical insurance for serious conditions, easy to understand, in three plans: Clásico esencial, Amplio esencial and Master esencial.

• Up to MX$10,000,000 a year for major conditions, such as accidents or cancer.
• Standard hospital network, with hospitals in your area, or extended, with more clinics and mid-level hospitals.
• Unlimited 24/7 medical consultations and digital prescriptions with Allianz Concierge, plus the App Cliente Allianz and MiDocOnline.
• If you are treated at a “Clásico esencial” level hospital, your coinsurance drops 10 points.

Allianz major medical insurance in two options: MediMaxx esencial, for essential cover, and MediMaxx integral, for full protection.

• Check your medical network: find in-network hospitals and doctors.
• Keep your information handy: ID and your policy details (digital or printed).
• Tell admissions that you are an Allianz customer.
• Keep your receipts: prescriptions, test results and invoices (PDF/XML).

Seguros Atlas major medical insurance in its Senior line, individual or family, with May 2026 general terms.

• Individual or family major medical insurance from Atlas Med's Senior line.
• General terms registered in May 2026.

Seguros Atlas individual or family major medical insurance with three levels of hospital access in Mexico.

• Med Óptimo: essential protection for you and your family against the cost of treatments or medical emergencies.
• Med Plus: broad hospital network.
• Med Plus Elite: the most complete hospital access coverage in Mexico.
• Optional endorsement to lower the deductible.

Taking care of yourself and your loved ones is easier with the right ally. This set of coverages is designed to give you certainty in the face of the unexpected, from protecting your family's well-being to backing your finances at key health moments, so you can live calmly today and move forward safely tomorrow.

• Eligible ages: policyholder and spouse from 18 to 69, renewable up to 74. Children from 0 to 24.
• Waiting period: 60 days.
• Eligible ages: policyholder and spouse from 18 to 69, renewable up to 74. Children from 0 to 24.
• Waiting period: 60 days (does not apply to acute myocardial infarction).

Three AXA standardized basic insurance products with simple coverages: Health, Medical Expenses and Personal Accident.

• Básico Estandarizado Salud: preventive medical expenses (visits and tests by age and gender) and corrective expenses (visits with primary care doctors or specialists and lab tests).
• Básico Estandarizado Gastos Médicos: daily hospital cash benefit and a cash benefit for a covered diagnosis or treatment.
• Básico Estandarizado de Accidentes Personales: accidental death within 90 days after the accident.
• Standardized products: the same coverage at every insurer.

Flex Plus® is a major medical insurance plan that adapts to you; with Flex Plus® Integral and Flex Plus® Integral Senior you add coverage that gives you access to health services at AXA Keralty medical clinics, from prevention to specialist care.

• Pediatric (0–17 years): assessment visit with a pediatrician
• Adult (18–99 years): Pap smear*, cervical cytology and prostate-specific antigen (PSA)**
• Older adult (no age limit): lipid profile, glycated hemoglobin, Pap smear and cervical cytology, and prostate-specific antigen (PSA)
• From the AXA Keralty app

Minor medical insurance for everyday care: consultations, preventive tests, video consultations and dental care at AXA Keralty medical clinics, in the Híbrido, Estándar, Vital and Óptimo plans.

• Care from day one at AXA Keralty medical clinics in more than 20 cities.
• All plans: unlimited general medicine and medical advice, 6 psychology and 6 nutrition visits, and dental care.
• Estándar, Vital and Óptimo add a yearly checkup.
• Vital: pediatrics and gynecology (3 combined), 1 ambulance service, 1 X-ray and 1 simple ultrasound, 6 rehabilitation therapy sessions and 2 orthopedic visits.

Banorte individual major medical insurance for you and your family, with hospital networks to choose from (2023 terms).

• Medical expenses for a covered illness or accident, with an annual or per-condition deductible and coinsurance.
• T and T+ hospital networks, with a preferred network option.
• Can cover your spouse and your unmarried children up to age 24 who depend on you.
• Includes treatment of vision disorders with no deductible or coinsurance.

Play the video and dive into Bupa's world of digital health.

• Vital signs measurement using AI.
• Virtual medical and psychological guidance with no limit on events.
• Monitor your health: support programs such as weight control, blood pressure tracking and Connect with Your Health.
• Connect with your health.

Individual health insurance used through the network of medical service providers contracted with Bupa across Mexico.

• Primary care and specialist visits, up to the sum insured.
• Dental visits and treatment.
• Medicines prescribed by a treating doctor, up to MX$5,000 a year.
• Used within Bupa's provider network; no coverage outside the country.

Bupa México national medical insurance. Its published table of benefits and general terms are from 2021.

• Primary care and specialist visits: up to MX$900 per visit, maximum 8 a year.
• Free choice of doctors.
• Coverage within Mexico only.

Financial certainty: when you are treated within the network of contracted providers you do not request reimbursements; Bupa pays the medical providers directly.

• Network of more than 12 thousand medical providers
• Eligible age from 0 to 74, with lifetime renewal
• Bupa en Casa: medical and psychological assistance 24/7
• Optional at extra cost: assistance abroad

Copay version of Bupa Nacional Vital: access to hospitals, doctors, laboratories and pharmacies within the network of contracted providers.

• Access to in-network hospitals, doctors, labs and pharmacies; Bupa pays the providers directly.
• Maternity: pregnancy, natural birth or C-section, and complications.
• Shorter waiting periods based on your seniority with previous insurance.
• Coverage in Mexico only.

Bupa México standardized basic major medical insurance. Its official document summarizes coverages, deductibles, sums insured and exclusions.

• Daily cash benefit for each day in hospital due to illness or accident.
• Cash benefit if you are diagnosed with or treated for a covered illness, such as cancer.
• Standardized product: the same coverage at every insurer, so it's easy to compare.

Bupa México health insurance used from its app, with primary care consultations and mental health.

• Unlimited visits with primary care doctors or specialists, with no copay (maximum one a day per specialty).
• Unlimited lab and diagnostic tests, with no copay.
• One psychologist visit a year at no cost.
• Base hospital: Bité Médica; book appointments in the app.

Standardized insurance with two coverages: preventive medical expenses and periodic consultations, and corrective medical expenses with laboratory and imaging tests.

• Preventive medical expenses: visits and lab tests based on the insured person's age.
• Corrective medical expenses: visits and lab or diagnostic tests, with the policy copay.
• Coverage within Mexico.
• Standardized product: the same coverage at every insurer.

Chubb insurance that pays an amount for each day in hospital due to illness or accident, with online medical guidance from Dr. Kura.

• MX$2,000 for each day in a public or private hospital, after the first 24 hours and for up to 15 days (may vary by plan and channel).
• Free-use cash benefit: you don't have to prove expenses.
• 30-day waiting period.
• Dr. Kura: medical guidance by video call or chat 24/7.

A plan that supports you financially if you need surgery.

Medical insurance with coverage in public or private hospitals nationwide that pays a benefit for hospitalization or treatment of conditions such as gallbladder removal, cancer, fractures, appendectomy and AIDS, among others.

• Daily cash benefit for hospitalization and for certain conditions, even when treated at public hospitals.
• Know the conditions covered by your policy.
• No deductible or coinsurance.
• Premium payments are tax-deductible.

Medical insurance that lets you build your plan around the hospitals where you prefer to be treated and your budget, so you only pay for what you need.

• 24-hour assistance and doctor.
• Free second medical opinion.
• Medical urgent care and emergencies abroad are covered.
• Within Mexico, GNP covers medical emergency costs caused by complications from treatments and/or tests that are not covered. *Restrictions apply.

Medical insurance that pays a daily benefit for events that require hospitalization.

• Simple: no deductible or coinsurance.
• Tax benefits: premium payments are tax-deductible.
• Affordable: insurance that pays a cash benefit if you are hospitalized. The yearly cost is recovered with just one day in hospital.
• Easy payment: a single rate based on the amount you choose, payable yearly by direct debit or in interest-free monthly installments with participating cards.

Supplementary product for employees who already have group medical insurance as a benefit, with the following advantages depending on the client's needs:

• As excess coverage if the group policy's sum insured runs out.
• As a guarantee of having an individual policy when your employment ends.
• Increase in the sum insured of the group policy.
• Guaranteed individual plan without underwriting, regardless of age or health, keeping the seniority of the Conexión policy.

A hospital plan that offers care in well-known hospitals and covers medical expenses during a short, long or outpatient stay. It works like medical insurance that protects you from unexpected health events.

• Hospital plan: covers medical expenses during hospitalization, whether short, long or outpatient.
• Access to hospitals in Mexico according to the level you choose, and free choice of doctor.
• No coinsurance if you are treated at a hospital below the level you chose.
• Covers undiagnosed congenital conditions, even if you have never been insured.

GNP major medical insurance for public servants and, if they need it, their dependents.

• Covers public servants and, if they ask, their dependents.
• Protection against accidents and illnesses.
• Boost option to increase the sum insured.

Critical illness treatment: financial support upon diagnosis of one of the critical illnesses covered by this plan.

• A 100% cash-benefit product with no deductible or coinsurance to pay.
• Offers 3 levels of sum insured depending on the protection you need.
• Gives you the certainty of a set amount in case of:
• To look after your health at all times, it offers a range of assistance services.

Major medical insurance designed with flexible benefits so you can choose coverage and care when a medical event happens.

• Access to all private hospitals in Mexico.
• Yearly sum insured options per insured person.
• Flexibility to choose deductible and coinsurance at the time of the claim, depending on the hospital chosen.
• This insurance can be taken out from age 0 to 70.*

Major medical insurance that offers accessibility and the flexibility to choose the right medical care when an accident or illness happens.

• Access to all private hospitals in Mexico.
• 3 options for the yearly sum insured per person.
• Flexibility to choose deductible and coinsurance at the time of the claim, depending on the hospital chosen.
• Policy fee charged per family.

Medical insurance with exclusive advantages suited to your lifestyle, offering protection and quality medical care in all hospitals nationwide.

• Capped coinsurance regardless of the hospital level where you receive care.
• Maternity benefit: you can use the sum insured as you see fit, regardless of the number of events, with no deductible or coinsurance.
• Free coverage for newborns, from birth until the next renewal.
• Coverage for unexpected illnesses or injuries abroad.

Affordable medical insurance that provides short-term accident protection.

• Different sum insured options from MX$200,000 to MX$500,000.
• In case of accidental death, your beneficiaries receive the sum insured.
• Accidental death: if you die as a result of an accident before the chosen term ends, your beneficiaries receive the sum insured.
• Accident medical expense reimbursement: covers medical expenses incurred as a result of an accident.

Life insurance that lets you build guaranteed savings to support your child or nephew or niece with their education or projects at different stages of their life.

• Choice of sum insured in case of your death: MX$60,000 or USD 12,000.
• A separate sum insured set aside for savings.
• Option to limit payments to 1, 5 or 10 years to make the most of your working years.
• Covers different stages of education, from primary school to graduate studies or a personal project, with terms of 7 to 30 years.

A plan that protects you in a medical event, with the option to choose your share of the costs according to the hospital where you are treated. With medical insurance you get the peace of mind of having a network of hospitals and specialists at your disposal.

• Sum insured that renews every year for each insured person.
• Freedom to choose your cost share by choosing the hospital where you receive care.
• Affordable cost.
• Access to a broad network of doctors, hospitals and specialized medical centers.

Flexible medical insurance that lets you choose the hospital nationwide where you prefer to be treated, sharing the cost of an illness or condition according to your needs.

• Four sum insured options, reinstated every year.
• Access to any hospital nationwide.
• Free choice of the doctor you prefer.
• Benefit for natural birth or C-section.

An option for people who already have major medical insurance through their employer and want greater benefits:

• 1. As excess coverage if the group policy's sum insured runs out.
• 2. As a guarantee of having an individual policy when your employment ends.
• As excess coverage if the group policy's sum insured runs out.
• As a guarantee of having an individual policy when your employment ends.

This insurance lets you adapt your protection to your lifestyle and budget. You can customize hospital access, doctors' fees, cost-sharing and additional coverage.

• Broad agreements with specialist doctors nationwide.
• Access to well-known hospitals in Mexico.
• Flexibility to choose your share of medical and hospital costs if something happens.
• The option to customize your plan with additional coverages to suit your lifestyle.

HDI major medical insurance, co-insured with Bupa México, that covers by reimbursement or direct payment depending on the geographic zone purchased.

• Zone 1: all of Mexico; Zone 2 excludes Mexico City and other areas listed in the terms.
• Outpatient treatment: surgery, tests, doctors' fees, nurses, therapists, medicines and durable medical equipment.
• Hospitalization with room and board, companion expenses, intensive care, surgery, prostheses and implants.
• Dental treatment due to an accident and major non-cosmetic restoration.

HDI individual major medical insurance, co-insured with Bupa México, with direct payment or reimbursement within a network of contracted providers.

• Care within the in-network medical provider network in Mexico, with direct payment.
• Primary care and specialist visits, tests, medicines and outpatient surgery.
• Hospitalization, surgery, intensive care, prostheses and reconstructive surgery.
• No deductible or coinsurance on expenses for a covered accident.

HDI standardized basic medical insurance, on an indemnity basis with simple coverages.

• Daily cash benefit for each day in hospital due to illness or accident.
• Cash benefit if you are diagnosed with or treated for a covered illness, such as cancer.
• Standardized product: the same coverage at every insurer, so it's easy to compare.

The advantages MAPFRE offers with basic personal accident insurance are:

• Cash benefit for high-frequency conditions: cholecystectomy*, lithotripsy*, bone fractures (except feet, hands and nose)*. *Exclusions apply.
• Cash benefit for high-severity conditions: cancer*, AIDS*, acute heart attack and heart surgery*, stroke or cerebral infarction*, major organ transplant*, chronic kidney failure*. *Exclusions apply.
• Every insurance purchase has a set of requirements and restrictions that must be met for it to take effect.
• To buy the Basic Medical Expenses Insurance, you need to include the required policyholder details:

Protección Segura insurance is structured around 3 coverages:

• Medical expense reimbursement: applies only by reimbursement, using the GMH Plus zone 1 fee schedule.
• Frequent events: the sum insured for the frequent event is paid in a single payment.
• Catastrophic events: cash benefit in four installments, 55% of the catastrophic event's sum insured at diagnosis and three quarterly payments of 15% of the sum insured.
• Age limit: 0–59 years.

MetLife standardized basic medical insurance: indemnity-based, with simple requirements.

• A cash amount if you or a family member is hospitalized or diagnosed with a covered illness.
• Financial support for each day in hospital due to an accident or illness.
• Sum insured set in current monthly minimum wages for Mexico City.
• Yearly payment, or monthly or half-yearly with a surcharge.

Now you can focus on what matters most: the good times and your loved ones. That is how it feels to have your future secured.

• For people who were public servants and have left public service.
• Lets you keep the medical expense protection you had as a public servant.

MetLife indemnity medical insurance: pays a sum for illness and financial support for hospitalization or accidents.

• Fixed-amount cash benefit for covered conditions or procedures, with the option to increase it.
• Support for each day in hospital: from the first day for accidents and from the third for illness, up to 30 days.
• Reimbursement of accident medical expenses over MX$1,000: up to MX$15,000 per insured person, or MX$30,000 with a sum insured increase.
• Comprehensive medical assistance for 30 common conditions or procedures.

MetLife insurance to extend the medical insurance your company gives you, and to stay protected if you lose that benefit.

• You stay protected when you leave the group policy due to resignation, dismissal, retirement, disability or removal as a dependent, regardless of your health or age.
• Recognizes your seniority to shorten or remove waiting periods.
• Deductible of your choice from MX$100,000 to MX$2,000,000.
• You have 60 days after leaving the group policy to activate the coverage.

Major and minor medical coverage with no deductible or coinsurance, using the Mutuus app and medical network.

• Sum insured of MX$2,000,000 that renews every year
• Telemedicine 24/7 with an emergency physician and a general practitioner; nutritionist and psychologist in the app
• Basic checkup and yearly dental cleaning
• Medical emergencies abroad up to USD 50,000

Major and minor medical coverage with no deductible or coinsurance, using the Mutuus app and medical network.

• Sum insured of MX$2,000,000 that renews every year
• Telemedicine 24/7 with an emergency physician and a general practitioner; nutritionist and psychologist in the app
• Basic checkup and yearly dental cleaning
• Medical emergencies abroad up to USD 50,000

Major and minor medical coverage with no deductible or coinsurance, using the Mutuus app and medical network.

• Sum insured of MX$1,000,000 that renews every year
• Telemedicine 24/7 with an emergency physician and a general practitioner; nutritionist and psychologist in the app
• Basic checkup and yearly dental cleaning

Illness and accidents happen every day, so it is important to have minimum protection that backs you in difficult health situations and gives you peace of mind to keep enjoying the best moment of your life, which is today.

• International care and service
• Dental care (1 checkup, 2 cleanings and 1 series of 18 X-rays)
• Maximum age to apply: 69 (new plans only)
• Deductible: MX$24,963.54 to MX$142,648.80 (7 to 40 UMAM)

The right protection for people who want to feel calm and backed in case of accidents or illness. It also lets you remove the coinsurance or deductible in case of an accident, for even more peace of mind.

• International care and service
• Dental care (1 checkup, 2 cleanings and 1 series of 18 X-rays)
• Maximum age to apply: 64 (for new plans)
• Sum insured: up to MX$89,155,500.00 (25,000 UMAM)

With Plan Seguro Primer Nivel, from day one you have support to cover your regular health expenses quickly and easily.

• It is tax-deductible
• 6 to 8 visits of up to MX$300
• 8 to 10 visits of up to MX$400
• 10 to 12 visits of up to MX$500

Congenital conditions covered within the plan up to the sum insured.

• Total prostate-specific antigen
• Maximum age to apply: no limit
• Sum insured: unlimited*
• Deductible: from MX$24,963.54 to MX$142,648.80 (7 to 40 UMAM)

Low-cost SURA standardized basic insurance against the most common risks inside and outside the home.

• Available in major medical and personal accident insurance; there is also individual life and auto liability.
• Simple, low-cost coverage.
• Standardized products: the same coverage at every insurer.

Ve por Más individual major medical insurance that you build around your lifestyle, with options to complement your work insurance.

• Basic coverage: hospitalization, doctors' fees, tests, ambulance, nurses, doctor visits and rental of hospital-type equipment.
• Rehabilitation therapy with a cap, prostheses and orthopedic devices.
• MX$18,000 maternity cash benefit and dental protection.
• You pick one alternative in each of 5 options to tailor the plan.