Life insurance

Protection, peace of mind and benefits for you and your family.

• Policyholder's sum insured of up to MX$3,000,000
• 1-year term plan with automatic renewal
• No medical exam required
• Includes family funeral assistance

20-year Seguros Argos life insurance with a sum insured that rises each year with inflation (INPC, Mexico's consumer price index).

• 20-year term.
• The sum insured is updated every year with the National Consumer Price Index.
• Included covers: death, MX$50,000 advance for immediate expenses, terminal illness advance and premium waiver for disability.
• Optional at extra cost: total and permanent disability, accidental death, critical illness, surgery, spouse and children cover, and PASE.

30-year Seguros Argos life insurance with a sum insured that rises each year with inflation (INPC, Mexico's consumer price index).

• 30-year term.
• The sum insured is updated every year with the National Consumer Price Index.
• Included covers: death, MX$50,000 advance for immediate expenses, terminal illness advance and premium waiver for disability.
• Optional at extra cost: total and permanent disability, accidental death, critical illness, surgery, spouse and children cover, and PASE.

5-year Seguros Argos life insurance with a fixed sum insured, affordable, with immediate coverage and no medical exams.

• 5-year term with automatic renewal and a fixed sum insured.
• Included covers: death, MX$50,000 advance for immediate expenses, terminal illness advance and premium waiver for disability.
• Optional at extra cost: total and permanent disability, accidental death, critical illness, surgery, spouse and children cover, and PASE.
• Sum insured from MX$500,000 to MX$5,000,000.

Simple 5-year Seguros Argos life insurance, with a sum insured of MX$100,000, MX$200,000 or MX$300,000, designed for people who do not have insurance yet.

• Covers death for 5 years.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• Automatic renewal.
• Annual payment by credit card or referenced payment.

Seguros Atlas family of individual life insurance: traditional Prever plans, endowments, deductible retirement plans and the flexible Futuro Integral.

• Prever: traditional individual life insurance in pesos, dollars or UDIS.
• Prever Dotales: protection plus an amount you receive at the end of the term.
• Prever Vivir: retirement plan deductible under article 151 of the Income Tax Law.
• Futuro Integral: flexible life insurance.

With Instantes de Vida you can add different coverages to your team's life insurance to give them extra support.

• With Instantes de Vida you can add different coverages to your team's life insurance to give them extra support.
• Besides life insurance, you can choose among different benefits depending on your team's profile.
• Supporting your employees at different moments of their lives pays off in their loyalty and commitment to your company.
• We can support your employees in situations such as marriage, graduation, surgery and cancer, among others.

Affordable AXA life insurance that protects your family if you die, become totally and permanently disabled or lose a limb or organ in an accident.

• Death: your loved ones receive the sum insured.
• Accidental death and dismemberment: additional payment if you die or lose an organ or limb in an accident.
• 30% advance if you are diagnosed with a terminal illness or upon death.
• The sum insured is paid to your beneficiaries with no tax withheld.

AXA term or whole life insurance that also protects you against critical illness, cancer, disability or unemployment; it can be taken out in UDIS (inflation-indexed units).

• Death cover, for a set term or for life.
• Investment: additional contributions to build savings over the term you choose.
• Disability: you stop paying premiums and stay protected, with the option of receiving a payment.
• Accidental death and dismemberment.

Simple AXA life insurance for whoever supports the family: if you die, your beneficiaries receive the sum insured.

• Covers death from any cause during the policy term.
• It is bought by the person who financially supports the family.
• It is a standardized product: the same terms at every insurer, so it is easy to compare.

AXA life insurance that combines protection for your family with a long-term investment plan in portfolios based on your goals.

• Death: your loved ones receive the sum insured, with no tax withheld.
• Investment: the additional premium is invested in one of AXA's portfolios according to your goals and time frame.
• Waiver of charges for disability: you stay protected without paying premiums.
• Disability payment of the contracted amount.

Simple 5-year Seguros Banorte life insurance, renewable for life, with a sum insured of MX$100,000, MX$200,000 or MX$300,000.

• Covers death for 5 years.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• Renews every 5 years, for life.
• Annual payment in cash, from a checking account or by credit card.

Seguros Banorte individual life insurance that pays the sum insured to your beneficiaries and adds accident, disability and funeral assistance coverages.

• Death from any cause.
• Double indemnity for accidental death.
• Advance of 10% for funeral costs and 25% for terminal illness, after 2 years in force.
• Optional: dismemberment, group accident and total and permanent disability.

Seguros Banorte insurance that pays a funeral benefit to your beneficiaries and a cash benefit to you if you are hospitalized for 3 days or more.

• Funeral benefit: your beneficiaries receive the sum insured if you die.
• Hospital benefit: you receive 100% of the sum insured for 3 to 15 days in hospital, 200% for 16 to 35 days and 300% for more than 35 days.
• The hospital benefit is paid to you and is reinstated automatically.
• Optional critical illness cover: heart attack, stroke, kidney failure, multiple sclerosis, paralysis and organ transplant.

Seguros Banorte life insurance for two people who protect each other, with repatriation of the body to Mexico if the insured dies in the United States or Canada.

• Policyholder and insured are both covered and are each other's beneficiary: if one dies, the other receives the sum insured.
• Repatriation if the insured dies in the United States or Canada: collection and embalming of the body and a metal casket.
• Consular, immigration and health formalities, and payment of fees.
• Air transport to Mexico and ground transport to the family's home.

Life insurance in pesos or dollars at preferential rates that offers your family strong financial backing, with protection starting at 5 million pesos or 500,000 dollars. You can also choose a term of 10 or 20 years.

• High death protection for the period you choose.
• Your protection keeps its value over time: in pesos it is adjusted for inflation and in dollars by the exchange rate.
• Preferential prices based on your age, gender, health and habits.
• Fill out the insurance application and, where applicable, provide medical and financial requirements and additional questionnaires (needed to assess the risk).

Life insurance that provides death protection for 1 year, with the option to extend your protection through additional coverages.

• Different sum insured options from MX$100,000 to MX$2,500,000.
• In case of death, your beneficiaries receive the sum insured tax-free.
• Death: if you pass away, your beneficiaries receive the contracted sum insured, included in the Basic Coverage.
• Seguridad en Vida: if you have a terminal illness, you can draw an advance on the sum insured to cover your needs, included in the Basic Coverage.

Low-cost individual life insurance that gives your family financial support if you die from an illness or accident.

• Protection in Mexican pesos for the amount you choose: MX$100,000, MX$200,000 or MX$300,000.
• Death coverage in 5-year periods.
• Automatic lifetime renewal.
• "Formulario Médico sobre las causas de Fallecimiento del Asegurado" (medical form on the cause of the insured's death), filled out and signed by the attending physician.

GNP insurance that covers the death or total and permanent disability of public servants, according to their agency's rules, with the option to increase the protection.

• Covers death and total and permanent disability.
• The sum insured is paid to the beneficiaries according to the agency's current regulations.
• Vida Potenciación: the public servant can voluntarily increase their protection.

Life insurance that gives you protection and is also an excellent savings option to help you reach your goals.

• Access to your savings whenever you need them.
• Protection tailored to you with the packages Esencial, Salud, Accidentes and Integral.
• Flexibility to build a savings fund.
• Security and convenience: partial withdrawals go straight to your bank account.

Insignia Life insurance that lets you accumulate capital for retirement and gives you death coverage until you withdraw all the plan's funds, with the great advantage that you decide how long to pay.

• Term: 1, 5, 20, 15, 20 years, up to age 60 or 65, and whole life.
• Acceptance age: 18 to 70.
• Payment: annual, semiannual, quarterly, monthly or 12 interest-free monthly installments.
• LIMITED PAYMENTS: pay your insurance over the term that suits you best. You can choose 1, 5, 10, 15 or 20 years or until age 60 or 65; after that you pay no more premiums.

The company pays the designated beneficiaries the sum insured if the insured person dies during the insurance term, as long as the coverage is in force. If the insured person outlives the term, the coverage ends with no obligation for the company.

• The insurance and premium payment term is 5 years.
• The policy renews for life once the 5 years of cover have passed, as long as the policy is in force.
• The policy can only be issued in Mexican pesos.
• Premium rates differ for men and women.

Gives your family financial support in an unexpected situation such as death. A great option for people who plan ahead, at any age.

• Acceptance age: 18 to 90.
• Annual or monthly terms, with the option of automatic credit card charges.
• Sum insured per person: minimum MX$100,000, maximum MX$1,250,000.
• If the insured dies before the end of the contracted term, the beneficiaries receive the sum insured in monthly installments or in a lump sum. Another settlement method may also be agreed*.

At Insignia Life we help you protect your loved ones from unexpected situations, minimizing the impact of your absence with life insurance that gives them financial stability when you cannot be with them.

• Purchase: minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*. Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
• Minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*.
• Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
• Terms: 1 to 25 years or until age 60 or 65.

MAPFRE life insurance that invests your savings in funds according to your profile (conservative, moderate or aggressive) for retirement or your goals, with tax incentives.

• Options: Contigo en Tu Retiro, Contigo en Tu Inversión and Contigo en Tu Jubilación.
• Variable return according to your profile: conservative, moderate or bold.
• Death: your beneficiaries receive the sum insured plus the fund and its returns.
• Survival: at the end of the term you receive the value of your fund.

MAPFRE life insurance for administrative employees of any company, for illness or accident, with a sum of up to MX$500,000.

• Protection against death from illness and accidental death.
• For administrative and office employees, no group needed.
• Sum insured of up to MX$500,000.
• Optional: total and permanent disability from an accident.

MAPFRE basic 5-year life insurance, renewable and with no medical exams, with a sum insured of MX$100,000, MX$200,000 or MX$300,000.

• Death cover for 5 years, renewable.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• No medical exams required.
• Covers death only, with no additional covers.

MAPFRE term life insurance in dollars for people in excellent health, at a preferential rate, from 150,000 dollars.

• Death cover for 10 or 20 years.
• Preferred price for those who meet the good-health criteria.
• Minimum sum insured of US$150,000.
• Optional: accidental death, dismemberment, group accidental death and total and permanent disability.

MAPFRE one-year life insurance with automatic renewal, from MX$1,000 a year; it works as a main plan or a complement.

• Death cover for one year.
• Automatic renewal up to age 60.
• Premium from MX$1,000 a year, with annual, semi-annual, quarterly or monthly payments.
• Optional: accidental death, dismemberment and group accidental death.

MAPFRE one-year life insurance, renewable up to age 65, with a sum insured of up to MX$500,000 and very simple enrollment.

• Death cover for 1 year, renewable up to age 65.
• Sum insured of up to MX$500,000.
• Very simple to purchase.
• Optional: accidental death.

MAPFRE term life insurance for a set term and amount, affordable for every budget, with a special price if your health is optimal.

• Death cover for the term you choose.
• Terms of 1, 5, 10, 15 or 20 years, or up to age 65 or 90.
• Option that rewards your good health with a better price.
• Optional: accidental death, dismemberment and group accidental death.

MetLife basic individual life insurance, with a sum insured of MX$100,000, MX$200,000 or MX$300,000 and automatic renewal every 5 years.

• Death cover for 5 years, with automatic renewal.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• Rate based on your age, gender and health habits.
• Yearly payment, or monthly or half-yearly with a surcharge.

If you are a government employee, this insurance is for you, designed for each stage of your life with a wide variety of coverages for your needs.

• You receive an advance of 10% of your sum insured if you are diagnosed with hypertension or diabetes mellitus.
• You can receive financial support from MX$30,000 to MX$200,000.
• You can use the financial support for whatever you need: medicine, treatment, consultations, transport, recovery and more.
• You can use the money for expenses related to the condition (medicine, tests, convalescence, etc.) or for whatever you and your loved ones need.

MetLife term life insurance: you choose to be protected for 1, 5, 10, 15 or 20 years or up to age 65, with special prices if you are in good health.

• Terms of 1, 5, 10, 15 or 20 years, or up to age 65.
• Special prices if you are in good health.
• In pesos or dollars, from MX$150,000 or US$15,000.
• Includes death and terminal illness.

MetLife life insurance with four plans (Personal, Personal Plus, Familiar and Bienestar) that can be paid at a bank branch or online.

• Plan Personal: death, premium waiver for disability, double indemnity for accidental death in a public place and funeral costs.
• Plan Personal Plus: adds total and permanent disability and cancer (100% if metastatic, 25% if in situ).
• Plan Familiar: protection and funeral costs for your spouse and children, plus an additional sum for your children's education.
• Plan Bienestar: support for critical illness, hospital stays of 24 hours or more, 21 surgeries and fractures, burns or wounds.

Basic 5-year renewable Skandia life insurance, with no prior tests, and a sum insured of MX$100,000, MX$200,000 or MX$300,000.

• Covers death, with no additional benefits or investment.
• 5-year term, renewable.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• No prior tests required: just a questionnaire.

SURA life insurance you build with the coverages you choose, with support for hospitalization, disability and funeral expenses, plus medical and legal assistance.

• Three plans: Plan Vive, Plan Vive Más (with nutrition and psychological assistance) and Plan Vive Educacional (with educational guidance).
• Death, with a 30% advance after 2 years of continuous cover.
• Premium waiver and payment for total and permanent disability.
• Accidental death, dismemberment and group accidental death.

SURA life insurance for MX$800 a year, with no medical exam, that pays MX$90,000 if you die or lose part of your body in an accident.

• Costs MX$800 a year.
• Accidental death or loss of limbs: MX$90,000.
• For loss of limbs you receive a percentage of the sum insured.
• 1-year term with automatic renewal.

Ve por Más individual life insurance: term, endowment, whole life and Obituz for funeral expenses, with discounts for women and non-smokers.

• Term: 1, 5, 10, 15 or 20 years, or up to age 60 or 65.
• Sum insured from MX$100,000 to MX$30,000,000, or from US$5,000 to US$1,500,000.
• Also endowments, Premiuz, whole life and whole life with limited payments.
• Obituz: MX$50,000 or MX$100,000 for funeral costs, plus MX$12,000 or MX$24,000 for household expenses.