Life insurance with savings

Allianz investment insurance with liquidity and tax benefits, for those who want security without giving up returns.

• Investment plan linked to a pure endowment policy.
• Liquidity at no cost.
• Fixed-income and equity options, in different currencies.
• Managed by a world-class investment manager.

Allianz investment insurance for the medium and long term, with passive management strategies in a trust and access to markets worldwide.

• Passively managed investment within a trust, highly diversified and secure.
• Access to international markets, regions, sectors and commodities through ETFs.
• Strategies tailored to your risk and return profile.
• Managed by a world-class investment manager.

10-year Seguros Argos life insurance that refunds all the premiums paid if you are alive at the end of the term.

• 10-year term with a fixed sum insured.
• Refund of all premiums paid if you survive the term.
• Included covers: death, MX$50,000 advance for immediate expenses, terminal illness advance and premium waiver for disability.
• Optional at extra cost: total and permanent disability, accidental death, critical illness, surgery, spouse and children cover, and PASE.

Seguros Banorte life insurance with savings: it protects your family and builds a fund with protection, personal retirement or pension plans.

• If you die, your beneficiaries receive the sum insured plus your savings balance.
• If you reach the end of the term, you receive your savings balance.
• Three savings plans: Protección, Plan Personal de Retiro (deductible, article 151 of the Income Tax Law) and Jubilación.
• You choose how your savings are invested among Banorte's return options.

Life insurance that lets you build savings to reach your short, medium and long-term goals. It also provides death protection and a waiver of premiums in case of disability.

• Build savings in Mexican pesos with 3 terms to choose from: 5, 10 and 15 years.
• In case of disability you receive your savings at the chosen term without paying more premiums.
• Death: if you pass away, your beneficiaries receive the contracted sum insured, included in the Basic Coverage.
• Survival: if you are alive at the end of the term, you receive the contracted savings, included in the basic cover.

Capitaliza is life insurance that combines protection, savings and investment to help you reach your financial goals. Invest your savings for the long term and, if you take it out as a personal retirement plan (PPR), use the tax benefits the law provides. That way your financial future grows while you protect the people you love most.

• You want to save for retirement and take advantage of tax benefits.
• You want to invest your money and benefit from financial market returns.
• You want to give financial support to your loved ones.
• You prefer to decide what to invest in and adjust your strategy when you need to.

GNP whole life insurance, in pesos or dollars, with a high return of the premiums you pay.

• Lifetime protection from US$50,000 or MX$400,000.
• The sum is adjusted for inflation or the exchange rate.
• Preferred prices based on your age, gender, health and habits.
• Tax-free death benefit, with an advance for funeral costs and an advance for terminal illness.

Get protection for a set term and back up your loved ones.

• You choose your sum insured
• High protection at low cost for a set term, for death or survival depending on the plan
• Death: if you die, your beneficiaries receive the contracted sum insured in a single payment.
• Survival protection: depending on the plan, premiums may be refunded.

More than life insurance, it is a protection and savings tool in dollars that supports your plans, with a high return of premiums in the medium and long term, while securing a solid future for your family even if you die.

• High lifetime protection at affordable cost, with amounts from US$500,000, adjusted every year to the exchange rate.
• Attractive premium recovery amounts in the medium and long term, guaranteed by contract.
• Flexibility to make additional contributions in the amount and frequency that suit you, and you can access your savings when you need them.
• Option for your spouse to enjoy the same benefits under the same policy.

A way to manage the savings you built during your working life through periodic payments that will not lose value over time.

• The financial strength of GNP managing your money.
• Keep your purchasing power, since your annuity payments are adjusted for inflation.
• You decide the coverage period, since you can choose among different annuity options.
• Complete the insurance application and, if applicable, provide medical and financial requirements and additional questionnaires (needed for risk assessment).

This life insurance is a protection and savings plan in pesos or dollars that gives you the peace of mind of knowing your loved ones will be protected, even in the unfortunate event of your death.

• Lifetime protection from US$100,000 or MX$1 million, adjusted every year to the exchange rate or inflation.
• Attractive premium recovery amounts in the medium and long term. Guaranteed by contract.
• Flexibility to make additional contributions in the amount and frequency that suit you, and you can access your savings when you need them.
• Significant tax benefits: at the end of the term, the savings are tax-free once the Income Tax Law requirements are met.

Life insurance that backs you and your family, lets you choose the payment term that best suits your needs, and offers an attractive return of premiums with the option to build additional savings.

• You choose your sum insured from MX$400,000 or US$20,000.
• You can choose a payment term of 1, 5, 10, 15 or 20 years or up to a set age.
• Different options to receive the sum insured, as a lump sum or through a trust.
• Your protection doesn't lose value over time, since it is adjusted for inflation in pesos and for the exchange rate in dollars.

GNP life insurance in pesos or dollars to build guaranteed savings and reach your goals within the term you choose.

• Guaranteed savings at the end of the term you choose.
• From MX$400,000 or US$20,000.
• Preferred prices based on your age, gender, health and habits.
• Tax-free death benefit, with an advance for funeral costs and an advance for terminal illness.

This life insurance is a financial tool with a protection component that gives you access to different return options with rates above bank rates, affordable amounts and high liquidity to build your assets in the medium and long term.

• Death cover from MX$400,000 for the period you choose: up to age 65 or for life.
• Your protection is adjusted for inflation, so it doesn't lose value over time.
• Access to different return options according to your investor profile: conservative, moderate and bold.
• You choose when, how much and how you want to invest, according to your means.

GNP life insurance with protection and a savings fund you can withdraw when you need it, in Esencial, Salud, Accidentes and Integral packages.

• Esencial, Salud, Accidentes and Integral packages.
• Savings fund with partial withdrawals straight to your account.
• Death, with an advance for terminal illness.
• Funeral assistance by reimbursement of MX$13,750 to MX$35,000, depending on the sum insured.

Life insurance that gives you lifelong protection plus the possibility of building savings.

• Protection tailored to you.
• Flexibility to build a savings fund.
• Access to your savings whenever you need them.
• Withdrawals of your additional contributions paid directly into your bank account, safely and conveniently.

GNP life insurance with protection and savings, with optional disability, accidental death and Cobertura Mujer (women's coverage).

• Death: your beneficiaries receive the sum insured.
• Advance for funeral costs and advance for terminal illness.
• Optional disability: you receive the sum and stay protected without paying premiums.
• Optional accidental death, on top of the death benefit.

This product protects the insured with death coverage for the chosen term, and if the insured survives to the end of the term, the policyholder can request the percentage they previously chose of the annual premiums paid for the basic coverage. The life insurance term is 10, 15 or 20 years.

• Death cover during the contract term: your beneficiaries receive the contracted sum insured**.
• Minimum sum insured: MX$250,000 or the equivalent in dollars or UDIS*.
• Minimum annualized premium: MX$2,000 or the equivalent in dollars or UDIS*.
• Entry ages: 18 to 70.

Seguro Vitalicio is Insignia Life's individual life insurance that covers you until age 101, with the great advantage that you decide how long to pay. It protects your loved ones from financial hardship and loss of assets as a result of your absence.

• Minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*.
• Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
• Payment terms: 1, 5, 10, 15 or 20 years, or until age 60, 65 or 101.
• Payment: monthly, quarterly, semi-annual or annual, with attractive discounts depending on the payment method you choose.

MAPFRE life insurance that protects you during the term and, if you survive it, pays you 100% of the sum insured as guaranteed savings.

• Death cover during the chosen term.
• At the end of the term you receive 100% of the sum insured.
• Terms of 10, 15 or 20 years, or up to age 60 or 65 (the last two only in dollars or UDIS).
• Optional: accidental death, dismemberment and group versions.

MAPFRE life insurance to build guaranteed savings with a single premium over 5 or 10 years, for retirement or your projects, with tax incentives.

• Guaranteed savings with a single premium (one payment).
• Terms of 5 and 10 years.
• Options: Alcanza Tu Retiro, Alcanza Tu Inversión and Alcanza Tu Jubilación.
• Attractive interest rate and tax incentives depending on the option.

MAPFRE life insurance that protects you during the term and, if you survive it, refunds up to 100% of the basic coverage premiums.

• Death cover for 5, 10, 15 or 20 years.
• Premium refund: 80% for the 5-year term; 100% for 10, 15 or 20 years in pesos; 80% in UDIS or dollars.
• Optional: accidental death, dismemberment and group accidental death.
• Optional: total and permanent disability and critical illness.

MAPFRE whole life insurance with a guaranteed asset value in the policy that helps you plan your estate.

• Lifetime death cover.
• Builds guaranteed equity value in your policy.
• When the policy ends you receive 100% of the sum insured.
• Optional: accidental death, dismemberment and group versions.

MAPFRE whole life insurance that you finish paying during your most productive years: in 5, 10, 15 or 20 years, or by age 60 or 65.

• Lifetime death cover.
• You pay over 5, 10, 15 or 20 years, or until age 60 or 65.
• When the policy ends you receive 100% of the sum insured.
• Builds equity value in the policy for unexpected needs.

MAPFRE plan for a company to build retirement savings for its employees in investment funds, with death protection.

• Defined benefit option: the company sets the amount the employee will receive on retirement.
• Defined contribution option: the company contributes each year and the employee receives the accumulated amount.
• Death: the beneficiaries receive the sum insured plus the fund and its returns.
• No cost to the employee.

MetLife life insurance with flexible savings and liquidity for short-term goals, with returns linked to CETES (Mexican treasury bills).

• Death cover, with the option to increase the sum insured.
• Access to your savings daily, monthly, quarterly or every six months.
• Savings in pesos or dollars, with returns linked to CETES.
• Additional contributions by bank deposit.

MetLife long-term savings life insurance for goals such as retirement, your children's education or your home, with protection up to age 99.

• Plans: MetaLife Mujer, Tu Futuro, Retiro (with tax benefits) and Educación (savings in a trust).
• In pesos or dollars, with a 5% annual increase in your protection.
• Advance of the sum insured for terminal illness.
• Additional covers: accidental death and dismemberment, double indemnity, critical illness, disability and premium waiver.

MetLife whole life insurance with savings for your beneficiaries; you choose to pay it in 5, 10, 15 or 20 years, up to age 65 or for life.

• Lifetime death cover.
• You pay over 5, 10, 15 or 20 years, until age 65 or for life.
• In pesos or dollars.
• Advance of the sum insured for terminal illness.

Skandia life insurance with premium investment from MX$950,000, protected by a trust, with a loyalty bonus.

• Minimum initial contribution of MX$950,000 and additional contributions from MX$1,500.
• Life insurance of up to twice your balance, capped at MX$4,000,000 (from age 71 it covers 1%).
• Investment in Premium Portfolios managed by experts.
• 3.5% bonus if you stay 5 years.

Skandia life insurance with investment from MX$100,000 in a trust that cannot be seized, and life insurance of up to twice your balance.

• Initial investment from MX$100,000 and additional contributions from MX$1,500.
• Life insurance of up to twice your balance, capped at MX$2,000,000 (from age 61 it covers 1%).
• Your money is held in a trust and cannot be seized.
• 2.5% bonus if you stay 3 years.

Skandia plan that combines savings, investment and life insurance, with monthly contributions from MX$1,500.

• Monthly contributions from MX$1,500.
• Life insurance for death or total and permanent disability.
• Estabilidad, Acciones USA and Crea Futuro portfolios.
• You can use part of your savings in emergencies.

Skandia investment insurance with Franklin Templeton portfolios, no mandatory terms, and MX$100,000 life insurance included.

• From MX$200,000, or from MX$250,000 if you want the PPR tax benefit.
• Additional contributions from MX$1,500.
• MX$100,000 life insurance included.
• Guided or open investment, with Conservador, Estabilidad, Moderado and Dinámico portfolios.

Skandia investment product to grow your assets with liquidity, from MX$75,000, with premium portfolios or portfolios designed for you.

• Minimum initial contribution of MX$75,000 and additional contributions from MX$1,500.
• Anything you contribute above MX$75,000 is available according to each fund's liquidity.
• Personalized portfolio or premium portfolios.
• Financial analysis of your risk profile.

Skandia solution to invest and manage your assets through life insurance backed by a trust, with PPR (personal retirement plan) and Special Savings Account versions.

• Life insurance with death cover from day one.
• Premium or personalized portfolios according to your profile.
• Funds protected in a trust with clear rules.
• Versions: Multitrust, Multitrust PPR (article 151) and Multitrust CEA (article 185).

Skandia plan that brings together protection, investment, and estate and tax planning, with a tax exemption at retirement if you meet the requirements.

• Survival and death covers, with additional accidental death.
• Tax deferral on returns while the policy is active.
• Full exemption at age 60 after 5 years in the plan (article 93 of the Income Tax Law).
• Efficient transfer of wealth to your beneficiaries.

Skandia life insurance with flexible savings from MX$2,000 a month, with access to 25% of your savings from the first year.

• Minimum contribution of MX$2,000 a month.
• Access to 25% of your savings for emergencies from the first year.
• Life insurance from MX$100,000 (maximum MX$2,000,000), with early payment for total and permanent disability.
• Savings protected in a trust that cannot be seized.

SURA life insurance with savings: you secure the savings for your goal in 10 or 15 years and protect your family if you die.

• You receive your savings in 10 or 15 years.
• From US$15,000 or 30,000 UDIS.
• Four plans: Básico, Más, Integral and Total.
• Death, with a 30% advance for death or terminal illness.

Ve por Más life insurance with investment to grow your assets over the long term, with tax benefits and estate succession.

• Death cover with a sum insured of MX$50,000 to MX$1,250,000.
• Survival benefit through an investment portfolio with attractive returns.
• Investment of MX$500,000 to MX$50 million, in pesos or dollars.
• Tax benefit under article 93 of the Income Tax Law after 5 years and at age 60.

A single-premium solution that combines the protection of life insurance with a savings mechanism.

• Make changes to your policy to keep your information up to date.
• Buy and sell funds.
• Claim by the beneficiaries if the policyholder dies.
• You receive your account statements quarterly.

Zurich life insurance with a survival fund that invests part of your contributions in funds of your choice.

• You make contributions at the frequency and in the amount you choose.
• Part of your contributions is invested in funds of your choice.
• Death: your beneficiaries receive the sum insured plus the value of your fund.
• Survival: you receive your fund if you are alive at the end of the term.

Zurich life insurance with savings: it protects your family and, at the end of a 5 or 10-year term, you receive your savings with the guaranteed gain.

• Death: your beneficiaries receive the sum insured.
• Accidental death: payment on top of the sum insured.
• Total and permanent disability from illness or accident: you receive the sum insured.
• Survival: at the end of the term you receive your savings and use them however you like.

Committed to protecting and securing your company's infrastructure and property.

• Our cover: physical damage caused directly to property by fire and/or lightning that prevents the normal operation of your company.*
• Our cover: physical damage caused by events that prevent the normal operation of your business.*
• Our cover: physical damage to goods, property and supplies during transport from origin to destination.
• Our cover: financial losses caused by employee dishonesty such as payroll fraud, false invoicing and unauthorized electronic transfers; fraud committed by third parties who are not employees.*