Car insurance across Mexico

Car insurance that protects your car or truck against physical damage, theft or accidents, with legal and roadside assistance included.

• Physical damage, total theft, liability and occupants' medical expenses.
• Legal assistance and roadside assistance from kilometer 0.
• Packages for cars up to 20 years old; applies to cars and trucks.
• Auto Sigue Pérdida Total: replacement car for theft or total loss, 10 days for physical damage and 5 days for legal detention.

Allianz car insurance in four packages: Básico, Limitado, Amplio and Máster.

• Four packages: Básico, Limitado, Amplio and Máster.
• Third-party liability, occupants' medical expenses and total theft.
• Physical damage in Amplio and Máster.
• Catastrophic liability, driver accident coverage, liability extension and liability abroad, depending on the package.

Insurance for private cars and pickups, with its own network of adjusters and lawyers throughout Mexico, the United States and Canada.

• Physical damage from accidents, with no deductible if the loss is due to marches or strikes; also covers damage caused by your minor child when driving the car.
• Total theft: paid at market or agreed value.
• Liability for damage to third parties and their property.
• Occupants' medical expenses.

Car insurance you can buy and pay monthly by credit card.

• Amplia +10 (agreed value), Amplia, Limitada or Responsabilidad Civil coverage.
• With Amplia +10 you get 10% more than the sum insured for total loss due to physical damage or theft.
• Monthly payment by credit card.
• Liability for physical damage caused by your minor child.

The standardized basic product is a single third-party liability coverage with a combined single limit starting at MX$250,000 for property and persons; it applies to private-use cars.

• Single coverage for damage to third parties and their property, with a combined single limit from MX$250,000.
• For cars for private use and service.
• Standardized product: the same coverage at every insurer.

Car insurance with the protection of a traditional policy, but each month you pay only for the kilometers you drive.

• Liability, occupants' medical expenses, total theft, physical damage and driver accident coverage.
• Legal assistance, travel assistance and Atlas Cero Plus for total loss due to physical damage.
• Each month you report the odometer with a photo in the app; if you don't drive, you don't pay that month.
• The mandatory liability insurance is paid only in the first month and covers all 12 months.

Insurance for your car in four plans: Atlas VIP, Amplio, Limitado and Responsabilidad Civil, from basic third-party liability to the most complete protection.

• Physical damage and total theft, depending on the plan.
• Liability with a single combined limit and catastrophic liability for death.
• Occupants' medical expenses and auto accident coverage for the driver.
• Legal assistance and travel assistance.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.

The liability insurance the law requires to drive your vehicle.

• Third-party liability for damage to property and people, up to the limit set by law.
• Processed online through Atlas's mandatory insurance portal.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer, so it's easy to compare.

Liability insurance to drive in your state with the coverage and sum insured required by local law.

• The basic coverage and sum insured your state requires to drive and avoid fines.
• Liability for damage to third parties' property, injuries or death.
• Add-ons at extra cost: legal defense 24/7, traveler liability, damage caused by high-risk cargo, environmental liability and trailer liability.

Liability insurance required by the Federal Roads, Bridges and Motor Transport Law to drive on federal highways.

• Liability for harm to people (injuries and death), with no deductible.
• Liability for physical damage to third parties' property, with no deductible.
• A single coverage, simple to buy.

Extra coverages for your car even if your Amplio or Limitado insurance is with another insurer.

• Auto Total Protect: partial theft, continuous dealership repair with no deductible and guaranteed value.
• Protección al Volante: partial theft, Llanta Segura with no deductible and guaranteed value.
• Partial theft of tires, rims or seats with a deductible of up to 10%; other car parts with no deductible.
• Guaranteed value with a 5% deductible for physical damage and 10% for total theft.

Banorte insurance for new cars, with one of its most complete lists of coverages (February 2026 terms).

• Physical damage, glass breakage and total theft.
• Liability for damage to third parties, to occupants and for death.
• Occupants' medical expenses, legal assistance and vehicle assistance.
• Replacement car for total theft and for total or partial loss.

Liability insurance that protects you whenever you drive, with legal assistance.

• Third-party liability.
• Legal assistance.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.
• Buy it by calling 800 500 2500.

Insurance for private-use cars and pickups of up to 3.5 tons, in three packages: Amplia, Limitada and Responsabilidad Civil.

• Physical damage, glass breakage and total theft, depending on the package.
• Liability for damage to third parties and to occupants.
• Occupants' medical expenses and legal assistance.
• Servicio Vial 360°, vehicle assistance and a replacement car for total theft.

Insurance for border cars with border-zone plates, with the coverages of full car insurance.

• Physical damage, glass breakage, total theft and total loss due to physical damage.
• Liability for damage to third parties, with extension, and to occupants.
• Occupants' medical expenses and accidental death of the driver.
• Special equipment, modifications and conversions.

Banorte car insurance designed for women, with the coverages of its resident car insurance; there is also a Mujer plan for pickups.

• Physical damage, glass breakage and total theft.
• Third-party liability and occupants' medical expenses.
• Legal assistance and roadside assistance.
• Additional coverages of Banorte's resident car insurance, such as a replacement car, deductible waiver and bolso protegido (protected bag).

Insurance for cars driven 20 km a day or less: you buy a package of kilometers and get the coverages of traditional insurance.

• Amplia packages of 3,000, 5,000 or 7,000 kilometers valid for 12 months.
• Physical damage, glass breakage, total theft, liability and occupants' medical expenses.
• Legal and vehicle assistance.
• If you run out of kilometers, you can buy another policy; unused kilometers do not carry over.

Insurance for pickups in four plans: Premier, Integral Plus, Integral and Mujer.

• Physical damage, glass breakage and total theft.
• Third-party liability, with extension, and occupant liability.
• Occupants' medical expenses, legal and vehicle assistance, and protection in the United States.
• Premium services, replacement car for total theft and funeral services, depending on the plan.

Car insurance with liability coverage in Mexico, the United States and Canada, and exclusive services such as Auto Relevo Plus.

• Total theft and physical damage.
• Liability for damage to third parties in Mexico, the United States and Canada.
• Occupants' medical expenses.
• Auto Relevo Plus: a temporary vehicle for up to 15 days while your car is in the shop; Auto Relevo for total loss.

El Águila standardized basic insurance: covers the damage you cause to third parties' property or persons with your car, up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.
• El Águila publishes the price by state and payment method.

El Águila car insurance with Amplia (comprehensive), Limitada (limited) and Responsabilidad Civil (liability) coverage.

• Physical damage and total theft, each with a 3% deductible.
• No deductible for 1 accident, or for up to 2, depending on the coverage.
• In a total loss, they pay for your car plus an extra MX$10,000.
• If you drive an uninsured vehicle that isn't yours, it covers damage to third parties.

Additional GNP coverage for your car, which you can buy even if your comprehensive insurance is with another company.

• Zero deductible for total loss due to physical damage and theft (1 event).
• Replacement car for 10 days in case of total loss, with no deductible.
• Physical damage to tires and rims up to MX$25,000, with a 25% deductible.
• Key replacement up to MX$5,000, with a 20% deductible (no deductible if you file a police report for theft or loss).

Insurance for private cars and pickups in four packages: Responsabilidad Civil (liability), Limitada, Amplia and Premium, with agreed value and protection in the United States and Canada.

• Responsabilidad Civil: damage to, injury or death of third parties; includes the mandatory insurance at no extra cost.
• Limitada: also total theft and damage from fire, natural events, falling trees and riots.
• Amplia: also damage from collision or rollover.
• Premium: also zero deductible for total loss, tires and rims, and key replacement.

Protect your car with tailored coverage, 24/7 roadside assistance and the option to pay through payroll or in up to 12 interest-free monthly installments.

• Buy it with payroll deduction
• Choose the level of protection you need
• Legal protection and medical expenses
• Replacement car in case of total loss*

Standardized basic car insurance designed to protect you if you damage third parties' property or persons, even when someone else is driving your car. It is liability insurance with coverage of up to MX$250,000 for damage to third parties if your car is involved in an accident.

• You won't have to pay a deductible when you use your insurance.
• You'll never lose your protection, since it renews automatically.
• You can buy it yearly and choose the payment plan that suits you best: yearly, half-yearly, quarterly or monthly.
• Valid driver's license.

This insurance protects all types of vehicles owned or operated under concession by government agencies, with attractive discounts based on fleet size and the group's own claims history.

• For all types of vehicles owned by or under concession to government agencies.
• Discounts for volume and for the fleet's own claims history.
• GNP auto coverages: physical damage, total theft, liability, medical expenses and legal protection, depending on what you buy.
• Additional benefits at no cost with Club GNP.

Insurance for your company's vehicles, in Flotillas Autos PyMEs and Autos Flotillas.

• Adapts to your company's needs and your fleet's day-to-day activities.
• Lets you build your fleet with different types of vehicles: cars, pickups, trucks, tractor-trailers, trailers or motorcycles.
• Personalized service 365 days a year, with an adjuster, ambulance and tow truck sent right away.
• Special rates and discounts.

HDI's most complete protection for luxury cars, with dealer repairs for the whole policy term and an exclusive service line.

• Dealership repair throughout the policy term, including glass (glass replacement with a deductible).
• Stolen or lost keys, tires and rims, and theft of car parts, included in the package.
• Driver accident cover.
• Satellite assistance with a tracking device to recover the car if stolen.

Basic liability insurance for private-use cars and pickups, with the same coverages at every insurer.

• Damage to third parties' persons or belongings.
• Single sum insured depending on the policy (HDI publishes MX$150,000).
• Annual coverage throughout Mexico.
• Contract in the name of an individual; payments in Mexican pesos.

MAPFRE car insurance with one of the most complete lists of coverages, according to its 2024 general terms.

• Physical damage, total loss from physical damage and total theft.
• Third-party liability for injury and property damage, catastrophic liability for accidental death and traveler liability.
• Liability extension and legal defense.
• Driver and occupants' medical expenses, driver accident cover and comprehensive occupant cover.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.

MAPFRE Amplio package: physical damage, total theft, liability, medical expenses and full assistance, with benefits unique in the market.

• Physical damage from collision, fire, weather events, engine rod failure, bullet impact and damage to side mirrors.
• Total theft, paid at the EBC guide's sale value in a total loss.
• Liability to third parties and their property, including accidental death; covers your minor child even without a license.
• Liability extension and legal defense when driving another vehicle of the same type and use.

MAPFRE's most complete car insurance package, with extras such as a replacement car, dealer repairs and AutoGAP.

• Everything in the Amplio package: physical damage, total theft, liability, medical expenses, driver accidents, legal defense and full assistance.
• Full coverage abroad: liability, medical expenses and towing in the United States or Canada.
• Partial theft of parts and accessories, and the damage caused by the theft.
• Catastrophic liability for accidental death.

With MAPFRE's Limitado package, liability, roadside assistance and legal defense are reinforced by other coverages that further complete your protection and your vehicle's in any situation.

• Total theft, including damage to the car caused by the theft; in a total loss, the EBC guide's sale value is paid.
• Liability to third parties and their property, including accidental death; covers your minor child even without a license.
• Liability extension and legal defense when driving another vehicle of the same type and use.
• Driver accident coverage and accident medical expenses for the driver and passengers.

With MAPFRE's Responsabilidad Civil package you have the minimum protection needed to drive a vehicle.

• Legal defense: covers legal defense throughout the whole process, including payment of bail and/or bonds.
• Not available for legally imported, regularized or border vehicles.
• Not available for vehicles with a market value over MX$400,000.
• Not available for buses.

Tú Eliges Auto is a new concept of insurance tailored to the customer for better value for money.

• Total theft: covers total theft of the insured vehicle. The deductible is fixed, so the insured always knows how much to pay.
• Catastrophic liability for accidental death: covers the driver if, while using the insured vehicle, they accidentally cause a third party's death.
• Occupants' medical expenses: in an accident, covers medical expenses for bodily injuries to the insured and/or the other occupants of the vehicle.
• Legal defense: with this coverage the insured gets professional lawyer services in an accident or total theft of the car.

MAPFRE offers a variety of car insurance options to choose from according to your needs.

• Damage, total or partial theft, and dealership repair with guaranteed quality.
• Your policy covers third parties, passengers and property in an accident.
• Medical expenses, serious accidents and death for the driver and occupants.
• Lawyers and legal assistance always available to you.

Quálitas insurance for personal-use cars and pickups of up to 2.5 tons, with basic coverages and a long list of add-ons.

• Physical damage (or total loss only), total theft and partial theft.
• Third-party liability, supplementary bodily injury liability, cargo liability, cross liability, trailer towing liability and occupant liability.
• Legal expenses and occupants' medical expenses.
• Quálitas roadside assistance and coverage extension.

Quálitas insurance for border-zone and legalized cars and pickups of up to 2.5 tons.

Basic liability insurance for personal-use cars and pickups, with the same coverages at every insurer.

• Your policy must be in force and fully paid.
• Read the general terms of the Seguro Básico Estandarizado carefully to know your rights and obligations when you need to use the service.
• The Seguro Básico Estandarizado is sold only for cars and pickups for personal use.

Insurance for classic cars that covers total loss of the vehicle, liability and medical expenses.

• Total loss from physical damage: collision, rollover, fire, natural events, riots, vandalism and transport.
• Total loss from total theft.
• Liability with a single combined limit.
• Occupants' medical expenses.

SURA insurance for private-use cars with Mexican plates, with basic coverages and a long list of add-ons.

• Physical damage, total loss from physical damage and total theft.
• Liability with a single combined limit, for occupants, traveler liability and excess for third-party death.
• Occupants' medical expenses, legal defense and car assistance.
• Adaptations, special equipment and armoring.

SURA car insurance with basic and additional coverages to complete your protection.

• Physical damage (including glass, vandalism and engine damage from flooding), total theft and total loss from physical damage.
• Liability with a single combined limit, with driver extension and traveler liability.
• Occupants' medical expenses, legal defense and travel assistance.
• Adaptations, special equipment and armoring.

Insurance that covers you, as a licensed driver, for the damage you cause to third parties while driving any vehicle of the type your license allows.

• Third-party liability for damage to property and people, with a single combined limit.
• It follows the person, not the vehicle: it applies to vehicles of the type allowed by your license.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.

The liability insurance the law requires to drive your vehicle.

• Third-party liability for damage to property and people, up to the policy limit.
• Costs and expenses of a civil lawsuit for the covered liability.

Ve por Más tailored car insurance to cover the costs of an accident or damage to your car.

• Car insurance tailored to you, with different coverage and deductible packages.
• Terms for cars, pickups, regularized vehicles, trucks and motorcycles.
• Pickups: can cover damage caused by the cargo.
• Can cover modifications and special equipment.

Basic liability insurance to drive in Mexico: covers the damage you cause to third parties.

• Covers liability for damage to third parties and their property, the mandatory coverage for driving in Mexico.
• Does not include physical damage to your car, total theft, occupants' medical expenses or roadside or legal assistance.

Zurich car insurance in Amplio, Limitado and Responsabilidad Civil packages.

• Tu Auto Seguro Más: full protection with physical damage, total theft, liability, occupants' medical expenses, roadside assistance and legal assistance.
• Seguro Básico Estandarizado: only the mandatory liability coverage required to drive.
• Border, legalized and tourist cars: for foreign plates, legalized cars or cars temporarily imported into Mexico.
• Optional depending on the product: partial theft, special equipment and modifications or conversions.