Motorcycle insurance
Coverage for personal or delivery motorcycles against damage, theft and liability.

What it usually covers
- Liability for damage to third parties
- Total theft
- Physical damage
- Rider medical expenses
- Roadside assistance
Coverage, sums insured and exclusions vary by insurer and plan. We show you the terms of each option before you buy.
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9insurers offer this coverage. We compare their options for you.
Motorcycle insuranceWhat you need to get a quote and buy
- Make, model, year, engine size and serial number of the motorcycle.
- Postal code and use: leisure, work or delivery.
- A valid motorcycle driver's license.
- Official ID, proof of address and RFC or CURP.
This is a general guide: each insurer may ask for more details or documents. Below, on the policies that publish them, you will see what their insurer asks for.
Products from each insurer
14 products from 9 insurers, with their official description and a link to each company's page.
We translated each product's summary, coverages and requirements. Product names stay as each insurer publishes them, and the insurer's policy terms in Spanish are what apply.
Recommended

Motocicletas Residentes
Quálitas insurance for motorcycles with Mexican plates: damage, theft, liability and protection for the rider.
- Physical damage or total loss only.
- Total theft.
- Liability for damage to third parties, to the passenger and from the cargo.
- Legal expenses and occupants' medical expenses.
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- Quálitas roadside assistance.
- Special equipment, repairs at the dealership and death of the rider in an accident.
Recommended
Motocicletas (Automóviles Residentes SURA)
SURA insures private-use motorcycles under its Automóviles Residentes policy; the sum insured is set by the invoice value or an appraisal.
- Bought under SURA's general terms for private-use Automóviles Residentes.
- Physical damage and total theft, with the sum insured based on the invoice value or an appraisal by loss assessors.
- Third-party liability and occupants' medical expenses, depending on the coverages you choose.
- Some coverages do not apply to motorcycles: for example, the liability extension excludes motorcycles.
What they ask for to buy it
- Private-use motorcycle with Mexican plates.
- Motorcycle invoice or an appraisal to set the sum insured.
Recommended

Motocicletas
Insurance for your motorcycle with coverage throughout Mexico.
- Physical damage from accidents, with no deductible if the loss is due to marches or strikes.
- Total theft: paid at market or agreed value.
- Liability for damage to third parties and their property.
- Roadside and travel assistance.
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- Legal defense and legal assistance.
What they ask for to buy it
- Be over 18 years old.
- Valid driver's license for the type of motorcycle.
- Copy of the vehicle registration card and an official ID.
- Completed insurance application.
- Motorcycle details: make, model line, model year, plates, serial number and engine number.

Motocicletas Residentes
Insurance for your motorcycle with Mexican plates: damage, theft, liability and protection for the rider.
- Physical damage and total theft.
- Third-party liability, catastrophic liability and extension to riding another motorcycle.
- Atlas legal assistance.
- Medical expenses of the rider and passenger, rider accidents and accidental death.
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- Atlas Cero Plus for total loss due to physical damage and for total theft.
- Motorcycle accessories, helmet and clothing, and key replacement.
What they ask for to buy it
- Be between 18 and 70 years old.
- Live in Mexico.
- Fill out the application.
- Fill out the “Know your customer” form.
Seguro de Motos
Insurance for your private-use motorcycle in four plans: Integral, Protegido Plus, Protegido and Preventivo.
- Physical damage, glass breakage or total loss from physical damage, depending on the plan.
- Total theft.
- Third-party liability.
- Occupants' medical expenses.
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- Legal assistance and vehicle assistance (towing, battery, fuel and flat tires).
- Optional in all plans: death of the rider in an accident.
What they ask for to buy it
- Private-use motorcycle; delivery, courier and commercial-use motorcycles are not accepted.
- Up to 10 years old (15 years in the Preventivo plan).
- Maximum motorcycle value of MX$500,000.
- Policyholder details: full name, address, phone, mobile and email.
- Vehicle registration card or invoice, VIN, engine number and license plates.
- Credit or debit card, or an account for automatic payment.

Seguro de Motos
Seguro de Motos GNP
Insurance for small, medium or large motorcycles, with coverage you adapt to what you need.
- We insure up to 50 motorcycle brands.
- Available for 2005 models onwards.
- We extend your protection to cover adaptations, conversions or special equipment on your motorcycle.
- Pay for your insurance over 3 or 6 months interest-free.
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- We add the mandatory vehicle liability insurance to the premium at no extra cost.
- Physical damage to your motorcycle, whether partial or total.
- In case of theft, we pay the commercial value.
- We cover damage caused to third parties while riding the motorcycle.
- Ambulance, hospitalization and more, with the Medical Expenses cover.
- Covers injuries you suffer after an accident.
Seguro de Moto
Insurance for your motorcycle in three policies: Amplia, Limitada and Básica, for urban, delivery, sport, cruiser or touring motorcycles.
- Amplia: physical damage from accidents or natural disasters.
- Amplia and Limitada: total theft, and if the motorcycle is recovered with damage, that is paid too.
- All three policies: legal assistance, occupants' medical expenses and third-party liability.
- Family Liability: accidental damage that you or your family cause to others.
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- 24/7 roadside assistance from kilometer 0: towing, fuel and flat tires.
- Accepts motorcycles up to 10 years old in Amplia and Limitada, and up to 25 years old in Básica.
- Annual coverage within Mexico, with payments in Mexican pesos.
What they ask for to buy it
- Vehicle details: model year, make, sub-make, version, license plates and VIN.
- Policyholder details: age, gender, occupation, phone, address and ZIP code.
Seguro de Movilidad Personal (vehículos eléctricos personales)
Insurance for electric personal mobility vehicles, such as scooters, which mobility regulations require to be insured.
- Liability for damage to third parties and their property.
- Safe helmet: structural damage to the helmets of the rider and one passenger in an accident.
- Death of the rider in a road accident.
- Reimbursement of medical expenses from road accidents, also from robbery with violence.
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- Legal assistance.
- For the personal covers to apply, the rider and passenger must wear helmets.

Seguro de Moto Amplio
Very complete MAPFRE motorcycle insurance, to which you can add the extra coverages you choose.
- Physical damage from collision, rollover, falling objects and trees, flooding, riots and transport.
- Total theft and damage caused by theft.
- Liability for damage to third parties and their property.
- Medical expenses of the rider and passenger.
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- Legal defense and unlimited roadside assistance.
- Covers you can add: motorcycle accessories (alarm, saddlebags, top case, intercom and more), accidental death, helmet and clothing, key replacement and liability extension.

Seguro de Moto Limitado
MAPFRE's Moto Limitado insurance lets you add extra coverage to liability, roadside assistance, total theft, legal defense and medical expenses.
- Total theft of the motorcycle and damage caused by the theft.
- Liability for damage to third parties and their property.
- Medical expenses of the rider and passenger.
- Legal defense and unlimited roadside assistance.
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- Covers you can add: motorcycle accessories (alarm, saddlebags, top case, intercom and more), accidental death, helmet and clothing, key replacement and liability extension.

Seguro de Moto Responsabilidad Civil
MAPFRE's Moto Responsabilidad Civil is its basic motorcycle insurance.
- Liability for damage to third parties and their property.
- Medical expenses of the rider and passenger.
- Legal defense with bail or bond arrangements.
- Unlimited roadside assistance: towing, jump start, fuel and tire change.
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- Covers you can add: motorcycle accessories (alarm, saddlebags, top case, intercom and more), accidental death, helmet and clothing, key replacement and liability extension.

Seguro de Moto Élite
MAPFRE's Moto Élite insurance offers the most complete protection for the rider and passenger and for physical damage to the vehicle and its accessories.
- The most complete protection for the rider, the passenger, the motorcycle and its accessories.
- Physical damage and total theft.
- Third-party liability, extended to riding another motorcycle.
- Medical expenses of the rider and passenger, and accidental death.
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- Motorcycle accessories, helmet and clothing, and key replacement.
- Legal defense and unlimited roadside assistance.

Seguros de Moto
If you need motorcycle insurance, MAPFRE offers several options to choose from.
- We cover physical damage and total theft of your motorcycle.
- Liability cover for property and people.
- Cover for keys and for helmets or clothing.
- Legal defense, including advice and handling before the Public Prosecutor.
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- Your motorcycle accessories are covered in case of a collision.
- Benefit for beneficiaries in case of accidental death.
- Covers the medical expenses of the rider and passenger.
- Unlimited roadside assistance: towing, jump start, fuel, tire change and more.
- Full assistance in case of an accident while you are traveling.
- Option to add Accidental Death cover.
Frequently asked questions
Motorcycle insurance: how much does it cost?
It depends on what you want to protect, the sum insured, the deductible and the insurer. We get quotes from several companies so you can compare price and coverage.
Which insurers offer motorcycle insurance across Mexico?
At 1SEGUROS we quote motorcycle insurance with Quálitas, SURA, ANA, Atlas, Banorte, General de Seguros, GNP, HDI and MAPFRE.
How do I sign up?
Message us on WhatsApp at +52 999 316 7145 from anywhere in Mexico, or visit our office in Colonia Yucatán, Mérida. We ask for the information we need, show you options and issue your policy.
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Motorcycle insurance
Coverage for personal or delivery motorcycles against damage, theft and liability.



