Insurance for Uber, DiDi and rideshare drivers
Personal-use policies may not cover your car while you drive for an app. This insurance does.

What it usually covers
- Liability to passengers and third parties
- Physical damage and theft
- Medical expenses for occupants
- Coverage during app trips
- Roadside assistance
Coverage, sums insured and exclusions vary by insurer and plan. We show you the terms of each option before you buy.
Get a quote on WhatsApp
3insurers offer this coverage. We compare their options for you.
Rideshare driver insuranceWhat you need to get a quote and buy
- Car details: make, model, year, serial number and plates.
- Platforms you work on (ride-hailing or delivery).
- A valid driver's license of the type your state requires for the service.
- Official ID, proof of address and RFC.
This is a general guide: each insurer may ask for more details or documents. Below, on the policies that publish them, you will see what their insurer asks for.
Products from each insurer
5 products from 3 insurers, with their official description and a link to each company's page.
We translated each product's summary, coverages and requirements. Product names stay as each insurer publishes them, and the insurer's policy terms in Spanish are what apply.

Planmed Óptimo / Híbrido para socios conductores
Planmed Óptimo or Híbrido health plans for Uber driver and delivery partners, which can also include their family.
- 24/7 medical advice by phone
- Emergency ambulance service
- Specialist consultations (internal medicine, psychiatry, general surgery, ENT, urology, and orthopedics and traumatology)
- 6 nutrition consultations and 6 psychology consultations
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- Our doctors will coordinate the dispatch if needed.

Protección para socios conductores Uber
Exclusive protection for Uber driver and delivery partners: car insurance, the Planmed health plan and Ganancia Protegida (income protection).
- Private-use policy with Amplia coverage that also protects you when the app is off.
- Planmed: health plans for you and your family.
- Ganancia Protegida: financial support for death or for an accident-related disability that keeps you from driving on the app.
- Purchased directly from the Uber app.

Protect App (conductores de plataformas)
Insurance for drivers on one or more platforms, including Uber. It protects you as a private car with the app off and as a platform vehicle with the app on.
- Physical damage and total theft of the vehicle.
- Third-party liability.
- Occupants' medical expenses and auto accident coverage for the driver.
- 24/7 legal defense.
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- Assistance: tire change, mechanic, towing, help with total theft, medical transport and funeral paperwork.
- Protection adjusted to what you need.
Seguro Socio Conductor App
Plan for ride-hailing drivers: it protects your vehicle and damage to third parties, with the app on or off.
- Amplio, Limitado and Responsabilidad Civil packages.
- Physical damage (10 % or 15 % deductible), glass breakage and total theft.
- Liability from MX$4,000,000 and passenger liability.
- Occupant medical expenses from MX$200,000 per event.
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- Death of the driver in an accident, legal assistance and roadside assistance.
- Applies to all platforms; on Uber trips, Uber covers the trip liability.
GNP Chofer Privado
Insurance that covers you while the insured vehicle is being used on a private ride-hailing app, and when you are offline and making personal trips with your car.
- Protection 24 hours a day, even when you are not logged in to ride-hailing apps.
- Liability as the basic coverage, protecting you against damage to third parties' property or persons and to the vehicle's occupants.
- Certificate of mandatory auto liability insurance, at no additional cost.
- Medical care for passengers in an accident.
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- Free installation and service of a tracking device for vehicles considered high-risk for theft.
- Choose how you are compensated: agreed value, commercial value or invoice value.
- Add coverages and adjust deductibles and sums insured to your needs.
- Protection beyond the border when you drive your car in the USA and Canada.
- Pay your insurance in 3, 6 or 12 interest-free monthly installments.
- Coverage for physical damage to your vehicle caused by fire, flood, earthquake or collision.
Frequently asked questions
Rideshare driver insurance: how much does it cost?
It depends on what you want to protect, the sum insured, the deductible and the insurer. We get quotes from several companies so you can compare price and coverage.
Which insurers offer rideshare driver insurance across Mexico?
At 1SEGUROS we quote rideshare driver insurance with AXA, Banorte and GNP.
How do I sign up?
Message us on WhatsApp at +52 999 316 7145 from anywhere in Mexico, or visit our office in Colonia Yucatán, Mérida. We ask for the information we need, show you options and issue your policy.
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Insurance for Uber, DiDi and rideshare drivers
Personal-use policies may not cover your car while you drive for an app. This insurance does.



