Mexico car insurance for tourists and foreign plates
If you drive into Mexico with foreign license plates, you need a policy issued by a Mexican insurer.
What it usually covers
- Liability in Mexico
- Physical damage and total theft
- Medical expenses for occupants
- Legal and roadside assistance
- Policies by the day, month or year
Coverage, sums insured and exclusions vary by insurer and plan. We show you the terms of each option before you buy.
Who it is for
For visitors from the United States, Canada and other countries, and for residents with foreign-plated cars.
Get a quote on WhatsApp
11insurers offer this coverage. We compare their options for you.
Tourist car insuranceWhat you need to get a quote and buy
- A privately used vehicle with foreign plates.
- Title and, outside the free zone, a valid temporary import permit.
- Make, model, year and serial number (VIN) of the vehicle.
- Passport or ID and driver's license of the driver.
- Days you will be in Mexico: it is sold by the day, the month or the year.
This is a general guide: each insurer may ask for more details or documents. Below, on the policies that publish them, you will see what their insurer asks for.
Products from each insurer
16 products from 11 insurers, with their official description and a link to each company's page.
We translated each product's summary, coverages and requirements. Product names stay as each insurer publishes them, and the insurer's policy terms in Spanish are what apply.
Recommended
Seguro de Auto Turista
Insurance for cars with foreign plates driving in Mexico, for terms of less than a year, issued in pesos or dollars, in the AXA Standard, Esencial and Básica packages.
- Physical damage, total theft and glass breakage.
- Third-party liability and excess personal liability.
- Occupant medical expenses, legal defense and auto assistance.
- Add-ons: adaptations and conversions, damage caused by cargo, special equipment, trailer liability and Indemnización Premium (30% more on partial losses paid in cash).
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- Claims paid within 72 hours at most once the documentation is complete, in the policy currency.
- You can separately insure what you bring on your trip: small yachts, surfboards, ATVs, personal watercraft or kayaks.
Recommended
HDI Autos Turistas
Insurance for cars with foreign plates driving in Mexico with a temporary import permit. You build it with the coverages you choose, and Physical Damage and Total Theft also cover you in the United States or Canada, depending on your permanent address.
- Third-party liability: injury, death or damage to other people's property, with no deductible. If the car is electric or hybrid, it also covers damage while charging the battery.
- Physical damage: collision and rollover; glass breakage or theft (windshield, side windows, rear window, sunroof); fire, lightning and explosion; hurricane, hail, earthquake, flood and falling trees; strikes and riots; and damage while the car is being transported.
- Total theft of the car and the damage it suffers as a result of the theft, with a report filed with the authorities.
- Physical damage and total theft also apply in the United States or Canada, depending on your permanent address. The other coverages apply within Mexico.
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- Occupant medical expenses: hospital, medicines, doctors, nursing, ground ambulance and funeral expenses for the driver and occupants (up to 7) from collision, rollover or violent robbery.
- 24-hour legal defense with an HDI lawyer before the Public Prosecutor or the judge: securing your release, return of the car and bail or bond up to the liability sum insured.
- Legal assistance for theft and for canceling the temporary import permit if the car is lost to total theft or total loss.
- Towing for breakdown or flood up to US$1,000 per trip and for collision up to US$500, with no limit on events. Also up to US$500 if you choose to have it repaired in the United States.
- Roadside help: fuel (up to 10 liters), jump start, tire change and locksmith, up to 3 events per policy term.
- Travel assistance: ground medical transport, air ambulance, liaison with your country's embassy or consulate, shipping of spare parts, and road, toll and tourism information by phone.
- Costs of moving the car to the appraisal or repair site; if you take it elsewhere yourself, you are reimbursed up to US$500.
- Optional coverages: Trailers and Boats (the boat only while on land), GAP up to 25% of the commercial value if the car is financed, Partial Theft of special equipment, and Vandalism.
- Optional when another driver is responsible: no deductible if the third party is at fault and the damage exceeds the deductible; 50% more in Occupant Medical Expenses if the third party is uninsured; and no need to file a complaint against an uninsured third party.
- Excess liability for third-party death, as an additional coverage.
- Glass deductible: 20% of the value of the damaged glass. Total loss when the repair equals or exceeds 75% of the sum insured.
- 24-hour claims reporting at 477 740 28 18. Report immediately or within 5 days at the latest; HDI begins the appraisal within 72 hours of the car being made available.
- Requirements: valid temporary import permit (except in the free zone), title, and a driver over 18 with a license. Damage to the car is not covered if the driver was drunk or unlicensed and that caused the accident.
- General conditions registered with the CNSF under number CNSF-S0027-0302-2024, in force since January 30, 2025. The English version is a courtesy; if there are differences, the Spanish text prevails.
Seguro para Turistas
ANA Compañía de Seguros offers visitors entering Mexico efficient, quality service anywhere in the country; its tourist car insurance includes the following coverages:
- Specific tourist information about Mexico
- Search for and transport of luggage and personal belongings
- Criminal defense service
- Advice and handling to release the insured vehicle after a road accident
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- Bail and bonds with limits
- The kilometer marker on the highway
- Nearest city or town
- Description of the third-party vehicle (if applicable)
Automóviles Turistas
Insurance for cars with foreign plates visiting Mexico, with terms in Spanish and English.
- Physical damage and total theft of the vehicle.
- Liability for damage to third parties and their property.
- Legal assistance and travel assistance.
- Bilingual policy.
Auto Turista (vehículos de Estados Unidos y Canadá)
Insurance for vehicles with foreign plates driving in Mexico, with terms in Spanish and English.
- Physical damage and total theft.
- Third-party liability.
- Occupants' medical expenses.
- Legal assistance and roadside assistance.
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- Can cover towed units.
Auto Turista Southbound (placas extranjeras en México)
Insurance for cars with foreign plates traveling through Mexico, with a Platino option for greater protection.
- Physical damage and total theft of the vehicle.
- Third-party liability.
- Occupants' medical expenses.
- Can cover special equipment, trailers, boats and motorcycles.
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- Platino coverage with expanded scope.
- Conditions in Spanish and English.
Seguro de Auto Turista Northbound
Liability insurance to drive a car with Mexican plates to the United States and Canada.
- Have a Mexican driver's license, plates and vehicle registration.
- In the USA and Canada, auto liability insurance is mandatory for cars with Mexican plates.
- Both the driver and passengers must carry their passport, ID and valid visa throughout the trip.
- Legal expenses for the policyholder in an accident
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- Roadside assistance services ranging from fuel delivery, tire change, jump start, fluid delivery, locksmith and towing to a rental car in case of theft or accident.
Seguro para Autos extranjeros en México
GNP tourist car insurance is insurance for foreign cars visiting Mexico that protects them during their stay.
- Tailored protection according to the length of your stay, from 1 day to 1 year.
- Compensation at the commercial value at the time of the accident.
- Extend your protection with the Additional Risk Coverages.
- Payment options: credit or debit card.
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- Bilingual phone support 365 days a year.
- Collisions, rollovers and glass breakage caused by road accidents.
- Payment for Total Theft.
- Third-party liability for accidents involving other drivers.
- Medical expenses for the driver or passengers.
- Guaranteed bail bond and legal assistance in accidents with legal consequences.
Seguro de Auto Turista Mexitravel
Insurance for people temporarily driving a car with foreign plates in Mexico, in three packages: Amplio, Limitado and Responsabilidad Civil.
- Amplio: the most complete protection, with collision and rollover damage and glass breakage.
- Limitado: total theft, fire and natural catastrophes, plus the basics.
- Responsabilidad Civil: third-party damage, legal defense, travel assistance and medical expenses.
- Policy in pesos or dollars, issued immediately and sent by email.
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- Vehicle value based on Kelley Blue Book.
- Own network of lawyers and full assistance.
What they ask for to buy it
- Foreign vehicle with foreign plates, for private use.
- Valid temporary import permit.
- Title.
- Term of 1 to 365 days; can be purchased from anywhere in the world.
Seguro de Auto Turista Mexitravel Amplio
MAPFRE's Mexitravel Amplio tourist car insurance offers the most complete coverage in its range of this type of insurance.
- Physical damage from collision, rollover, fire, lightning, explosion, flood, riots and transport.
- Total theft and damage caused by theft.
- Liability for injury, death or damage to third-party property.
- Occupant medical expenses, including funeral expenses.
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- Legal defense and full travel assistance.
- Policy in pesos or dollars, issued immediately and sent by email.
- Vehicle value based on Kelley Blue Book.
- Own network of lawyers and full assistance.
What they ask for to buy it
- Foreign vehicle with foreign plates, for private use.
- Valid temporary import permit.
- Title.
- Term of 1 to 365 days; can be purchased from anywhere in the world.
Seguro de Auto Turista Mexitravel Max
Max version of the insurance for cars with foreign plates driving in Mexico.
- Physical damage and total theft.
- Liability for bodily injury and property damage to third parties, also as a combined single limit.
- Medical expenses for the driver and occupants.
What they ask for to buy it
- Foreign vehicle with foreign plates, for private use.
- Valid temporary import permit.
- Title.
Seguro de Auto Turista Mexitravel Responsabilidad Civil
MAPFRE's Mexitravel Responsabilidad Civil tourist car insurance offers basic coverage within Mexico for all drivers of vehicles with foreign plates.
- Liability for injury, death or damage to third-party property.
- Occupants' medical expenses.
- Legal defense and travel assistance.
- Policy in pesos or dollars, issued immediately and sent by email.
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- Vehicle value based on Kelley Blue Book.
- Own network of lawyers and full assistance.
What they ask for to buy it
- Foreign vehicle with foreign plates, for private use.
- Valid temporary import permit.
- Title.
- Term of 1 to 365 days; can be purchased from anywhere in the world.
Seguros Auto Turista Mexitravel Limitado
MAPFRE's Mexitravel Limitado tourist car insurance protects you throughout Mexico against any event involving the vehicle you drive, as long as it has foreign plates.
- Total theft, fire and natural catastrophes.
- Liability for injury, death or damage to third-party property.
- Occupants' medical expenses.
- Legal defense and full travel assistance.
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- Policy in pesos or dollars, issued immediately and sent by email.
- Vehicle value based on Kelley Blue Book.
- Own network of lawyers and full assistance.
What they ask for to buy it
- Foreign vehicle with foreign plates, for private use.
- Valid temporary import permit.
- Title.
- Term of 1 to 365 days; can be purchased from anywhere in the world.
Turistas
Quálitas insurance for personal-use tourist cars, pickups and motorcycles with foreign plates driving temporarily in Mexico.
Automóviles Turistas (también Mexistar y Business Class)
Insurance for tourists' cars driving in Mexico; SURA also has the Mexistar and Business Class versions.
- Physical damage and total theft.
- Liability with a single combined limit.
- Occupant medical expenses and assistance services.
- Can cover trailers and boats, adaptations and special equipment, and motorcycles.
Seguros para Autos Fronterizos, Legalizados y Turistas
Insurance for foreign-origin cars in three types: border-zone, legalized (nationalized) and tourist vehicles.
- Fronterizos: foreign cars 5 to 20 years old, legally imported with border plates; coverage in Mexico and some in the United States and Canada.
- Legalizados: foreign cars 8 to 20 years old, regularized to drive anywhere in Mexico.
- Turistas: vehicles entering the country temporarily; coverage in Mexico only, with medical evacuation depending on what you buy.
- Coverages: physical damage, total theft, liability, occupant medical expenses, roadside assistance and legal assistance.
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- Trade-in or private-party value for Fronterizos and Legalizados.
What they ask for to buy it
- Fronterizos: title, import declaration for free zones and border plates.
- Legalizados: title and import declaration (or regularization documents if it was by decree).
- Turistas: foreign invoice and valid temporary import permit.
Frequently asked questions
Tourist car insurance: how much does it cost?
It depends on what you want to protect, the sum insured, the deductible and the insurer. We get quotes from several companies so you can compare price and coverage.
Which insurers offer tourist car insurance across Mexico?
At 1SEGUROS we quote tourist car insurance with AXA, HDI, ANA, Atlas, Banorte, Chubb, GNP, MAPFRE, Quálitas, SURA and Zurich.
How do I sign up?
Message us on WhatsApp at +52 999 316 7145 from anywhere in Mexico, or visit our office in Colonia Yucatán, Mérida. We ask for the information we need, show you options and issue your policy.
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Mexico car insurance for tourists and foreign plates
If you drive into Mexico with foreign license plates, you need a policy issued by a Mexican insurer.