Group health insurance for companies
Major medical benefits for your employees and their families.

What it usually covers
- Hospitalization and surgery
- Doctors' fees
- Coverage for dependents
- Group terms
- Management of additions and removals
Coverage, sums insured and exclusions vary by insurer and plan. We show you the terms of each option before you buy.
Get a quote on WhatsApp
11insurers offer this coverage. We compare their options for you.
Group health insuranceWhat you need to get a quote and buy
- List of employees with date of birth and sex, and of their dependents if they are included.
- The minimum number of members the insurer requires for a group.
- Sum insured rule and who pays the premium: the company, the employees or both.
- Tax status certificate, articles of incorporation and powers of the legal representative.
- If you already have a policy, the claims history of recent years.
This is a general guide: each insurer may ask for more details or documents. Below, on the policies that publish them, you will see what their insurer asks for.
Products from each insurer
27 products from 11 insurers, with their official description and a link to each company's page.
We translated each product's summary. Product names, coverages and requirements are shown in Spanish, as each insurer publishes them.
Gastos Médicos Mayores Empresarial
Allianz major medical insurance for active employees of private companies and their dependents, from 100 insured people.
- Insures active employees and their financial dependents: spouse and children under 29.
- Plans designed by specialists according to the company's needs.
- National medical network with 15 clinics, 481 hospitals and 3,480 doctors.
- App, digital policies and a portal to add and remove members.
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- More than 90 % of claims are resolved in under 72 hours, with case management.
What they ask for to buy it
- Group of at least 100 insured people, counting policyholders and dependents.
- Active employees of a private company.

Gastos Médicos para Empresas (Med Óptimo y Med Plus)
Seguros Atlas major medical insurance for your company's employees, in two tailored plans.
- Med Óptimo para empresas: to cover the costs of treatments or medical emergencies.
- Med Plus para empresas: complete plan with a broad network of top-tier hospitals.
- Plan tailored to the company.

Protección Total Colectivo
Taking care of yourself and your loved ones is easier with the right ally. This set of coverages is designed to give you certainty in the face of the unexpected, from protecting your family's well-being to backing your finances at key health moments, so you can live calmly today and move forward safely tomorrow.
- Accepted ages: policyholder only, from 18 to 69, renewable up to 84.
- Waiting period: 30 days; does not apply in case of accident.
- Accepted ages: policyholder only, from 18 to 69, renewable up to 84.
- Accepted ages: policyholder only, from 18 to 64.
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- Accepted ages: policyholder and spouse from 18 to 69, renewable up to 84.
- Children from 0 to 24.
- Sum insured: from MX$15,000.00 to MX$50,000.00
- Sum insured: from MX$15,000.00 to MX$300,000.00.
- Waiting period: 60 days.
- Eligible ages: policyholder and spouse from 18 to 69, renewable up to 74. Children from 0 to 24.

Cuidado Integral+
Major medical insurance for companies that adds, to traditional protection, services that look after employees' health from the first symptom.
- Checkup and a consultation to explain the results, at Clínicas Médicas AXA Keralty.
- Unlimited free general medicine, pediatrics and gynecology consultations at Clínicas Médicas AXA Keralty.
- Care with specialists and designated hospitals when needed.
- Ambulance and 24/7 medical advice by phone.
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- Exclusive AXA line to book appointments, report a hospital admission and follow up on surgeries and reimbursements.
- Cuidado Integral+ Salud and Cuidado Integral+ Plus versions, and the Cuidados Avanzados program for advanced illnesses.

Línea Hospitalaria Empresas
24/7 medical assistance by phone, 365 days a year. Preferential rates for house calls. Information on medical services. Ground ambulance for emergencies, and more.
- Leave the care of your employees to us. We offer protection and support when they need us most.
- Coverage within Mexico, with the option to extend it abroad.
- Covers fees for the treatment of a condition.
- Covers the costs of care during a hospital stay.
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- Covers medical and surgical treatment from birth.
- Covers injuries from occasional, non-professional practice of any sport.
- Extends the coverage area to costs of care received abroad.
- Offers services such as medical transport, repatriation or transport home, and locating and forwarding luggage.
- Covers the costs of treatment or surgery for childbirth or C-section.

Línea Hospitalaria PyME
The basic coverage is designed to pay traditional medical and hospital expenses, and it includes a series of benefits that extend the level of protection.
- Covers medical and hospital costs from medical care, consultations and surgeries.
- Claims containment through the treatment of cancer and/or orthopedic conditions.
- Option to increase the sum insured for broader protection at an additional cost.
- We cover psychiatric consultations and the medicines needed.
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- We protect you if a complication considered a medical emergency arises from treatments not covered by the insurance.
- Covers emergencies while the insured is abroad.
- Access to hospital care in a zone other than the one purchased, without the additional coinsurance.
- If the insured has an accident covered by the policy, the deductible is waived from the moment medical care begins.
Bupa Corporate Care
Corporate insurance designed to meet the needs of employees and executives of small, medium-sized and large companies.
- Maternity in dollars: childbirth, C-section, complications, and prenatal and postnatal visits (10-month waiting period)
- Critical illnesses: cancer, kidney dialysis, HIV and organ transplants, among others
- Free choice of doctors and hospitals in Mexico and a provider network abroad
- National or international coverage, with emergencies abroad
Bupa Cuidado Elemental Colectivo
Group version of Bupa Cuidado Elemental, for groups, with the network of providers contracted with Bupa across Mexico.
- Primary care and specialist visits, up to the sum insured.
- Dental visits and treatment.
- Medicines prescribed by a treating doctor, up to MX$5,000 a year.
- Used within Bupa's provider network; no coverage outside the country.
Bupa Óptimo Empresarial
Major medical insurance within your company's reach, with access to a broad national network of medical providers backed by Vitamédica.
- More than 12,000 medical providers, 600 hospitals and clinics, and 6,000 pharmacies
- Maternity: MX$30,000 plus MX$10,000 of provisional coverage for the newborn
- Critical illnesses: cancer, kidney dialysis, HIV and transplants
- Optional: out-of-network reimbursement, assistance abroad and pre-existing conditions
Seguros Básicos Preventivos
Preventive group insurance (Básico Preventivo and Básico Preventivo Plus) with primary care and specialist consultations.
- Consultations with in-network primary care doctors, with the copay stated in the policy.
- Consultations with in-network specialists, with a copay.
- General and family medicine with no age limit.
- Básico Preventivo and Básico Preventivo Plus versions.
Gastos Médicos siga corporativo
Accident insurance designed to avoid the costs of the unexpected. It gives employees peace of mind to face health emergencies arising from work or sports activities and transport accidents.
- Protection 24 hours a day.
- Insurance for both employees and executives.
- Protects your company's finances and the well-being of your employees and their families.
- Plans adaptable to the needs of your company's members, with special rates.
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- The age limits to purchase this insurance are 0 to 69.*
GNP Indemniza
Indemnity insurance that covers the main conditions and procedures in Mexico, for companies that do not offer medical insurance as an employee benefit, small companies that cannot buy full coverage, or as a complement to an existing policy.
- Nationwide coverage
- Covers care at public or private medical institutions
- Three protection levels to choose from based on your business needs.
- Lump-sum benefit for medical surgical procedures
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- Lump-sum benefit for critical illnesses and organ transplants
- Lump-sum benefit for illnesses requiring hospitalization
- Lump-sum benefit for chronic degenerative diseases
- Daily hospitalization benefit for up to 15 days
- Accidental death benefit: financial support to the beneficiaries for expenses after a death caused by an accident.
- Reimbursement of accident medical expenses once the expenses arising from an accident are documented.
Línea Azul Premier
Major medical insurance that provides nationwide backing for the medical care of a company's employees.
- The policy adapts to each company's needs.
- Tax-deductible under the current Income Tax Law (LISR).
- Give your insured employees first-contact medical care and referrals to doctors and hospitals through Médica Móvil, according to the benefit plan purchased.
- Médica Móvil membership: includes home doctor visits and ambulance at a preferential price.
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- Maternity: covers childbirth or C-section, with a waiting period of 10 months on the policy.
- Catastrophic illnesses abroad: support for hospitalization, medical fees and other medical services arising from specific illnesses.
- Extended benefits: extends the national coverage purchased to protection abroad, with the same features and scope.
- Supplementary payments: we cover the remaining expenses of open claims coming from other companies, as long as the expenses occur during the policy term.
- Travel assistance: support in a medical emergency away from your place of residence.
Línea Azul VIP
Major medical insurance that offers health services with worldwide hospital coverage and the possibility of receiving medical care without restrictions.
- The policy adapts fully to your needs.
- Care anywhere in the world.
- Your employees receive unrestricted medical services and care.
- You get special rates and conditions.
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- It is tax-deductible.
- Optional covers are available, such as:
- The age limits to purchase this insurance are 0 to 69.*
Siga
Accident insurance helps you avoid unexpected expenses, especially medical ones. It gives employees peace of mind to face health emergencies arising from work or sports activities and transport accidents.
- Protection 24 hours a day.
- Insurance for both employees and executives.
- Protects your company's finances and the well-being of your employees and their families.
- Plans adaptable to the needs of your company's members, with special rates.
Médica Vital PyME
HDI major medical insurance for small and medium-sized businesses, co-insured with Bupa México, used in a provider network with direct payment.
- Network of more than 12,000 medical providers; HDI pays them directly.
- Annual sum insured for each member of the policy.
- Home medical visits at no cost and with no limit, with up to MX$800 for medicines per visit.
- Bupa en Casa: 24/7 medical and psychological assistance.
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- Outpatient treatment: consultations, medicines, tests, outpatient surgery, home nursing (up to 30 days) and 30 rehabilitation sessions.
- Hospitalization, maternity, medical transport and coverage for specific illnesses.
- Optional: dental, waiver of waiting periods, out-of-network reimbursement, assistance abroad and a higher maternity sum insured.
What they ask for to buy it
- Employees up to age 69.

Seguro Colectivo Indemnizatorio
This group indemnity insurance is unique in the market: it offers benefits for the most frequent illnesses and procedures among the Mexican population, plus personal accident coverage if the insured has an accident.
- Previcáncer. Basic coverage: accidental death. Additional coverage: cancer diagnosis. Additional services: contact center and travel assistance.
- Desired sum insured for the basic coverage
- Accepted ages up to 65.
- Usual residence in Mexico.
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- Not working in any of the occupations excluded from the insurance.
- Pre-existing conditions are not covered.

Seguro Gastos Médicos Mayores Colectivo Prestación / No Prestación
With MAPFRE group major medical insurance, your team members are covered for all hospital and medical expenses needed after an accident or illness, up to the sum insured, including pregnancy complications, psychological conditions and chiropractic care, among many other items, at no additional cost.
- Plan Gastos Médicos Hospitalarios. Hospital access: Type C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$15,000.
- Plan Hospitalización Familiar. Hospital access: Types A, B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000.
- Plan Hospitalario Familiar Nacional. Hospital access: Types AA, A, B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000
- Plan Gastos Médicos Hospitalarios Plus. Hospital access: Types B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$22,500.
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- Plan Hospitalización Familiar Oro. Hospital access: Types A, B and C. Coverage: international. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000.
- Plan Hospitalización Familiar Diamante Internacional. Hospital access: Types AA, A, B and C. Coverage: international. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000
- Maternity support: covers the costs incurred by insured women aged 15 to 44 for a normal delivery or C-section.
- If your provider is Centauro, check the network here.

Seguro Protección Médica a Tu Medida Colectivo
General terms of Protección Médica a Tu Medida Colectivo (PDF), application form (PDF) and fee schedule (PDF).
- Bariatric surgery: gastric sleeve, lap-band, gastric bypass
- Inclusive therapies: motor, hearing, speech and/or learning
- Help with hormonal therapies: tubal ligation, menopause, andropause, perimenopause
- Complications from gender reassignment treatment
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- Prostheses: hearing; growth-related (replacement)

Seguro Protección Médica a Tu Medida PyME
Protección Médica a Tu Medida PyME is an innovative major medical product designed for companies and businesses with 5 or more employees that want to protect their staff against accidents or illness, with protection tailored to their needs.
- Medical fees: covers fees of the surgeon, anesthesiologist, assistant doctors and surgical technician, as well as nursing fees, medical consultations, post-operative visits, and medical and/or surgical treatments.
- Medicines: covers medicines given in the hospital and those bought outside it, needed to treat an illness or accident.
- Ambulance: covers ground or air ambulance expenses incurred in Mexico.
- Rehabilitation: covers rehabilitation costs due to a covered condition.
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- Maternity support: covers the costs incurred by insured women for a normal delivery or C-section.
- Medical assistance: phone medical assistance 24 hours a day, 365 days a year.
- Protección total: prostheses and orthopedic devices; complications from non-covered expenses
- Prostheses and orthopedic devices
- Complications from non-covered expenses
- Protección Plus: reconstructive and cosmetic treatments; cutting-edge procedures; extended nursing

Gastos Médicos para PyMEs
MetLife insurance for small and medium-sized businesses that gives employees financial support if they face an illness or hospitalization.
- Benefit if an employee is diagnosed with one of the 20 covered illnesses.
- Fixed amount for each day of hospitalization.
- Reimbursement of medical expenses.
- Maternity payment at birth.
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- An affordable, easy-to-manage benefit for SMEs.

MédicaLife Empresarial
MetLife group major medical insurance for employees, which can be customized with endorsements.
- Planes MédicaLife Práctico, Básico, Más y Ejecutivo, según el nivel de cada empleado.
- Libre elección de médico: en la red hay pago directo y fuera de ella, reembolso.
- Specialized medical case management for catastrophic claims.
- Amplia gama de servicios de asistencia.
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- La póliza se puede personalizar con endosos.

MédicaLife Modular
MetLife group medical insurance for small and medium-sized businesses, affordable and easy to customize with modular coverages.
- Coberturas modulares: maternidad, mujer, recién nacido, eliminación de tiempos de espera y preexistencia a 2 años, entre otras.
- Hospital y médico de tu preferencia según el rango de protección del plan.
- Gestión médica especializada y red de asistencias.
- Adicionales: corrección de la vista, visión, dental, renta diaria por hospitalización y cobertura internacional.
What they ask for to buy it
- Edad de contratación: de 0 a 64 años.
Colectivo de Complicaciones por Cirugía Estética Reconstructiva
Medical expense protection for complications during or after an elective surgery or procedure, which other plans usually exclude. For patients, hospitals and clinics.
- Covers medical and surgical complications during or after an elective cosmetic surgery or procedure.
- Additional medical expenses that are usually excluded from other health plans.
- Gives peace of mind to the patient and to the hospital or clinic.
- Se contrata en forma colectiva.
PANAMED
Group indemnity medical insurance tailored to each group (coverage level, salaries), for maquiladoras, unions, municipalities and operational staff.
- Medical advice by phone
- Home doctor visits
- Network of general practitioners and specialists
- Psychological and nutritional assistance by phone
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- Telemedicine
Gastos Médicos Colectivo (Talento Seguro)
SURA group major medical insurance for employees of small and medium-sized businesses, with a nationwide hospital network and direct payment.
- Standard room, medical and surgical services, intensive care, medicines, lab tests and imaging.
- Transplants, emergency dental treatment after an accident and congenital conditions.
- Maternity support when the baby is born more than 10 months after the insurance was purchased.
- Direct payment and scheduled surgery in the partner network for stays of more than 24 hours.
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- 24-hour phone assistance, specialist consultations at a preferential cost and up to 5 nutritionist consultations a year.
- Add-ons: maternity, prenatal care, care abroad, hearing aids, border strip, obesity, funeral expenses, pre-existing conditions and refractive surgery.
- Tax-deductible under the LISR.

Gastos Médicos Mayores Colectivo (Médikuz B×+)
Ve por Más group major medical insurance for employees, adaptable to your company's profile.
- Hospital expenses, medical and surgical fees, robotic surgery and specialized procedures.
- Medicines outside the hospital, tests, chemotherapy, radiotherapy and rehabilitation.
- Transplants, donor expenses, reconstructive surgery and dental treatment after an accident.
- Psychological or psychiatric consultations, alternative medicine and dangerous sports.
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- Phone assistance 24/365, home doctor, ambulance and travel assistance from 75 km from your home.
- Optional: maternity, waiver of deductible and coinsurance for accidents, and medical emergencies and critical illnesses abroad.
Frequently asked questions
Group health insurance: how much does it cost?
It depends on what you want to protect, the sum insured, the deductible and the insurer. We get quotes from several companies so you can compare price and coverage.
Which insurers offer group health insurance across Mexico?
At 1SEGUROS we quote group health insurance with Allianz, Atlas, AXA, Bupa, GNP, HDI, MAPFRE, MetLife, PALIG, SURA and Ve por Más.
How do I sign up?
Message us on WhatsApp at +52 999 316 7145 from anywhere in Mexico, or visit our office in Colonia Yucatán, Mérida. We ask for the information we need, show you options and issue your policy.
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