Fine art and collections insurance
Protection for artworks, collections and valuables, at home, on display or in transit.
What it usually covers
- Accidental damage
- Theft
- Transport and exhibitions
- Agreed value
Coverage, sums insured and exclusions vary by insurer and plan. We show you the terms of each option before you buy.
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3insurers offer this coverage. We compare their options for you.
Fine art insuranceWhat you need to get a quote and buy
- Inventory of the pieces with artist, description, dimensions and photos.
- Appraisal or agreed value of each piece.
- Location and security measures where they are kept or shown.
- If they travel: origin, destination, dates and type of packing.
- ID of the owner, or articles and powers if it is an institution.
This is a general guide: each insurer may ask for more details or documents. Below, on the policies that publish them, you will see what their insurer asks for.
Products from each insurer
3 products from 3 insurers, with their official description and a link to each company's page.
We translated each product's summary. Product names, coverages and requirements are shown in Spanish, as each insurer publishes them.
Obras de Arte AXA
AXA all-risk insurance for works of art and collections owned by individuals, companies, museums and galleries, on display and in transit, nail to nail.
- Todo riesgo durante la estadía y el tránsito «clavo a clavo»: montaje, incendio, terremoto, fenómenos hidrometeorológicos, caídas accidentales y robo.
- Para coleccionistas privados y corporativos, museos, galerías, exposiciones, y proveedores y productores de arte.
- Endoso de depreciación: paga la restauración más la pérdida de valor de la obra.
- Revalorización de la obra si fallece el artista o se actualiza el avalúo.
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- Cobertura automática en todas tus ubicaciones y obras de terceros bajo tu custodia.
- A valores totales o a primer riesgo; póliza y materiales también en inglés.
What they ask for to buy it
- Relación o avalúo de las obras que quieres asegurar.
- Ubicaciones donde se guardan o exhiben y, en su caso, los traslados.
Obras de Arte GMX
GMX specialized insurance for works of art on display, in transit or stored at a home, company, museum or gallery.
- Póliza clavo a clavo: cubre las obras durante su traslado y exhibición, propias o de terceros.
- Póliza de bienes en estadía: obras guardadas o expuestas de forma permanente en tu domicilio.
- Robo con y sin violencia, daños materiales, agua o humedad, incendio, terremoto y fenómenos naturales.
- Rotura y grieta, carga y descarga, bodega a bodega, montaje y desmontaje.
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- Huelgas, actos malintencionados de terceros y daños accidentales de visitantes o guardias.
- Para coleccionistas privados, empresas, colegios, museos, galerías y casas de cultura.
What they ask for to buy it
- Valid official ID: INE, passport, professional license, driver's license or FM2/FM3 if you are a foreigner; for a company, articles of incorporation.
- Phone, gas or water bill as proof of address, no more than 3 months old.
- Tax status certificate (constancia de situación fiscal) and insurance application.
- Relación y valor de las obras.
Obras de Arte Zurich
Zurich insurance for private or corporate works of art and collections, at their locations and in transit, with coverage in Mexico and abroad.
- Bienes en estadía: pérdida o daño material en las ubicaciones declaradas.
- Bienes en tránsito, incluido el embalaje, desembalaje y manejo.
- Bienes de terceros bajo tu cuidado o custodia.
- Cobertura global, en México y en el extranjero.
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- Opcionales: nuevas adquisiciones, colecciones de literatura y gastos extraordinarios tras un siniestro.
What they ask for to buy it
- Relación de las obras y ubicaciones donde se encuentran.
- Declarar las nuevas adquisiciones en el plazo pactado.
Frequently asked questions
Fine art insurance: how much does it cost?
It depends on what you want to protect, the sum insured, the deductible and the insurer. We get quotes from several companies so you can compare price and coverage.
Which insurers offer fine art insurance across Mexico?
At 1SEGUROS we quote fine art insurance with AXA, GMX and Zurich.
How do I sign up?
Message us on WhatsApp at +52 999 316 7145 from anywhere in Mexico, or visit our office in Colonia Yucatán, Mérida. We ask for the information we need, show you options and issue your policy.
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Fine art and collections insurance
Protection for artworks, collections and valuables, at home, on display or in transit.