
Insignia Life
14 products from Insignia Life across 5 insurance types. We help you compare and sign up.
Insurance types offered
Life insurance
Keep your family financially protected if you are no longer there.
Destino Seguro
Insignia Life insurance that lets you accumulate capital for retirement and gives you death coverage until you withdraw all the plan's funds, with the great advantage that you decide how long to pay.
- Term: 1, 5, 20, 15, 20 years, up to age 60 or 65, and whole life.
- Acceptance age: 18 to 70.
- Payment: annual, semiannual, quarterly, monthly or 12 interest-free monthly installments.
- LIMITED PAYMENTS: pay your insurance over the term that suits you best. You can choose 1, 5, 10, 15 or 20 years or until age 60 or 65; after that you pay no more premiums.
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- WHOLE LIFE: you pay your insurance for the product's entire life.
- Partial withdrawals from year 10.
- Purchase: from MX$250,000 sum insured, up to the maximum allowed by Art. 151 Sec. V and Art. 185.
- From MX$250,000 sum insured.
- Up to the maximum amount allowed by Art. 151 Sec. V and Art. 185.
Seguro de Vida Individual Básico
The company pays the designated beneficiaries the sum insured if the insured person dies during the insurance term, as long as the coverage is in force. If the insured person outlives the term, the coverage ends with no obligation for the company.
- The insurance and premium payment term is 5 years.
- The policy renews for life once the 5 years of cover have passed, as long as the policy is in force.
- The policy can only be issued in Mexican pesos.
- Premium rates differ for men and women.
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- Entry ages: 18 to 65.
- Payment: annual.
- Grace period: 30 days.
- Contestability period: 5 years.
- General conditions, claim form and medical form
Seguro de Vida Noventa
Gives your family financial support in an unexpected situation such as death. A great option for people who plan ahead, at any age.
- Acceptance age: 18 to 90.
- Annual or monthly terms, with the option of automatic credit card charges.
- Sum insured per person: minimum MX$100,000, maximum MX$1,250,000.
- If the insured dies before the end of the contracted term, the beneficiaries receive the sum insured in monthly installments or in a lump sum. Another settlement method may also be agreed*.
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- It adapts to your means and needs.
- Preferential rate for women
- Accidental death on top of your basic policy's sum insured: if death is caused by an accident, we pay your beneficiaries the amount contracted for this cover.
Seguro Temporal
At Insignia Life we help you protect your loved ones from unexpected situations, minimizing the impact of your absence with life insurance that gives them financial stability when you cannot be with them.
- Purchase: minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*. Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
- Minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*.
- Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
- Terms: 1 to 25 years or until age 60 or 65.
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- Affordable insurance that fits your means and needs.
- 2-year age discount for non-smokers (when calculating the cost of your insurance).
- Accidental death: on top of the sum insured, if death is caused by an accident, we pay your beneficiaries the amount contracted for this cover.
Life insurance with savings
Protection for your family and guaranteed savings you receive at the end of the term.
Seguro Insignia Premia
This product protects the insured with death coverage for the chosen term, and if the insured survives to the end of the term, the policyholder can request the percentage they previously chose of the annual premiums paid for the basic coverage. The life insurance term is 10, 15 or 20 years.
- Death cover during the contract term: your beneficiaries receive the contracted sum insured**.
- Minimum sum insured: MX$250,000 or the equivalent in dollars or UDIS*.
- Minimum annualized premium: MX$2,000 or the equivalent in dollars or UDIS*.
- Entry ages: 18 to 70.
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- Available for 10, 15 or 20 years.
- Your loved ones stay financially protected and keep their quality of life during the contracted term.
- 4 premium return percentages*: you choose 25%, 50%, 75% or 100% when the policy is issued.
- Guaranteed values: cash surrender value, reduced paid-up insurance and extended term insurance*.
- Accidental death on top of your basic policy's sum insured: if death is caused by an accident, we pay your beneficiaries the amount contracted for this cover.
- Total and permanent disability sum insured: if the disability is declared total and permanent, we pay you the contracted sum insured.
Seguro Vitalicio
Seguro Vitalicio is Insignia Life's individual life insurance that covers you until age 101, with the great advantage that you decide how long to pay. It protects your loved ones from financial hardship and loss of assets as a result of your absence.
- Minimum sum insured of MX$250,000 or the equivalent in USD or UDIS*.
- Minimum premium of MX$2,000 or the equivalent in USD or UDIS*.
- Payment terms: 1, 5, 10, 15 or 20 years, or until age 60, 65 or 101.
- Payment: monthly, quarterly, semi-annual or annual, with attractive discounts depending on the payment method you choose.
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- Available in pesos, dollars or UDIS*.
- Minimum premium payment of MX$2,000 or the equivalent in USD or UDIS*.
- If the insured dies before the end of the contracted term, the beneficiaries receive the sum insured in monthly installments or in a lump sum. Another settlement method may also be agreed*.
- Your loved ones will have financial support if you are gone.
- Protection through every stage of your life, up to age 101.
Retirement plan
Save for retirement at your own pace, with protection along the way.
Mi Retiro Seguro
Set the amount that guarantees a calm, independent and comfortable retirement, and Insignia Life will help you reach it.
- Minimum term of 5 years.
- Entry age: 18 to 65.
- No minimum amount for your premium or sum insured.
- At the end of the term, you receive the sum insured as a lump sum or in instalments over the period that suits you best.
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- If you die while your insurance is in force, your beneficiaries receive the cash value or the total premium paid, whichever is greater.
- You build a savings habit to reach your goals.
- The sooner you start saving, the lower the premium and the higher your return.
Mi Retiro Seguro 5 y 10 Años
Whether 5 or 10 years, you guarantee a retirement that keeps your lifestyle and quality of life.
- Minimum term of 5 years.
- Payment over 5 or 10 years.
- No limits on your contribution amount or sum insured.
- Tax-deductible as set out in the Income Tax Law.
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- Choose the age at which you want to receive your savings, between 55 and 75.
- You receive your money in monthly payments or as a lump sum.
- If you die before the end of the term, your beneficiaries receive the cash value or the total premium paid, whichever is greater.
- You decide at what age between 55 and 75 you want to access your savings.
Mi Retiro Seguro Único
Mi Retiro Seguro Único is Insignia Life's exclusive insurance to enjoy a retirement free of financial worries while keeping your standard and quality of living.
- Minimum term of 5 years.
- No limits on your contribution amount or sum insured.
- Tax-deductible as set out in the Income Tax Law.
- Choose the age at which you want to receive your savings, between 55 and 75.
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- You receive your money in monthly payments or as a lump sum.
- If you die before the end of the term, your beneficiaries receive the cash value or the total premium paid, whichever is greater.
- You decide at what age between 55 and 75 you want to access your savings.
- Make a single payment according to your means when you take out the policy.
Education insurance
Secure the money for your children's university, whatever happens.
Dibujando su Futuro
Education is the best inheritance you can give your children. Dibujando su Futuro is Insignia Life's education insurance that gives you the tools to build capital and pay for your children's university education without straining your family budget. Whatever their dream, what matters is that you can pave the way for them to make it come true.
- Accepted age of the main insured (policyholder): 18 to 70
- Minimum term: 5 years
- Can be purchased from the insured child's birth up to age 20.
- Available in pesos, dollars or UDIs*
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- If the insured passes away during the term, Insignia Life pays the sum insured to the designated beneficiaries, provided the coverage is in force at the time of death.
- Know the sum insured from the start.
- Builds a savings habit to reach your goals.
- The sooner you start saving, the higher the return.
Primera Base
Primera Base is Insignia Life's protection and savings insurance that helps you gather the funds for your children's primary, middle or high school education, with the peace of mind that your family's assets won't be affected.
- Available terms: from 2 to 20 years or until reaching age 60 or 65.
- Accepted ages from 15 to 70.
- No minimum premium or sum insured.
- At the end of the term, Insignia Life pays you the agreed amount in a lump sum or in installments over the period you prefer.
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- If you pass away during the term, your beneficiaries receive the sum insured.
Group life insurance
Life insurance benefits for your employees, partners or borrowers.
Grupo
Interbank equilibrium interest rate (TIIE): updated on the 5th of each month, or the next business day if that day is not a business day.
- Seguro de vida grupo temporal 1 renovable.
- Póliza auto-administrada con ajuste de prima anual.
- El plazo de contratación es de 1 año.
- Edades de aceptación de 15 a 70 años.
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- Sin monto mínimo de prima, ni de suma asegurada.
- Tarifas accesibles y sin distinción de género.
- Contratación en moneda nacional.
- En caso de fallecimiento del asegurado durante el plazo contratado, sus beneficiarios recibirán la suma asegurada en una exhibición, o bien, fraccionada a lo largo del periodo que consideren más conveniente.
- Posibilidad de hacerlo deducible de impuestos , según lo establecido por la Ley del Impuesto Sobre la Renta.
PyMES
Seguro PyMES is Insignia Life's insurance that gives small and medium-sized businesses access to insurance benefits that only large companies used to have, to protect your employees' families financially if they die.
- Seguro de vida especial para grupos.
- El grupo deberá estar conformado por al menos 2 personas.
- El plazo de contratación es de 5 años.
- Edades de aceptación de 18 a 70 años.
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- Tarifas accesibles y sin distinción de género.
- Sin monto mínimo de prima, ni de suma asegurada.
- Contratación en moneda nacional.
- Pago mensual, trimestral o semestral con ajuste anual.
- En caso de fallecimiento del asegurado durante el plazo contratado, sus beneficiarios recibirán la suma asegurada en una exhibición, o bien, fraccionada a lo largo del período que consideren más conveniente.
- Posibilidad de hacerlo deducible de impuestos , según lo establecido por la Ley del Impuesto Sobre la Renta .
Socio
Seguro de Socios is the best way to fund the purchase of a deceased partner's shares from their family at a fair price, preserving the company's continuity and balance.
- Seguro de vida para empresas.
- Plazo de contratación de 1 a 25 años o a edad alcanzada de 60 o 65 años.
- Accepted ages from 15 to 70.
- Contratación en pesos, dólares o Unidades de Inversión UDI*
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- La suma asegurada se determina por socio y con base en el valor de sus acciones.
- El asegurado deberá ser socio de la empresa.
- Tu empresa asegura su estabilidad económica ante la pérdida de uno de sus socios.
- Protege las necesidades económicas de la familia del socio.
Get a quote with Insignia Life
Message us on WhatsApp from anywhere in Mexico and we will reply during office hours with options from several insurers.