Allianz México
28 products from Allianz across 19 insurance types. We help you compare and sign up.
Car insurance
Protect your car or pickup against collision, theft and damage to others, with roadside assistance.
Tu Seguro de Auto
Allianz car insurance in four packages: Básico, Limitado, Amplio and Máster.
- Four packages: Básico, Limitado, Amplio and Máster.
- Third-party liability, occupants' medical expenses and total theft.
- Physical damage in Amplio and Máster.
- Catastrophic liability, driver accident coverage, liability extension and liability abroad, depending on the package.
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- Tires and rims, guaranteed mobility after a total loss, roadside assistance and legal defense.
- Optional: special equipment, modifications, armoring, dealership repair, partial theft and zero deductible for total or partial loss.
- Report claims from the Allianz Customer App or by phone 24 hours a day.
Major medical insurance
Care in private hospitals for illness or accidents, without draining your family's savings.
Recommended
Allianz MediMaxx integral
Complete medical protection for you and your family. A more robust option for those who want more backing, flexibility and reach.
- You choose the sum insured: from MX$1.5 million to MX$160 million per condition.
- Standard hospital network, with clinics and hospitals in your area, or extended, with more clinics and mid-level hospitals.
- If you are treated at a “Clásico” level hospital, your coinsurance drops 10 points, and it can even be waived if you chose 10%.
- Optional add-on modules, such as Urgencias en el Extranjero (emergencies abroad) or Protección Familiar (family protection).
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- Access to coverages such as Enfermedades Catastróficas Internacionales, to treat serious conditions outside Mexico.
- Internacional integral option for those seeking worldwide protection.
Allianz MediMaxx esencial
Allianz major medical insurance for serious conditions, easy to understand, in three plans: Clásico esencial, Amplio esencial and Master esencial.
- Up to MX$10,000,000 a year for major conditions, such as accidents or cancer.
- Standard hospital network, with hospitals in your area, or extended, with more clinics and mid-level hospitals.
- Unlimited 24/7 medical consultations and digital prescriptions with Allianz Concierge, plus the App Cliente Allianz and MiDocOnline.
- If you are treated at a “Clásico esencial” level hospital, your coinsurance drops 10 points.
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- Coinsurance cap of MX$45,000 a year.
Seguro Médico Allianz MediMaxx
Allianz major medical insurance in two options: MediMaxx esencial, for essential cover, and MediMaxx integral, for full protection.
- Check your medical network: find in-network hospitals and doctors.
- Keep your information handy: ID and your policy details (digital or printed).
- Tell admissions that you are an Allianz customer.
- Keep your receipts: prescriptions, test results and invoices (PDF/XML).
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- Report your admission to the Service Center if you are hospitalized.
- Direct payment: Allianz pays the hospital if you meet the requirements. You pay the deductible and personal expenses.
- Check the answer and progress of your case.
- Send any pending information to avoid delays.
Group health insurance
Major medical benefits for your employees and their families.
Gastos Médicos Mayores Empresarial
Allianz major medical insurance for active employees of private companies and their dependents, from 100 insured people.
- Insures active employees and their financial dependents: spouse and children under 29.
- Plans designed by specialists according to the company's needs.
- National medical network with 15 clinics, 481 hospitals and 3,480 doctors.
- App, digital policies and a portal to add and remove members.
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- More than 90 % of claims are resolved in under 72 hours, with case management.
What they ask for to buy it
- Group of at least 100 insured people, counting policyholders and dependents.
- Active employees of a private company.
School accident insurance
Coverage for students during school activities, camps and trips.
Seguro de AP Escolares
Allianz personal accident insurance for students, teachers and administrative staff, from kindergarten to university.
- Protege a alumnos, docentes y personal administrativo de todos los niveles escolares.
- Cobertura amplia que considera eventos escolares y traslados.
- Coberturas adicionales para fortalecer el programa de la escuela.
- App y emisión de pólizas digitales.
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- Más del 90 % de los siniestros se resuelven en menos de 72 horas.
Dental insurance
Checkups, cleanings and dental treatment at preferential prices.
Dentegra
As an Allianz México client with an individual major medical policy, you have access to dental coverage through the Allianz Dental Dentegra plan.
- Book your appointment at least 48 hours in advance
- Provide your details and policy number
- Receive your appointment confirmation
- Go to your appointment with a valid official ID and your insured member card
Life insurance
Keep your family financially protected if you are no longer there.
Recommended
OptiMaxx Protección
Tailored Allianz life insurance: you choose the sum insured and a term of 1 to 25 years, with additional benefits such as disability and premium refund.
- You choose the sum insured.
- Terms of 1, 5, 10, 20 and 25 years.
- Monthly, quarterly, semiannual or annual payment, by credit card or checking account.
- Your beneficiaries receive the sum insured tax-free.
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- Total and permanent disability: you receive this benefit's amount and stay protected without paying premiums.
- Accidental death and dismemberment, in addition to the death coverage.
- Refund of up to 100% of premiums if you outlive the term (10- and 20-year terms).
What they ask for to buy it
- Live in Mexico.
- Fill out the insurance application and, if needed, provide medical or financial requirements and additional questionnaires.
- Copy of official ID and proof of address.
- Age to buy: 18 to 70.
Life insurance with savings
Protection for your family and guaranteed savings you receive at the end of the term.
OptiMaxx Elite
Allianz investment insurance with liquidity and tax benefits, for those who want security without giving up returns.
- Investment plan linked to a pure endowment policy.
- Liquidity at no cost.
- Fixed-income and equity options, in different currencies.
- Managed by a world-class investment manager.
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- Confidentiality.
- Tax benefits under article 93 of the Income Tax Law for this type of plan.
What they ask for to buy it
- Live in Mexico.
- Complete the insurance application.
- Copy of official ID and proof of address.
- Entry age: from 18.
OptiMaxx Patrimonial
Allianz investment insurance for the medium and long term, with passive management strategies in a trust and access to markets worldwide.
- Passively managed investment within a trust, highly diversified and secure.
- Access to international markets, regions, sectors and commodities through ETFs.
- Strategies tailored to your risk and return profile.
- Managed by a world-class investment manager.
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- Fee rebate on your first contribution.
What they ask for to buy it
- Live in Mexico.
- Complete the insurance application.
- Copy of official ID and proof of address.
- Entry age: from 18.
Retirement plan
Save for retirement at your own pace, with protection along the way.
Plan de Ahorro para el Retiro
Allianz individual savings plans are the ideal way to start building, today, the assets that will let you enjoy the retirement you deserve.
- A savings plan tailored to the client.
- Flexible contributions based on the client's means and needs.
- Access to nineteen investment portfolios in different currencies based on the client's profile.
- Allianz offers you a bonus of up to 100% of your committed first-year contributions.
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- Efficient investing by taking advantage of the tax benefits of articles 93, 151 and 185 of the Income Tax Law (LISR).
- Attractive liquidity options through withdrawals and/or loans.
- Deductibility: lowers your taxable base, reducing the tax you pay.
- Deferral: postpones the tax on real interest until it is withdrawn.
- Exemption: removes the tax when certain requirements are met (usually age and policy duration).
Rentas Privadas
Allianz offers a range of options to manage your assets efficiently, protecting your savings from market volatility and guaranteeing you an income for as long as you live.
- Plans tailored to you
- Annuities in pesos, dollars and inflation-indexed pesos
- Lifetime pensions with guarantees
- Solutions for individuals and companies
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- Lifetime annuity: an annuity is paid for the rest of your life.
- Lifetime annuity with guarantee: if you die during the guarantee period, the beneficiaries receive the annuity for the rest of that period.
- Joint lifetime annuity: on death, the joint insured receives the set annuity for the rest of their life.
- Temporary annuity: the main insured is paid an annuity for a set period, as long as they are alive.
- Deferred annuity: the main insured is paid an annuity from the date set on the policy schedule (deferral period).
- Nominal pesos: the client always receives the same amount. It is not adjusted for inflation.
Education insurance
Secure the money for your children's university, whatever happens.
OptiMaxx Educación
Allianz savings plan linked to an education trust to pay for your children's university; you decide how much to contribute and for how long.
- Not tied to the child turning 18 or 22.
- You can pause your contributions for up to one year (restrictions apply).
- Partial withdrawals from month 19 if the money is used for education.
- Bonus of up to 100 % of your first-year contributions.
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- Tax incentive under article 90 of the Income Tax Law (Ley del ISR) for plans linked to educational trusts.
- If you pass away or become disabled, Allianz keeps making the contributions until the plan ends.
- Optional: supplementary life insurance and double contribution.
What they ask for to buy it
- Live in Mexico.
- Complete the insurance application.
- Copy of official ID and proof of address.
- Entry age: from 18.
Group life insurance
Life insurance benefits for your employees, partners or borrowers.
Seguro de Vida Empresarial
Allianz group life insurance for active employees of private companies, from 25 employees, with tailored plans.
- Asegura a empleados activos de una empresa privada.
- Desde 25 empleados.
- Especialistas que diseñan el plan según las necesidades de la empresa.
- Pólizas digitales.
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- Portal para tramitar altas y bajas.
What they ask for to buy it
- Details of the contracting company.
- Lista de empleados activos a asegurar.
- Mínimo 25 empleados.
Home insurance
Protect your home and everything in it against fire, hurricane, flood, theft and damage to others.
Allianz Residencial
Allianz home insurance in 5 packages for owners, tenants or landlords, for a house, apartment or weekend home.
- Building and contents against fire, lightning and explosion, plus other perils not excluded.
- Debris removal, additional living expenses if you cannot live in your home and loss of rent for landlords.
- Glass; theft of household contents, hard-to-replace items, jewelry and personal items away from home.
- Cash inside the home and robbery when withdrawing at an ATM or bank counter.
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- Fixed and mobile electronic equipment; refrigerated food and medicine.
- Family liability and liability for domestic workers.
- Optional: weather events and earthquake; automatic 5% increase of the sum insured.
- Includes trip cancellation, lost luggage, salary payment after a loss, pets and 24/7 assistance.
What they ask for to buy it
- Location of the home, whether you are the owner, landlord or tenant, and the sums insured you want for the building and contents.
- Choose one of the 5 packages depending on whether you are the owner, landlord or tenant.
Allianz Residencial Premier
Allianz insurance for high-value homes, with a sum insured of up to 80 million pesos and up to 5 properties in a single policy.
- Sum insured of up to MX$80 million and liability of up to MX$10 million.
- Up to 5 properties in one policy: the main one as owner or tenant, and additional ones also as landlord.
- Fire, other perils, debris removal, glass and refrigerated goods.
- Theft of household contents, hard-to-replace items, jewelry and personal items in transit.
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- Cash and valuables inside and outside the home; fixed and portable electronic equipment.
- Weather events included and earthquake optional.
- 9 months of additional living expenses if you cannot live in your home.
- Assistance: home doctor, locksmith, glass, metalwork, plumbing and veterinary.
What they ask for to buy it
- Details of each property: location, type of construction and sums insured.
- Invoices for the high-value items you declare, when the policy is issued.
Boat insurance
Protection for your motorboat, sailboat or yacht, in the marina or at sea.
Recommended
Seguro Marítimo Allianz
Allianz insurance for pleasure, fishing and commercial vessels, and marine liability for shipyards, marinas and terminals.
- Pesqueras con casco de acero: atuneros, camaroneros, sardineros y escameros.
- Chalanes o barcazas, remolcadores, abastecedores, cargueros y buques tanque.
- Embarcaciones de placer.
- RC marítima para astilleros y talleres, terminales portuarias, marinas, estibadores y fletadores.
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- No asegura: turísticas, ferris de pasajeros, embarcaciones de más de 25 años ni pesqueras medianas o grandes con casco de madera.
Small business insurance
A package that protects your premises, your stock and your liability to customers and third parties.
Allianz Comercio
Allianz insurance for entrepreneurs, micro and small businesses, shops and services, in Básico, Medio and Alto packages.
- Para autónomos, microempresas (hasta 9 trabajadores), pequeñas empresas (10 a 49) y comercios y servicios.
- Incendio, rayo y explosión de edificio y contenidos, incluidos bienes de terceros bajo tu custodia; remoción de escombros y cimientos.
- Pérdidas consecuenciales: utilidades, salarios y gastos fijos, y reducción de ingresos por interrupción; gastos extraordinarios.
- Rotura de cristales, anuncios luminosos y rotura de maquinaria, calderas y aparatos sujetos a presión.
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- Robo con violencia y asalto de contenidos y mercancías; dinero y valores dentro y fuera del negocio.
- Equipo electrónico fijo y móvil, y bienes refrigerados por cambio de temperatura.
- Responsabilidad civil por actividades e inmuebles y en exceso de automóviles.
- Fenómenos hidrometeorológicos, terremoto y erupción volcánica, y bienes a la intemperie.
- Asistencia empresarial: plomería, electricista y herrería, entre otros.
Commercial property insurance
Coverage for buildings, machinery, inventory and the continuity of your operations.
Allianz Entretenimiento
Allianz insurance for film shoots, productions, live events and production companies that rent equipment.
- Filmaciones y producciones.
- Eventos en vivo.
- Casas productoras que rentan equipo.
- No asegura: efectos especiales, juegos pirotécnicos, daños a dobles ni operación de cines.
Allianz Incendio (riesgos industriales)
Allianz fire and property insurance for commercial, industrial, technology, infrastructure and power generation companies.
- Suscribe giros comerciales e industriales, tecnología, infraestructura y generación de energía.
- Ejemplos: alta tecnología y semiconductores, vehículos y autopartes, farmacéuticas, cosméticos, insumos médicos, químicos finos, instituciones financieras y cervecerías.
- No asegura, entre otros: hoteles en costa (para hidrometeorológicos), aduanas y almacenes sin medidas mínimas de protección, aserraderos, casas de empeño, siderúrgicas e invernaderos.
- Tampoco ingenios azucareros, centros comerciales con tienda ancla, algunas químicas, cines, circos, teatros, casinos y minería.
Allianz Mercado Mediano
Allianz all-risk insurance for mid-sized companies, tailored and with an affordable premium.
- Producto todo riesgo para medianas empresas.
- Diseño del producto a la medida de cada empresa.
- Consultoría en riesgos (ARC) como servicio adicional.
- Modelo descentralizado con atención personalizada y mejores tiempos de respuesta.
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- Respaldo y experiencia de Allianz en daños.
Allianz Ramos Técnicos y Diversos
Allianz insurance for construction and erection projects, electronic equipment, machinery and miscellaneous risks, with experience in global infrastructure and industrial projects.
- Proyectos de construcción y montaje.
- Programas para arrendadoras de equipo electrónico.
- Experiencia en proyectos globales de infraestructura e industriales.
- No asegura: operaciones fuera de la costa (offshore), petroleras, prototipos, celulares ni garantías de rendimiento de producción.
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- No toma proyectos con más del 20% de avance ni riesgos de una sola línea (solo robo, solo equipo electrónico o solo maquinaria de contratistas).
General liability insurance
Covers bodily injury and property damage your company or activity causes to others.
Allianz Responsabilidad Civil
Allianz liability insurance for commercial and industrial companies.
- Suscribe maquinaria, automotriz, electrónica, telecomunicaciones, bebidas y alimentos.
- Bienes raíces comerciales e industriales y responsabilidad civil de la construcción.
- No asegura giros con concentración de personas (centros comerciales, cines, teatros, escuelas, estadios), ni exposiciones críticas como gasoductos, petroquímicas, minería, ferrocarriles u offshore.
- Tampoco RC productos de exposición crítica (farmacéuticas, autopartes críticas, neumáticos, químicos, asbestos, nanotecnología, genética o pruebas clínicas) ni instituciones financieras.
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- No cubre daños punitivos, RC profesional, RC patronal ni RC del viajero.
Trade credit insurance
Protect your accounts receivable if customers in Mexico or abroad fail to pay.
Allianz Plan Piso
Allianz insurance for truck and bus manufacturers and their dealer networks, including delivery transport.
- Armadoras y su red de distribuidores, como grupo.
- Tractocamiones y autobuses, también para trasladistas.
- No asegura almacenamiento puro sin traslado por su propio impulso, tractores agrícolas, maquinaria pesada de construcción ni automóviles.
Allianz Trade Seguro de Crédito
Allianz trade credit insurance (Euler Hermes, part of the Allianz Group) that pays when your customers fail to pay due to prolonged default or insolvency, in Mexico and for exports.
- Prevención: investigación, monitoreo y vigilancia de tus deudores.
- Indemnización del 85% al 90% del crédito garantizado por mora prolongada o insolvencia.
- Riesgo comercial y político, para ventas nacionales y de exportación en una sola póliza.
- Cobranza amistosa y extrajudicial de cuentas atrasadas.
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- Periodo de espera más corto y menos reportes a la aseguradora.
- Mejora tu acceso a crédito bancario y factoraje.
Cargo insurance
Your cargo protected by road, sea or air, from departure to arrival.
Allianz Transporte de Carga
Allianz insurance for goods in transit, with risk prevention programs and traditional or premium-adjustment schemes.
- Mercancías como productos químicos, maquinaria y equipo (salvo maquinaria pesada o equipo amarillo), papel, plástico y materias primas.
- Programas de prevención de riesgos.
- Esquemas tradicionales o con ajuste de primas.
- Solo pólizas anuales: no emite pólizas específicas por embarque.
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- No asegura mensajería y paquetería, transportistas, dinero y valores, tarjetas de prepago, tabaco, ropa, joyería, metales preciosos, explosivos, armas, chatarra ni desechos tóxicos.
Aviation insurance
Coverage for aircraft, helicopters and drones, and their liability.
Recommended
Allianz Aviación
Allianz insurance for private or commercial aircraft, private jets and drones, with the liability coverage required by the aviation authority.
- Aeronaves de uso privado o comercial (aerotaxi).
- Jets de uso privado.
- Drones de uso privado o comercial.
- Responsabilidad civil ante la autoridad aeronáutica (DGAC).
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- No asegura aeronaves de policía, monitoreo de tráfico, plataformas petroleras, carga colgante ni aerolíneas.
- Tampoco ala delta, globos, parapentes, aviones de pistón, helicópteros, escuelas de pilotos ni aeronaves de más de 25 años.
Energy industry insurance
Coverage for service stations, power plants and energy sector contractors.
Allianz Energía
Allianz insurance for onshore energy businesses: upstream, midstream and downstream.
- Refinerías, gasoductos, terminales y granjas de tanques.
- Plantas de fertilizantes químicos.
- Recolección, separación y almacenamiento.
- No asegura pérdida consecuencial contingente sola, riesgos con alta exposición catastrófica, rotura de maquinaria independiente ni riesgos fuera de costa (offshore).
Get a quote with Allianz
Message us on WhatsApp from anywhere in Mexico and we will reply during office hours with options from several insurers.