
MetLife México
22 products from MetLife across 8 insurance types. We help you compare and sign up.
Major medical insurance
Care in private hospitals for illness or accidents, without draining your family's savings.
Recommended
MédicaLife Familiar
MetLife individual and family major medical insurance, with access to the hospitals and doctors you choose depending on the plan.
- Five plans: MédicaLife Práctico, Básico, Más, Ejecutivo and Internacional.
- Free choice of hospitals and doctors according to your protection level.
- Specialized medical case management for catastrophic claims.
- You can insure all your direct family members.
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- Lifetime annual renewal.
- Pay in installments by credit card at no extra cost.
- Add-on in the Práctico plan: MetDental Plus.
What they ask for to buy it
- Age to apply: 0 to 69 years.
Básico Estandarizado de Gastos Médicos
MetLife standardized basic medical insurance: indemnity-based, with simple requirements.
- A cash amount if you or a family member is hospitalized or diagnosed with a covered illness.
- Financial support for each day in hospital due to an accident or illness.
- Sum insured set in current monthly minimum wages for Mexico City.
- Yearly payment, or monthly or half-yearly with a surcharge.
What they ask for to buy it
- Maximum age to apply: 64.
Gastos Médicos para Ex-servidores Públicos
Now you can focus on what matters most: the good times and your loved ones. That is how it feels to have your future secured.
- For people who were public servants and have left public service.
- Lets you keep the medical expense protection you had as a public servant.
Primordial
MetLife indemnity medical insurance: pays a sum for illness and financial support for hospitalization or accidents.
- Fixed-amount cash benefit for covered conditions or procedures, with the option to increase it.
- Support for each day in hospital: from the first day for accidents and from the third for illness, up to 30 days.
- Reimbursement of accident medical expenses over MX$1,000: up to MX$15,000 per insured person, or MX$30,000 with a sum insured increase.
- Comprehensive medical assistance for 30 common conditions or procedures.
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- Medical, dental, psychological, nutritional and legal assistance by phone, plus discounts at pharmacies, labs and doctors.
- Rate by five-year age band and yearly renewal; covers you up to age 84.
Protección Garantizada
MetLife insurance to extend the medical insurance your company gives you, and to stay protected if you lose that benefit.
- You stay protected when you leave the group policy due to resignation, dismissal, retirement, disability or removal as a dependent, regardless of your health or age.
- Recognizes your seniority to shorten or remove waiting periods.
- Deductible of your choice from MX$100,000 to MX$2,000,000.
- You have 60 days after leaving the group policy to activate the coverage.
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- Individual or family policy.
- Add-ons: vision, daily hospital cash benefit, illnesses abroad, accident deductible reduction and MetDental Plus.
What they ask for to buy it
- Maximum age to apply: 69.
- Have your company's group medical expense insurance.
Group health insurance
Major medical benefits for your employees and their families.
Gastos Médicos para PyMEs
MetLife insurance for small and medium-sized businesses that gives employees financial support if they face an illness or hospitalization.
- Benefit if an employee is diagnosed with one of the 20 covered illnesses.
- Fixed amount for each day of hospitalization.
- Reimbursement of medical expenses.
- Maternity payment at birth.
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- An affordable, easy-to-manage benefit for SMEs.
MédicaLife Empresarial
MetLife group major medical insurance for employees, which can be customized with endorsements.
- Planes MédicaLife Práctico, Básico, Más y Ejecutivo, según el nivel de cada empleado.
- Libre elección de médico: en la red hay pago directo y fuera de ella, reembolso.
- Specialized medical case management for catastrophic claims.
- Amplia gama de servicios de asistencia.
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- La póliza se puede personalizar con endosos.
MédicaLife Modular
MetLife group medical insurance for small and medium-sized businesses, affordable and easy to customize with modular coverages.
- Coberturas modulares: maternidad, mujer, recién nacido, eliminación de tiempos de espera y preexistencia a 2 años, entre otras.
- Hospital y médico de tu preferencia según el rango de protección del plan.
- Gestión médica especializada y red de asistencias.
- Adicionales: corrección de la vista, visión, dental, renta diaria por hospitalización y cobertura internacional.
What they ask for to buy it
- Edad de contratación: de 0 a 64 años.
Personal accident insurance
Financial protection if you have an accident: medical expenses, disability or loss of limbs.
Recommended
Accidentes Personales Empresarial
MetLife personal accident insurance as a benefit for your company's staff.
- Work cover, during working hours only, or full cover, 24 hours a day.
- Flexible cover for a single event: from a few hours or one trip to short stays.
- The beneficiaries receive the sum insured if the employee dies in an accident.
- Add-ons: dismemberment and reimbursement of accidental medical expenses.
What they ask for to buy it
- Insured persons aged 18 to 64.
Life insurance
Keep your family financially protected if you are no longer there.
Básico Estandarizado de Vida
MetLife basic individual life insurance, with a sum insured of MX$100,000, MX$200,000 or MX$300,000 and automatic renewal every 5 years.
- Death cover for 5 years, with automatic renewal.
- Sum insured of MX$100,000, MX$200,000 or MX$300,000.
- Rate based on your age, gender and health habits.
- Yearly payment, or monthly or half-yearly with a surcharge.
What they ask for to buy it
- Age to buy: 18 to 65.
Met99
If you are a government employee, this insurance is for you, designed for each stage of your life with a wide variety of coverages for your needs.
- You receive an advance of 10% of your sum insured if you are diagnosed with hypertension or diabetes mellitus.
- You can receive financial support from MX$30,000 to MX$200,000.
- You can use the financial support for whatever you need: medicine, treatment, consultations, transport, recovery and more.
- You can use the money for expenses related to the condition (medicine, tests, convalescence, etc.) or for whatever you and your loved ones need.
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- Receive an amount (sum insured) from MX$30,000 to MX$1,000,000.
- Cover available for your loved ones from newborns up to age 65.
- You can protect yourself and your family with this cover from MX$30 every two weeks.
TempoLife
MetLife term life insurance: you choose to be protected for 1, 5, 10, 15 or 20 years or up to age 65, with special prices if you are in good health.
- Terms of 1, 5, 10, 15 or 20 years, or up to age 65.
- Special prices if you are in good health.
- In pesos or dollars, from MX$150,000 or US$15,000.
- Includes death and terminal illness.
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- Optional: accidental death and dismemberment with triple indemnity, funeral costs, disability and premium waiver for disability.
- Monthly, quarterly, semi-annual or annual payment.
What they ask for to buy it
- Entry age: 15 to 70.
- Minimum sum insured of MX$150,000 or US$15,000.
Vida 360
MetLife life insurance with four plans (Personal, Personal Plus, Familiar and Bienestar) that can be paid at a bank branch or online.
- Plan Personal: death, premium waiver for disability, double indemnity for accidental death in a public place and funeral costs.
- Plan Personal Plus: adds total and permanent disability and cancer (100% if metastatic, 25% if in situ).
- Plan Familiar: protection and funeral costs for your spouse and children, plus an additional sum for your children's education.
- Plan Bienestar: support for critical illness, hospital stays of 24 hours or more, 21 surgeries and fractures, burns or wounds.
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- Assistance: free psychological and virtual medical support, home emergencies, maintenance, 2 ambulances a year and a 24/7 home doctor.
- Monthly, quarterly, semi-annual or annual payment.
What they ask for to buy it
- Complete the application with a MetLife agent.
Life insurance with savings
Protection for your family and guaranteed savings you receive at the end of the term.
Recommended
Met4U
MetLife life insurance that combines protection, savings and investment, with payment terms from 10 years or up to age 65.
- Basic: death and total and permanent disability; the sum insured and the accumulated fund are paid.
- Optional: cancer by stage, 20 critical illnesses and diabetes.
- Additional contributions with several investment options and possible tax benefits.
- Wellbeing platform: 24/7 health, mental health and guidance on international travel.
Recommended
PerfectLife
MetLife life insurance with guaranteed savings: you receive the sum insured at the end of the term, or your beneficiaries do if you die before.
- Terms of 5, 10, 15 or 20 years, or up to age 65.
- Minimum sum insured of MX$400,000 or US$15,000; in increasing pesos or in dollars.
- Advance of the sum insured for terminal illness.
- Additional covers: accidental death and dismemberment, funeral costs, disability, premium waiver and 7 critical illnesses.
FlexiLife
MetLife life insurance with flexible savings and liquidity for short-term goals, with returns linked to CETES (Mexican treasury bills).
- Death cover, with the option to increase the sum insured.
- Access to your savings daily, monthly, quarterly or every six months.
- Savings in pesos or dollars, with returns linked to CETES.
- Additional contributions by bank deposit.
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- You pay by payroll deduction or by credit or debit card.
- Tax advantages.
What they ask for to buy it
- Entry age: 18 to 85.
MetaLife
MetLife long-term savings life insurance for goals such as retirement, your children's education or your home, with protection up to age 99.
- Plans: MetaLife Mujer, Tu Futuro, Retiro (with tax benefits) and Educación (savings in a trust).
- In pesos or dollars, with a 5% annual increase in your protection.
- Advance of the sum insured for terminal illness.
- Additional covers: accidental death and dismemberment, double indemnity, critical illness, disability and premium waiver.
TotaLife
MetLife whole life insurance with savings for your beneficiaries; you choose to pay it in 5, 10, 15 or 20 years, up to age 65 or for life.
- Lifetime death cover.
- You pay over 5, 10, 15 or 20 years, until age 65 or for life.
- In pesos or dollars.
- Advance of the sum insured for terminal illness.
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- Optional: accidental death and dismemberment, group accidental death and funeral costs with funeral assistance.
- Optional: total and permanent disability, premium waiver for disability and 7 critical illnesses.
What they ask for to buy it
- Complete the application with a MetLife agent.
Retirement plan
Save for retirement at your own pace, with protection along the way.
Recommended
Horizonte (plan personal de retiro)
MetLife retirement savings plan with life insurance, which you can deduct as a PPR (personal retirement plan) or as a special savings account.
- You choose the retirement age: 50, 55, 60 or 65, depending on the plan.
- You receive your savings as a lump sum, as monthly payments for life or as annuities that can be inherited for a period.
- As a PPR you deduct up to 10% of your annual income (art. 151 of the LISR); as a CPEA, up to MX$152,000 a year (art. 185).
- If you pass away, your beneficiaries receive the sum insured; advance for terminal illness.
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- Additional covers: accidental death and dismemberment, funeral costs, disability, premium waiver and 7 critical illnesses.
Education insurance
Secure the money for your children's university, whatever happens.
Recommended
EducaLife (seguro educativo)
MetLife education insurance with guaranteed savings: it gathers the money for your children's studies between ages 18 and 23, with life protection.
- Education savings from MX$150,000 or US$10,000, with a guaranteed amount.
- For children aged 0 to 18; you and your spouse, aged 18 to 70.
- If the policyholder passes away or becomes disabled, the child and spouse remain protected without paying premiums.
- Death and advance payment for terminal illness.
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- The savings are paid into an educational trust.
- Monthly, quarterly, semiannual or annual payments.
Group life insurance
Life insurance benefits for your employees, partners or borrowers.
Seguro de Vida para PyMEs
MetLife life insurance for small and medium-sized businesses that want to offer their team a valuable benefit without a large investment.
- Fallecimiento: protección económica para la familia del colaborador.
- Incapacidad total y permanente.
- Muerte accidental y pérdidas orgánicas, dentro y fuera del trabajo.
- Gasto y asistencia funeraria.
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- Ayuda a retener talento y a fortalecer tu propuesta como empleador.
What they ask for to buy it
- Datos de la empresa.
- Lista de colaboradores a asegurar.
Vida Colectivo para Empleados de Gobierno
MetLife group life insurance for public servants, such as the Seguro Institucional de Vida and the Seguro de Separación Individualizado.
- Seguro Institucional de Vida para servidores públicos.
- Programas para la ASF, el INAI, el Poder Judicial de la Federación y la UNAM.
- Seguro de Separación Individualizado (SSI).
- Seguro de Retiro.
What they ask for to buy it
- Ser servidor público de una dependencia que tenga la póliza con MetLife.
Get a quote with MetLife
Message us on WhatsApp from anywhere in Mexico and we will reply during office hours with options from several insurers.