HDI Seguros
31 products from HDI across 20 insurance types. We help you compare and sign up.
Car insurance
Protect your car or pickup against collision, theft and damage to others, with roadside assistance.
Recommended
Seguro de Autos
Insurance for your car in four policies: Prime, Amplia, Limitada and Responsabilidad Civil. It backs you, your passengers and your car on every trip.
- Physical damage from an accident or natural event (Prime and Amplia).
- Total theft, and if the car is recovered with damage that is also paid (Prime, Amplia and Limitada).
- Occupants' medical expenses from an accident or from the theft of the car.
- Third-party liability and liability extension when driving a similar car.
Show more (7)
- Legal assistance, travel assistance (tow truck, locksmith, jump start, mechanical help) and funeral assistance.
- Stolen or lost keys and dealership repair: included in Prime and optional in Amplia.
- Amplia policy at no extra cost: replacement car for up to 7 days for total theft, payment within two business days for total loss, bodywork and paint warranty, and a ride home if you are drunk.
- Responsabilidad Civil Familiar: damage that you or your family cause to other people on any means of transport.
- Accepts cars up to 30 years old in Amplia and Limitada, and up to 50 years old in Responsabilidad Civil.
- Annual coverage in Mexico; physical damage and total theft also apply in the United States and Canada.
- More than 500 adjusters nationwide and 24-hour service.
What they ask for to buy it
- Vehicle details: model year, make, sub-make, version, license plates and VIN.
- Policyholder details: age, gender, occupation, phone, address and ZIP code.
- Border and legalized cars: also, documents proving the car's legal status in Mexico.
HDI Prime (autos de lujo)
HDI's most complete protection for luxury cars, with dealer repairs for the whole policy term and an exclusive service line.
- Dealership repair throughout the policy term, including glass (glass replacement with a deductible).
- Stolen or lost keys, tires and rims, and theft of car parts, included in the package.
- Driver accident cover.
- Satellite assistance with a tracking device to recover the car if stolen.
Show more (3)
- Preferential total loss: if the damage exceeds 50%, you can ask for it to be treated as a total loss.
- Preferential benefits at top-tier hospitals and an exclusive service line.
- Optional coverages to complement your protection.
What they ask for to buy it
- Vehicle details: model year, make, sub-make, version, license plates and VIN.
- Policyholder details: age, gender, occupation, phone, address and ZIP code.
Seguro Básico Estandarizado de Autos
Basic liability insurance for private-use cars and pickups, with the same coverages at every insurer.
- Damage to third parties' persons or belongings.
- Single sum insured depending on the policy (HDI publishes MX$150,000).
- Annual coverage throughout Mexico.
- Contract in the name of an individual; payments in Mexican pesos.
What they ask for to buy it
- Car details: model year, make, sub-make, version, ZIP code, license plates and VIN.
Tourist car insurance
If you drive into Mexico with foreign license plates, you need a policy issued by a Mexican insurer.
Recommended
HDI Autos Turistas
Insurance for cars with foreign plates driving in Mexico with a temporary import permit. You build it with the coverages you choose, and Physical Damage and Total Theft also cover you in the United States or Canada, depending on your permanent address.
- Third-party liability: injury, death or damage to other people's property, with no deductible. If the car is electric or hybrid, it also covers damage while charging the battery.
- Physical damage: collision and rollover; glass breakage or theft (windshield, side windows, rear window, sunroof); fire, lightning and explosion; hurricane, hail, earthquake, flood and falling trees; strikes and riots; and damage while the car is being transported.
- Total theft of the car and the damage it suffers as a result of the theft, with a report filed with the authorities.
- Physical damage and total theft also apply in the United States or Canada, depending on your permanent address. The other coverages apply within Mexico.
Show more (14)
- Occupant medical expenses: hospital, medicines, doctors, nursing, ground ambulance and funeral expenses for the driver and occupants (up to 7) from collision, rollover or violent robbery.
- 24-hour legal defense with an HDI lawyer before the Public Prosecutor or the judge: securing your release, return of the car and bail or bond up to the liability sum insured.
- Legal assistance for theft and for canceling the temporary import permit if the car is lost to total theft or total loss.
- Towing for breakdown or flood up to US$1,000 per trip and for collision up to US$500, with no limit on events. Also up to US$500 if you choose to have it repaired in the United States.
- Roadside help: fuel (up to 10 liters), jump start, tire change and locksmith, up to 3 events per policy term.
- Travel assistance: ground medical transport, air ambulance, liaison with your country's embassy or consulate, shipping of spare parts, and road, toll and tourism information by phone.
- Costs of moving the car to the appraisal or repair site; if you take it elsewhere yourself, you are reimbursed up to US$500.
- Optional coverages: Trailers and Boats (the boat only while on land), GAP up to 25% of the commercial value if the car is financed, Partial Theft of special equipment, and Vandalism.
- Optional when another driver is responsible: no deductible if the third party is at fault and the damage exceeds the deductible; 50% more in Occupant Medical Expenses if the third party is uninsured; and no need to file a complaint against an uninsured third party.
- Excess liability for third-party death, as an additional coverage.
- Glass deductible: 20% of the value of the damaged glass. Total loss when the repair equals or exceeds 75% of the sum insured.
- 24-hour claims reporting at 477 740 28 18. Report immediately or within 5 days at the latest; HDI begins the appraisal within 72 hours of the car being made available.
- Requirements: valid temporary import permit (except in the free zone), title, and a driver over 18 with a license. Damage to the car is not covered if the driver was drunk or unlicensed and that caused the accident.
- General conditions registered with the CNSF under number CNSF-S0027-0302-2024, in force since January 30, 2025. The English version is a courtesy; if there are differences, the Spanish text prevails.
Motorcycle insurance
Coverage for personal or delivery motorcycles against damage, theft and liability.
Seguro de Moto
Insurance for your motorcycle in three policies: Amplia, Limitada and Básica, for urban, delivery, sport, cruiser or touring motorcycles.
- Amplia: physical damage from accidents or natural disasters.
- Amplia and Limitada: total theft, and if the motorcycle is recovered with damage, that is paid too.
- All three policies: legal assistance, occupants' medical expenses and third-party liability.
- Family Liability: accidental damage that you or your family cause to others.
Show more (3)
- 24/7 roadside assistance from kilometer 0: towing, fuel and flat tires.
- Accepts motorcycles up to 10 years old in Amplia and Limitada, and up to 25 years old in Básica.
- Annual coverage within Mexico, with payments in Mexican pesos.
What they ask for to buy it
- Vehicle details: model year, make, sub-make, version, license plates and VIN.
- Policyholder details: age, gender, occupation, phone, address and ZIP code.
Seguro de Movilidad Personal (vehículos eléctricos personales)
Insurance for electric personal mobility vehicles, such as scooters, which mobility regulations require to be insured.
- Liability for damage to third parties and their property.
- Safe helmet: structural damage to the helmets of the rider and one passenger in an accident.
- Death of the rider in a road accident.
- Reimbursement of medical expenses from road accidents, also from robbery with violence.
Show more (2)
- Legal assistance.
- For the personal covers to apply, the rider and passenger must wear helmets.
Fleet insurance
One policy for all your company vehicles, with centralized administration.
Recommended
HDI Flotillas
Insurance to cover different types of your company's vehicles in a single policy, with preferential prices and service nationwide.
- Physical damage, total loss from physical damage and total theft.
- Responsabilidad civil por daños a terceros, con extensión para auto particular, y a ocupantes.
- Occupants' medical expenses and auto accident coverage for the driver.
- Responsabilidad civil familiar.
Show more (3)
- Special equipment, modifications and conversions.
- Ayuda para gastos de transporte.
- Suma asegurada a valor comercial, convenido o factura.
Truck insurance
Protection for light and heavy cargo vehicles, from pickups to tractor-trailers.
Recommended
HDI Tractos y Camiones
Protect your tractor-trailer or truck against theft or accidents with unique coverage and a specialized service team that understands your needs.
- Tres niveles: Protección Total, Esencial y Básica.
- Total: daños materiales y grúa de rescate en colisión o vuelco; Total y Esencial: robo total.
- Las tres: responsabilidad civil, responsabilidad civil por la carga (tipo A), gastos médicos de ocupantes y asistencia jurídica.
- Opcionales: gastos médicos fuera de la unidad, accidentes al conductor, ayuda por pérdida de carga, responsabilidad civil complementaria, de ocupantes, cruzada, indeterminada y ecológica, maniobras de carga y descarga, adaptaciones y equipo especial.
Show more (4)
- HDI Tracker: rastreo satelital 24/7 para recuperar unidades robadas.
- Servicios de prevención: análisis de siniestralidad, gestión de riesgos, telemetría y alertas por somnolencia, distracción o uso del celular.
- Acepta unidades de hasta 30 años en Total y Esencial, y hasta 50 años en Básica.
- Daños materiales y robo total también en Estados Unidos y Canadá.
What they ask for to buy it
- Datos de la unidad: año, modelo, marca, submarca, versión, placas y número de serie.
- Policyholder details: age, gender, occupation, phone, address and ZIP code.
Passenger transport insurance
Coverage for taxis, vans, buses and staff transport, including passenger liability.
RC Viajero HDI
HDI insurance with no deductibles or coinsurance for passenger carriers: it pays passengers' medical expenses, disability or death benefits.
- Para transporte escolar, de personal y de turismo privado terrestre y marítimo.
- Fallecimiento, incapacidad y gastos médicos de los pasajeros por accidente.
- Gastos funerarios si fallecen en el accidente o dentro de los 90 días siguientes.
- Pérdida o extravío del equipaje con su comprobante.
Show more (2)
- Sin deducibles ni coaseguros.
- No cubre daños al vehículo, daño moral, pérdidas consecuenciales ni accidentes fuera del vehículo.
What they ask for to buy it
- Descripción del vehículo o embarcación.
- Tipo de servicio.
- Capacidad de pasajeros.
- Suma asegurada.
Major medical insurance
Care in private hospitals for illness or accidents, without draining your family's savings.
Médica Total Plus
HDI major medical insurance, co-insured with Bupa México, that covers by reimbursement or direct payment depending on the geographic zone purchased.
- Zone 1: all of Mexico; Zone 2 excludes Mexico City and other areas listed in the terms.
- Outpatient treatment: surgery, tests, doctors' fees, nurses, therapists, medicines and durable medical equipment.
- Hospitalization with room and board, companion expenses, intensive care, surgery, prostheses and implants.
- Dental treatment due to an accident and major non-cosmetic restoration.
Show more (3)
- Home nursing, palliative care and rehabilitation.
- Congenital conditions, cancer, transplants, dialysis, AIDS, high-risk sports and hallux valgus (bunions).
- Medical and surgical second opinion, and expert medical second opinion.
What they ask for to buy it
- Policyholder aged 18 to 74 (dependents can be minors); no maximum renewal age.
Médica Vital
HDI individual major medical insurance, co-insured with Bupa México, with direct payment or reimbursement within a network of contracted providers.
- Care within the in-network medical provider network in Mexico, with direct payment.
- Primary care and specialist visits, tests, medicines and outpatient surgery.
- Hospitalization, surgery, intensive care, prostheses and reconstructive surgery.
- No deductible or coinsurance on expenses for a covered accident.
Show more (3)
- Maternity and childbirth with no deductible.
- Maximum coinsurance cap per policy per year.
- Coverage for specific treatments and illnesses, such as congenital and hereditary conditions.
What they ask for to buy it
- Maximum age to apply: 74; no maximum renewal age.
Seguro Básico Estandarizado de Gastos Médicos
HDI standardized basic medical insurance, on an indemnity basis with simple coverages.
- Daily cash benefit for each day in hospital due to illness or accident.
- Cash benefit if you are diagnosed with or treated for a covered illness, such as cancer.
- Standardized product: the same coverage at every insurer, so it's easy to compare.
Group health insurance
Major medical benefits for your employees and their families.
Médica Vital PyME
HDI major medical insurance for small and medium-sized businesses, co-insured with Bupa México, used in a provider network with direct payment.
- Network of more than 12,000 medical providers; HDI pays them directly.
- Annual sum insured for each member of the policy.
- Home medical visits at no cost and with no limit, with up to MX$800 for medicines per visit.
- Bupa en Casa: 24/7 medical and psychological assistance.
Show more (3)
- Outpatient treatment: consultations, medicines, tests, outpatient surgery, home nursing (up to 30 days) and 30 rehabilitation sessions.
- Hospitalization, maternity, medical transport and coverage for specific illnesses.
- Optional: dental, waiver of waiting periods, out-of-network reimbursement, assistance abroad and a higher maternity sum insured.
What they ask for to buy it
- Employees up to age 69.
Personal accident insurance
Financial protection if you have an accident: medical expenses, disability or loss of limbs.
Colectivo de Accidentes Personales
HDI group personal accident insurance for groups of people, such as a company's employees, with 2025 general terms.
- Covers a group of people under a single policy.
- Accident covers according to the plan taken out.
- General conditions in force since March 2025.
School accident insurance
Coverage for students during school activities, camps and trips.
Recommended
Escuela Segura: Todos los niveles
HDI school accident insurance for students, teachers and administrative staff, with direct payment at network hospitals.
- Protege a alumnos, docentes y personal administrativo de guarderías a universidades.
- Reembolso de gastos médicos por accidentes en la escuela, en el trayecto casa-escuela y en eventos y viajes organizados por la institución.
- Pago directo en hospitales de convenio, en primeras consultas y subsecuentes.
- Deducibles desde $100 y sumas aseguradas de hasta $200,000.
Show more (3)
- Pérdidas orgánicas con escala A o B.
- Pérdida de la vida para asegurados de 12 a 69 años y gastos funerarios para menores de 12 años.
- Cubre accidentes en horario escolar en clases en línea o híbridas.
Group life insurance
Life insurance benefits for your employees, partners or borrowers.
Vida Grupo Tradicional
HDI group life insurance for the members of a company or group with a common interest, with optional accident, disability and funeral expense coverages.
- Death from any cause.
- Opcionales: muerte accidental, y muerte accidental con pérdidas orgánicas.
- Opcional: invalidez total y permanente, con periodo de espera de 6 meses.
- Opcional: gastos funerarios.
Show more (2)
- Opcional: fallecimiento por COVID-19.
- Para créditos, HDI tiene también Vida Grupo Deudores Optimus.
What they ask for to buy it
- Grupo de personas de una misma empresa o con un vínculo común.
- Edad de los integrantes: de 18 a 70 años; para invalidez, de 18 a 65.
- Lista de asegurados y certificado individual con sus beneficiarios.
Home insurance
Protect your home and everything in it against fire, hurricane, flood, theft and damage to others.
Recommended
HDI en mi Casa
HDI home insurance for owners or tenants, with a package with no deductibles on most coverages and home emergency assistance.
- Policy for owners or tenants: protects your house or apartment and your belongings.
- Family liability, including on vacation abroad, and liability of the person who helps you with housework.
- Reimbursement of medical expenses for accidents at home up to MX$100,000, with a MX$1,000 deductible per event.
- Emergency plumbing, locksmith, electrical and glazier services, up to 2 events per assistance per year.
Show more (4)
- Veterinary assistance by reimbursement if your dog or cat has an accident at home.
- You get MX$2,000 to replace what was in your refrigerator if it is damaged.
- No deductibles, except for glass, personal accidents, weather events, earthquake and volcanic eruption.
- Optional modules: A Donde Vaya (your belongings away from home) and Me Siento Bien (medical emergencies for your family).
What they ask for to buy it
- Address of the property.
- Construction type of the house or apartment.
HDI Renters
HDI insurance for homes rented short-term through digital platforms: it protects your home, your belongings and your guests.
- Building against fire, explosion, vandalism and falling trees; debris removal and additional living expenses.
- Your contents and your guests' luggage against fire and burglary, even if the guest is responsible.
- Liability as owner if your guest has an accident, and your guests' liability to third parties.
- Family and employer's liability for the person who helps you at home.
Show more (3)
- Appliances, MX$2,000 for what was in the refrigerator, and glass.
- Optional: weather events and earthquake.
- No deductible on most covers; plumbing, locksmith, electrical and glazier assistance.
What they ask for to buy it
- Be the owner of the property.
- Address of the property and type of construction.
- Covers and sums insured.
ProteGen Casa
Flexible HDI home insurance that you build: you choose at least one fire coverage, one liability coverage and one miscellaneous coverage.
- Fire cover for the building and contents, including vandalism and falling trees.
- Consequential losses: debris removal, moving, hotel or rent, and storage if you cannot live in your home.
- Family liability, liability for your domestic staff and for damage to the house if you rent.
- Miscellaneous: glass, burglary and robbery (including cash) and appliances and electronic equipment.
Show more (3)
- Optional: weather events and earthquake.
- Also insures your home's sustainable technologies.
- Plumbing, locksmith, electrical and glazier assistance, 2 events a year.
What they ask for to buy it
- Address of the property and type of construction.
- Covers and sums insured you want to buy.
Boat insurance
Protection for your motorboat, sailboat or yacht, in the marina or at sea.
Recommended
Embarcaciones Menores y de Placer
HDI insurance for your pleasure boat that also looks after your passengers; you build it with the coverages and deductible you choose.
- Casco: pérdida total, real o implícita, en agua o en tierra, por huracán, sismo, incendio, explosión, hundimiento y más.
- Robo total con violencia, a flote o en tierra.
- Remolque para evitar pérdidas y remoción de restos del naufragio hasta 15 % del valor de la embarcación.
- Daños a terceros en sus personas, sus embarcaciones o sus cosas.
Show more (2)
- Gastos médicos por accidente para ti y tus pasajeros, con ambulancia.
- Robo o daño de tus cosas y las de tus invitados mientras navegas, hasta 5,000 dólares.
What they ask for to buy it
- Descripción de la embarcación.
- Valor del casco.
- Puerto base.
- Área de navegación.
Small business insurance
A package that protects your premises, your stock and your liability to customers and third parties.
Recommended
HDI en mi Empresa (Múltiple Empresarial)
HDI policy you build to fit your business with at least one fire coverage, one liability coverage and one miscellaneous coverage; it is tax-deductible.
- Incendio de edificio y contenidos, incluido vandalismo y caída de árboles; pérdidas consecuenciales y remoción de escombros.
- RC por actividades e inmuebles y RC arrendatario.
- RC opcionales: hotelería, taller o estacionamiento, asumida, productos, contaminación, cruzada, constructor, explosivos y carga y descarga.
- Rotura de cristales, anuncios luminosos, robo con violencia y asalto, y dinero y valores dentro y fuera.
Show more (4)
- Equipo electrónico, calderas y rotura de maquinaria.
- Adicionales: fenómenos hidrometeorológicos, terremoto y erupción volcánica.
- Módulo Siempre Protegidos opcional por $1,998 al año.
- No cubre aeronaves y drones, daños por interrupción eléctrica, robo sin violencia ni daños paulatinos.
What they ask for to buy it
- Address of the property.
- Tipo constructivo.
- Covers and sums insured.
- Giro del negocio.
Módulo Siempre Protegidos HDI
Additional HDI en mi Empresa protection for customers who visit your business, for MX$1,998 a year regardless of the size of the business.
- Compensación especial a clientes que sufran un accidente causado por ti, tu negocio o tus trabajadores.
- Pérdida temporal de ganancias por un evento que te impida operar.
- Robo a clientes en tu negocio: dinero y objetos personales.
- Compra protegida: daños o robo de lo que te compren camino a su casa.
Show more (2)
- Asesoría legal integral, aunque no tengas un accidente.
- Precio fijo de $1,998 al año.
What they ask for to buy it
- Tener o contratar la póliza HDI en mi Empresa (Múltiple Empresarial).
General liability insurance
Covers bodily injury and property damage your company or activity causes to others.
Recommended
RC Constructores y Servicios HDI
HDI insurance for damage to third parties caused by you, your machinery or your workers on a project or while providing a service.
- Sumas aseguradas de hasta 20 millones de pesos; valor del contrato sin tope.
- Daños a la contraparte al 100% (excepto la obra misma).
- Póliza por un solo evento o anual.
- RC general, arrendatario, carga y descarga, soldadura, contaminación y cruzada.
Show more (3)
- RC asumida y de contratistas para propietarios de obra, apuntalamiento, demolición e instalaciones subterráneas.
- Productos y trabajos terminados en México, y arrendadores de máquinas.
- No cubre RC profesional, RC patronal, bienes propios ni trabajos en minas.
What they ask for to buy it
- Ubicación de los trabajos.
- Descripción de los trabajos a realizar.
- Número de contrato, valor y tiempo de los trabajos.
- Covers and sums insured.
Recommended
Responsabilidad Civil General HDI
HDI insurance for accidental damage to third parties caused by your business or employees, depending on your line of business.
- Básica: inmuebles y actividades, con daños, perjuicios y daño moral.
- Gastos de defensa, fianzas judiciales y gastos legales.
- Opcionales: RC asumida, productos y trabajos terminados, contaminación, cruzada y carga y descarga.
- RC arrendatario, talleres, estacionamientos y pensiones.
Show more (3)
- Soldadura, explosivos, demolición, instalaciones subterráneas, apuntalamiento y consorcios de trabajo.
- Ajustadores especializados en responsabilidad civil.
- No cubre incumplimiento de contratos, daños consecuenciales, multas ni responsabilidad profesional.
What they ask for to buy it
- Address of the property.
- Covers and sums insured.
- Giro del negocio.
Professional liability insurance
Protection against claims for errors or omissions in your professional practice.
Recommended
Responsabilidad Civil Agentes
Professional liability (errors and omissions) insurance for insurance or surety agents, individuals or companies, with any type of license.
- Daños directos al patrimonio que accidentalmente ocasiones a tus clientes en tu labor de intermediación.
- Actos u omisiones de tus empleados o auxiliares relacionados con la intermediación.
- Pérdida o destrucción de documentos que tu cliente te entregó.
- Gastos de defensa: fianzas judiciales y gastos, costos e intereses legales por resolución judicial o arbitral.
Show more (2)
- Ajustadores expertos en responsabilidad civil que negocian y agilizan la solución.
- No cubre actividades distintas a la intermediación, dolo o mala fe, ni responsabilidad civil patronal.
What they ask for to buy it
- Monto de primas intermediadas.
- Tipo de cédula.
- Coberturas y sumas aseguradas que quieres.
Cargo insurance
Your cargo protected by road, sea or air, from departure to arrival.
Recommended
HDI Transporte
HDI insurance for goods shipped by air, land, sea or combined transport, with a specific, annual declaration or forecast policy.
- Póliza específica (1 a 10 embarques al año), anual con declaración mensual o de pronóstico anual.
- Básica: riesgos ordinarios de tránsito (incendio, explosión, colisión, hundimiento, descarrilamiento o caída de avión).
- Robo total y parcial, mojadura, manchas, oxidación y contaminación por otras cargas.
- Rotura, abolladura, dobladura y rajadura (con empaque), mermas y derrames.
Show more (4)
- Fallas de refrigeración, maniobras de carga y descarga, y estadía en bodega hasta 30 días.
- Echazón, barredura, baratería, guerra, desempaque diferido (15 días) y bodega a bodega.
- Visita de prevención de riesgos en pólizas anuales con prima mayor a $500,000.
- No cubre robo de empleados, pérdidas consecuenciales ni transportes sin permisos vigentes de la SCT.
What they ask for to buy it
- Origen y destino.
- Medio de conducción.
- Límite máximo por embarque.
- Coberturas.
- Mercancía por asegurar.
Machinery insurance
Coverage for backhoes, excavators, cranes and machinery on site or in the plant.
Recommended
Contratistas, Agricultores e Industriales HDI
HDI insurance for mobile heavy machinery and equipment used in construction, agriculture, warehouses, factories, forestry and cranes, including damage to third parties.
- Construcción, campo, bodegas y fábricas, explotación de bosques, carga y descarga, y grúas móviles y giratorias.
- Incendio, explosión, huracán, granizo, terremoto, derrumbe y hundimiento del terreno o de puentes y muelles.
- Colisión, volcadura, caída y enfangamiento; traslado terrestre y marítimo.
- Robo total con violencia y cristales.
Show more (4)
- Responsabilidad civil por daños a terceros causados por el equipo.
- Equipos de menos de un año se pagan a valor de reposición; los demás, a valor real.
- Contratación multianual: un solo derecho de póliza y la misma cobertura hasta por 60 meses.
- No cubre equipos sobre o bajo el agua, combustibles, sobrecarga, robo sin violencia ni pérdida consecuencial.
What they ask for to buy it
- Giro del contratante.
- Lugar de trabajo.
- Tipo, uso y descripción de los equipos.
- Covers and sums insured.
Calderas y Aparatos Sujetos a Presión HDI
HDI individual insurance for boilers and pressure equipment, fired or unfired, including fire and theft without the need for a business policy.
- Incendio, rayo, cortocircuitos y robo con violencia.
- Errores de construcción, defectos de mano de obra o montaje y errores de manejo de tu personal.
- Con fogón: explosión de gas no quemado, deformación, agrietamiento y quemadura por falta de agua.
- Sin fogón: deformación y agrietamiento súbitos.
Show more (3)
- Adicionales: tuberías, contenidos, bienes a la intemperie, terremoto, huracán, inundación, huelgas y fletes exprés.
- Contratación multianual: un solo derecho de póliza y la misma cobertura hasta por 60 meses.
- No cubre tuberías no conectadas a la caldera, equipos no metálicos, prototipos ni pérdidas consecuenciales.
What they ask for to buy it
- Giro del contratante.
- Ubicación del riesgo.
- Tipo, uso y descripción de los equipos.
- Covers and sums insured.
Seguro de Maquinaria HDI
HDI individual insurance for production, processing or service machinery, including fire and theft without the need for a business policy.
- Incendio, rayo, robo con violencia y actos malintencionados.
- Humo, gases, polvos corrosivos y humedad.
- Cortocircuitos, fallas de aislamiento y electricidad atmosférica.
- Hundimiento y deslizamiento de tierra.
Show more (3)
- Adicionales: cables y cadenas, cascos de máquinas móviles, moldes y troqueles, intemperie, terremoto, huracán, inundación y fletes.
- Contratación multianual: un solo derecho de póliza y la misma cobertura hasta por 60 meses.
- No cubre maquinaria en calidad de mercancía, perforación petrolera, pérdidas consecuenciales ni riesgos nucleares.
What they ask for to buy it
- Giro del contratante.
- Ubicación del riesgo.
- Tipo, uso y descripción de los equipos.
- Covers and sums insured.
Electronic equipment insurance
Protection for servers and medical, computer and telecommunications equipment.
Equipo Electrónico HDI
HDI individual insurance for electrical or electromagnetic equipment, including outdoor equipment and drones under 2 kg.
- Equipo médico y de laboratorio, de comunicación y oficina, electrodomésticos, entretenimiento, audio y video.
- Bienes a la intemperie y drones de menos de 2 kg.
- Incendio, implosión, humo, humedad, cortocircuito, defectos de fabricación y errores de manejo.
- Robo con violencia y actos malintencionados.
Show more (4)
- Portadores externos de datos y gastos para regrabar la información.
- Adicionales: terremoto, huracán, huelgas, hurto, fletes, climatización y equipos portátiles fuera del negocio.
- Contratación multianual: un solo derecho de póliza y la misma cobertura hasta por 60 meses.
- No cubre equipos en vehículos, aeronaves o embarcaciones, drones de más de 2 kg ni equipos manipulados.
What they ask for to buy it
- Giro del contratante.
- Ubicación del riesgo.
- Tipo, uso y descripción de los equipos.
- Covers and sums insured.
Environmental insurance
Covers pollution your operations may cause to soil, water or air.
Responsabilidad Civil Ambiental HDI
HDI insurance for damage to third parties and the environment, to meet what the authorities require.
- Daños a terceros: muerte o daño a la salud, y afectación de sus bienes.
- Impactos al medio ambiente, la biodiversidad y los ecosistemas.
- Atención a emergencias y contención de contaminantes.
- Mitigación, restauración o compensación ambiental.
Show more (2)
- Caracterización y remediación de sitios contaminados.
- No cubre contaminación preexistente, daño indirecto, multas ni pérdidas consecuenciales.
What they ask for to buy it
- Address of the property.
- Covers and sums insured.
- Giro del negocio.
Get a quote with HDI
Message us on WhatsApp from anywhere in Mexico and we will reply during office hours with options from several insurers.