Seguros Banorte

Extra coverages for your car even if your Amplio or Limitado insurance is with another insurer.

• Auto Total Protect: partial theft, continuous dealership repair with no deductible and guaranteed value.
• Protección al Volante: partial theft, Llanta Segura with no deductible and guaranteed value.
• Partial theft of tires, rims or seats with a deductible of up to 10%; other car parts with no deductible.
• Guaranteed value with a 5% deductible for physical damage and 10% for total theft.

Banorte insurance for new cars, with one of its most complete lists of coverages (February 2026 terms).

• Physical damage, glass breakage and total theft.
• Liability for damage to third parties, to occupants and for death.
• Occupants' medical expenses, legal assistance and vehicle assistance.
• Replacement car for total theft and for total or partial loss.

Liability insurance that protects you whenever you drive, with legal assistance.

• Third-party liability.
• Legal assistance.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.
• Buy it by calling 800 500 2500.

Insurance for private-use cars and pickups of up to 3.5 tons, in three packages: Amplia, Limitada and Responsabilidad Civil.

• Physical damage, glass breakage and total theft, depending on the package.
• Liability for damage to third parties and to occupants.
• Occupants' medical expenses and legal assistance.
• Servicio Vial 360°, vehicle assistance and a replacement car for total theft.

Insurance for border cars with border-zone plates, with the coverages of full car insurance.

• Physical damage, glass breakage, total theft and total loss due to physical damage.
• Liability for damage to third parties, with extension, and to occupants.
• Occupants' medical expenses and accidental death of the driver.
• Special equipment, modifications and conversions.

Banorte car insurance designed for women, with the coverages of its resident car insurance; there is also a Mujer plan for pickups.

• Physical damage, glass breakage and total theft.
• Third-party liability and occupants' medical expenses.
• Legal assistance and roadside assistance.
• Additional coverages of Banorte's resident car insurance, such as a replacement car, deductible waiver and bolso protegido (protected bag).

Insurance for cars driven 20 km a day or less: you buy a package of kilometers and get the coverages of traditional insurance.

• Amplia packages of 3,000, 5,000 or 7,000 kilometers valid for 12 months.
• Physical damage, glass breakage, total theft, liability and occupants' medical expenses.
• Legal and vehicle assistance.
• If you run out of kilometers, you can buy another policy; unused kilometers do not carry over.

Insurance for pickups in four plans: Premier, Integral Plus, Integral and Mujer.

• Physical damage, glass breakage and total theft.
• Third-party liability, with extension, and occupant liability.
• Occupants' medical expenses, legal and vehicle assistance, and protection in the United States.
• Premium services, replacement car for total theft and funeral services, depending on the plan.

Insurance for vehicles with foreign plates driving in Mexico, with terms in Spanish and English.

• Physical damage and total theft.
• Third-party liability.
• Occupants' medical expenses.
• Legal assistance and roadside assistance.

Insurance for your private-use motorcycle in four plans: Integral, Protegido Plus, Protegido and Preventivo.

• Physical damage, glass breakage or total loss from physical damage, depending on the plan.
• Total theft.
• Third-party liability.
• Occupants' medical expenses.

Plan for ride-hailing drivers: it protects your vehicle and damage to third parties, with the app on or off.

• Amplio, Limitado and Responsabilidad Civil packages.
• Physical damage (10 % or 15 % deductible), glass breakage and total theft.
• Liability from MX$4,000,000 and passenger liability.
• Occupant medical expenses from MX$200,000 per event.

Insurance for your business's cars, pickups, trucks, minibuses, buses and motorcycles, in Amplia, Limitada and Responsabilidad Civil packages.

• Daños materiales a valor comercial (deducible 5 %), rotura de cristales y robo total (deducible 10 %).
• Responsabilidad civil por daños a terceros desde $4,000,000, con extensión.
• Gastos médicos de ocupantes desde $30,000 por ocupante y asistencia jurídica.
• Asistencia vehicular, muerte del conductor desde $100,000 y protección en Estados Unidos hasta 100,000 USD (estados fronterizos).

Insurance for light cargo trucks (pickups and vans of up to 3.5 tons for commercial use) and heavy trucks (over 3.5 tons, tractor-trailers and semitrailers).

• Cuatro planes: Integral, Protegido Plus, Protegido y Preventivo.
• Daños materiales, rotura de cristales, pérdida total por daños materiales y robo total, según el plan.
• Responsabilidad civil por daños a terceros, gastos médicos de ocupantes y asistencia jurídica.
• Opcionales: muerte del conductor, equipo especial, arrastre de remolque, daños por la carga y maniobras de carga y descarga (pesados).

Insurance for buses and minibuses used for urban or intercity public transport, tourism, school or staff transport.

• Cuatro planes: Integral, Protegido Plus, Protegido y Preventivo.
• Daños materiales, rotura de cristales, pérdida total por daños materiales y robo total, según el plan.
• Responsabilidad civil por daños a terceros y del viajero.
• Gastos médicos del conductor y muerte del conductor por accidente.

Taxi insurance that protects the vehicle, the driver and the passengers, with special taxi assistance.

• Physical damage, glass breakage and total theft.
• Responsabilidad civil por daños a terceros y responsabilidad civil del viajero (pasajeros).
• Muerte del conductor por accidente automovilístico.
• Special equipment, modifications and conversions.

Banorte individual major medical insurance for you and your family, with hospital networks to choose from (2023 terms).

• Medical expenses for a covered illness or accident, with an annual or per-condition deductible and coinsurance.
• T and T+ hospital networks, with a preferred network option.
• Can cover your spouse and your unmarried children up to age 24 who depend on you.
• Includes treatment of vision disorders with no deductible or coinsurance.

Banorte accident insurance that pays your beneficiaries if you die in an accident, with funeral expenses and assistance services.

• Accidental death: payment of the sum insured if death occurs within 90 days of the accident.
• Funeral costs for accidental death.
• Assistance services included, as stated in the policy.
• Cover ends when the insured turns 70.

Banorte individual or family accident insurance: death, loss of limbs, disability and accident medical expenses.

• Accidental death and dismemberment, with benefit table A or B.
• Double indemnity if the accident happens while traveling as a passenger on public transport, and cover for work accidents.
• Payment of the sum insured for total and permanent disability caused by an accident, with a 3- or 6-month wait.
• Reimbursement of accidental medical expenses.

Simple 5-year Seguros Banorte life insurance, renewable for life, with a sum insured of MX$100,000, MX$200,000 or MX$300,000.

• Covers death for 5 years.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• Renews every 5 years, for life.
• Annual payment in cash, from a checking account or by credit card.

Seguros Banorte individual life insurance that pays the sum insured to your beneficiaries and adds accident, disability and funeral assistance coverages.

• Death from any cause.
• Double indemnity for accidental death.
• Advance of 10% for funeral costs and 25% for terminal illness, after 2 years in force.
• Optional: dismemberment, group accident and total and permanent disability.

Seguros Banorte insurance that pays a funeral benefit to your beneficiaries and a cash benefit to you if you are hospitalized for 3 days or more.

• Funeral benefit: your beneficiaries receive the sum insured if you die.
• Hospital benefit: you receive 100% of the sum insured for 3 to 15 days in hospital, 200% for 16 to 35 days and 300% for more than 35 days.
• The hospital benefit is paid to you and is reinstated automatically.
• Optional critical illness cover: heart attack, stroke, kidney failure, multiple sclerosis, paralysis and organ transplant.

Seguros Banorte life insurance for two people who protect each other, with repatriation of the body to Mexico if the insured dies in the United States or Canada.

• Policyholder and insured are both covered and are each other's beneficiary: if one dies, the other receives the sum insured.
• Repatriation if the insured dies in the United States or Canada: collection and embalming of the body and a metal casket.
• Consular, immigration and health formalities, and payment of fees.
• Air transport to Mexico and ground transport to the family's home.

Seguros Banorte life insurance with savings: it protects your family and builds a fund with protection, personal retirement or pension plans.

• If you die, your beneficiaries receive the sum insured plus your savings balance.
• If you reach the end of the term, you receive your savings balance.
• Three savings plans: Protección, Plan Personal de Retiro (deductible, article 151 of the Income Tax Law) and Jubilación.
• You choose how your savings are invested among Banorte's return options.

Life insurance for your business's employees, with a fixed sum insured or one based on months of salary, and optional accident, disability and burial expense coverages.

• Fallecimiento con suma asegurada fija o por meses de sueldo.
• Anticipo del 25% para gastos funerarios (hasta $100,000) y del 35% por enfermedad terminal (hasta $500,000).
• Opcionales: muerte accidental, pérdidas orgánicas, accidente colectivo con doble o triple pago y accidente de trabajo.
• Opcionales: invalidez total y permanente, exención de primas por invalidez y enfermedades graves.

Seguros Banorte home insurance for houses and apartments, sold through agents and brokers, with property damage, theft and liability sections.

• Physical damage to the property and contents from fire, lightning, explosion and other perils.
• Weather events, earthquake and volcanic eruption.
• Debris removal and additional living expenses if you cannot live in your home.
• Private and family liability.

Seguros Banorte parametric insurance, registered in 2026, that pays you according to the category of a hurricane that passes within 50 km of your location.

• Cubre huracanes de categoría 2, 3, 4 o 5 que pasen dentro de un radio de 50 km de la ubicación asegurada.
• El pago depende de la categoría del huracán, según la tabla de indemnizaciones de tu póliza.
• No hace falta demostrar daños: un agente de cálculo independiente confirma el evento.
• Cubre uno o varios huracanes en la vigencia, hasta agotar la suma asegurada.

Seguros Banorte insurance for your personal items outside the home, such as cameras, computers or sports equipment, against accidental loss or damage.

• Covers the items listed in the schedule attached to your policy while they are away from your home.
• Accidental, sudden and unforeseen loss or physical damage.
• Protects items belonging to you or to family members who live with you.
• Inside the home or in safe-deposit boxes, only by agreement.