MAPFRE México

MAPFRE car insurance with one of the most complete lists of coverages, according to its 2024 general terms.

• Physical damage, total loss from physical damage and total theft.
• Third-party liability for injury and property damage, catastrophic liability for accidental death and traveler liability.
• Liability extension and legal defense.
• Driver and occupants' medical expenses, driver accident cover and comprehensive occupant cover.

Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.

• Liability for damage to third parties and their property up to MX$250,000.
• Standardized product: the same coverage at every insurer.

MAPFRE Amplio package: physical damage, total theft, liability, medical expenses and full assistance, with benefits unique in the market.

• Physical damage from collision, fire, weather events, engine rod failure, bullet impact and damage to side mirrors.
• Total theft, paid at the EBC guide's sale value in a total loss.
• Liability to third parties and their property, including accidental death; covers your minor child even without a license.
• Liability extension and legal defense when driving another vehicle of the same type and use.

MAPFRE's most complete car insurance package, with extras such as a replacement car, dealer repairs and AutoGAP.

• Everything in the Amplio package: physical damage, total theft, liability, medical expenses, driver accidents, legal defense and full assistance.
• Full coverage abroad: liability, medical expenses and towing in the United States or Canada.
• Partial theft of parts and accessories, and the damage caused by the theft.
• Catastrophic liability for accidental death.

With MAPFRE's Limitado package, liability, roadside assistance and legal defense are reinforced by other coverages that further complete your protection and your vehicle's in any situation.

• Total theft, including damage to the car caused by the theft; in a total loss, the EBC guide's sale value is paid.
• Liability to third parties and their property, including accidental death; covers your minor child even without a license.
• Liability extension and legal defense when driving another vehicle of the same type and use.
• Driver accident coverage and accident medical expenses for the driver and passengers.

With MAPFRE's Responsabilidad Civil package you have the minimum protection needed to drive a vehicle.

• Legal defense: covers legal defense throughout the whole process, including payment of bail and/or bonds.
• Not available for legally imported, regularized or border vehicles.
• Not available for vehicles with a market value over MX$400,000.
• Not available for buses.

Tú Eliges Auto is a new concept of insurance tailored to the customer for better value for money.

• Total theft: covers total theft of the insured vehicle. The deductible is fixed, so the insured always knows how much to pay.
• Catastrophic liability for accidental death: covers the driver if, while using the insured vehicle, they accidentally cause a third party's death.
• Occupants' medical expenses: in an accident, covers medical expenses for bodily injuries to the insured and/or the other occupants of the vehicle.
• Legal defense: with this coverage the insured gets professional lawyer services in an accident or total theft of the car.

MAPFRE offers a variety of car insurance options to choose from according to your needs.

• Damage, total or partial theft, and dealership repair with guaranteed quality.
• Your policy covers third parties, passengers and property in an accident.
• Medical expenses, serious accidents and death for the driver and occupants.
• Lawyers and legal assistance always available to you.

Insurance for people temporarily driving a car with foreign plates in Mexico, in three packages: Amplio, Limitado and Responsabilidad Civil.

• Amplio: the most complete protection, with collision and rollover damage and glass breakage.
• Limitado: total theft, fire and natural catastrophes, plus the basics.
• Responsabilidad Civil: third-party damage, legal defense, travel assistance and medical expenses.
• Policy in pesos or dollars, issued immediately and sent by email.

MAPFRE's Mexitravel Amplio tourist car insurance offers the most complete coverage in its range of this type of insurance.

• Physical damage from collision, rollover, fire, lightning, explosion, flood, riots and transport.
• Total theft and damage caused by theft.
• Liability for injury, death or damage to third-party property.
• Occupant medical expenses, including funeral expenses.

Max version of the insurance for cars with foreign plates driving in Mexico.

• Physical damage and total theft.
• Liability for bodily injury and property damage to third parties, also as a combined single limit.
• Medical expenses for the driver and occupants.

MAPFRE's Mexitravel Responsabilidad Civil tourist car insurance offers basic coverage within Mexico for all drivers of vehicles with foreign plates.

• Liability for injury, death or damage to third-party property.
• Occupants' medical expenses.
• Legal defense and travel assistance.
• Policy in pesos or dollars, issued immediately and sent by email.

MAPFRE's Mexitravel Limitado tourist car insurance protects you throughout Mexico against any event involving the vehicle you drive, as long as it has foreign plates.

• Total theft, fire and natural catastrophes.
• Liability for injury, death or damage to third-party property.
• Occupants' medical expenses.
• Legal defense and full travel assistance.

Very complete MAPFRE motorcycle insurance, to which you can add the extra coverages you choose.

• Physical damage from collision, rollover, falling objects and trees, flooding, riots and transport.
• Total theft and damage caused by theft.
• Liability for damage to third parties and their property.
• Medical expenses of the rider and passenger.

MAPFRE's Moto Limitado insurance lets you add extra coverage to liability, roadside assistance, total theft, legal defense and medical expenses.

• Total theft of the motorcycle and damage caused by the theft.
• Liability for damage to third parties and their property.
• Medical expenses of the rider and passenger.
• Legal defense and unlimited roadside assistance.

MAPFRE's Moto Responsabilidad Civil is its basic motorcycle insurance.

• Liability for damage to third parties and their property.
• Medical expenses of the rider and passenger.
• Legal defense with bail or bond arrangements.
• Unlimited roadside assistance: towing, jump start, fuel and tire change.

MAPFRE's Moto Élite insurance offers the most complete protection for the rider and passenger and for physical damage to the vehicle and its accessories.

• The most complete protection for the rider, the passenger, the motorcycle and its accessories.
• Physical damage and total theft.
• Third-party liability, extended to riding another motorcycle.
• Medical expenses of the rider and passenger, and accidental death.

If you need motorcycle insurance, MAPFRE offers several options to choose from.

• We cover physical damage and total theft of your motorcycle.
• Liability cover for property and people.
• Cover for keys and for helmets or clothing.
• Legal defense, including advice and handling before the Public Prosecutor.

The advantages MAPFRE offers with basic personal accident insurance are:

• Cash benefit for high-frequency conditions: cholecystectomy*, lithotripsy*, bone fractures (except feet, hands and nose)*. *Exclusions apply.
• Cash benefit for high-severity conditions: cancer*, AIDS*, acute heart attack and heart surgery*, stroke or cerebral infarction*, major organ transplant*, chronic kidney failure*. *Exclusions apply.
• Every insurance purchase has a set of requirements and restrictions that must be met for it to take effect.
• To buy the Basic Medical Expenses Insurance, you need to include the required policyholder details:

Protección Segura insurance is structured around 3 coverages:

• Medical expense reimbursement: applies only by reimbursement, using the GMH Plus zone 1 fee schedule.
• Frequent events: the sum insured for the frequent event is paid in a single payment.
• Catastrophic events: cash benefit in four installments, 55% of the catastrophic event's sum insured at diagnosis and three quarterly payments of 15% of the sum insured.
• Age limit: 0–59 years.

This group indemnity insurance is unique in the market: it offers benefits for the most frequent illnesses and procedures among the Mexican population, plus personal accident coverage if the insured has an accident.

• Previcáncer. Basic coverage: accidental death. Additional coverage: cancer diagnosis. Additional services: contact center and travel assistance.
• Desired sum insured for the basic coverage
• Accepted ages up to 65.
• Usual residence in Mexico.

With MAPFRE group major medical insurance, your team members are covered for all hospital and medical expenses needed after an accident or illness, up to the sum insured, including pregnancy complications, psychological conditions and chiropractic care, among many other items, at no additional cost.

• Plan Gastos Médicos Hospitalarios. Hospital access: Type C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$15,000.
• Plan Hospitalización Familiar. Hospital access: Types A, B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000.
• Plan Hospitalario Familiar Nacional. Hospital access: Types AA, A, B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$30,000
• Plan Gastos Médicos Hospitalarios Plus. Hospital access: Types B and C. Coverage: nationwide. Age limit: 64 for new policies, renewal up to 69. Maternity benefit sum insured: MX$22,500.

General terms of Protección Médica a Tu Medida Colectivo (PDF), application form (PDF) and fee schedule (PDF).

• Bariatric surgery: gastric sleeve, lap-band, gastric bypass
• Inclusive therapies: motor, hearing, speech and/or learning
• Help with hormonal therapies: tubal ligation, menopause, andropause, perimenopause
• Complications from gender reassignment treatment

Protección Médica a Tu Medida PyME is an innovative major medical product designed for companies and businesses with 5 or more employees that want to protect their staff against accidents or illness, with protection tailored to their needs.

• Medical fees: covers fees of the surgeon, anesthesiologist, assistant doctors and surgical technician, as well as nursing fees, medical consultations, post-operative visits, and medical and/or surgical treatments.
• Medicines: covers medicines given in the hospital and those bought outside it, needed to treat an illness or accident.
• Ambulance: covers ground or air ambulance expenses incurred in Mexico.
• Rehabilitation: covers rehabilitation costs due to a covered condition.

Hospitalización Diaria is individual medical insurance that pays the insured a daily benefit of the chosen amount if, during the policy period and as a direct result of a covered accident or illness, they must be admitted to hospital for medical or surgical treatment.

• You can insure your financial dependents.
• Daily benefit for hospitalization, childbirth or C-section, as well as for complications during pregnancy.
• No deductible and no coinsurance.
• Age limit: 60 for new policies, renewal up to age 69.

Indemnización Diaria por Incapacidad is individual medical insurance that pays the insured if, during the policy period and as a direct result of an accident or illness, they suffer temporary disability or loss of abilities that prevents them from working for a time.

• You can extend the coverage to include maternity disability.
• No deductible and no coinsurance.
• Age limit: from 18 to 64 for new policies, and lifetime for renewals.
• Payment of the sum insured when the insured person has a temporary disability, according to the general conditions.

The benefit is payable as long as the first symptoms or first medical expense for diagnosing or treating cancer occur while the insurance is in force, after the waiting period.

• No deductible and no coinsurance.
• Minors can be the policyholders.
• Simpler underwriting: you only answer a 4-question questionnaire.
• Age limit: 60 for new policies, renewal up to age 69.

The designated beneficiaries receive the sum insured.

• Accidental death: the sum insured is paid to the designated beneficiaries.
• Vital organ transplant: the sum insured is paid in two installments for a heart, lung, liver, kidney, pancreas or bone marrow transplant.
• Cervical cancer benefit: the sum insured is paid in four installments according to the general conditions.
• Breast cancer diagnosis benefit: the sum insured is paid in four installments according to the general conditions.

MAPFRE's Protección Médica a Tu Medida medical insurance is an innovative product that gives you protection tailored to you.

• Medical fees: covers fees of the surgeon, anesthesiologist, assistant doctors and surgical technician, as well as fees for medical consultations, post-operative visits, and medical and/or surgical treatments.
• Diagnostic services: if ordered by the treating doctor and necessary, covers lab tests, imaging, X-rays, electrocardiograms, electroencephalograms, physical therapy and more.
• Medicines: covers medicines given in the hospital and those bought outside it, needed to treat an illness or accident.
• Ambulance: covers ground or air ambulance expenses incurred in Mexico.

Recuperación Médica 15 is individual medical insurance that covers the 15 most frequent causes of claims, as well as children's accidents.

• No deductible and no coinsurance.
• Simpler underwriting: you only answer a simple questionnaire.
• Treatment can be in a public or private hospital.
• Most forms of cancer

In addition to the sum insured, the accidental death and severe disability coverages pay monthly income to the insured's beneficiaries for the chosen term.

• No deductible or coinsurance.
• Age limit: from 12 up to 65.
• Accidental death: the Accidental Death and Severe Disability covers pay monthly income to the insured's beneficiaries for the agreed term. Monthly income increases by 5% each year.
• Monthly income: increases by 5% each year.

With basic personal accident insurance, the insured's family is covered if the insured dies in an accident, with benefits of up to MX$200,000.

• Accidental death sum insured: 2 options, MX$100,000 or MX$200,000 (maximum cover per person).
• Entry ages: minimum 12 and maximum 65, renewable for life.
• Payment method: annual.
• Grace period for premium payment: 30 days.

Individual personal accident insurance pays the sum insured when an accident causes the insured's death, loss of a limb or of the function of an organ, bone fractures (including at work) or severe burns.

• Work personal accident: extra protection on top of what your employer may pay for an accident during your daily work.
• Renta Mensual Segura: individual personal accident insurance that pays a benefit when an accident causes the insured's death. Learn more here.
• Children's personal accident: entry ages from 0 to 5.
• Amateur sports personal accident: you can play your favorite sport at a sports institution, knowing you are covered.

MAPFRE personal accident insurance for schools and groups: pays the sum insured for an accident, loss of limbs or fractures.

• Reembolso de gastos médicos por accidente o indemnización diaria por incapacidad u hospitalización.
• Escolar: cubre en la escuela y en actividades escolares supervisadas, con vigencia según el calendario de la SEP.
• Pago directo para cirugías en la red escolar; pago directo para cualquier siniestro como opcional.
• Protección 24 horas opcional, incluso fuera de la escuela, y deducible desde 0.

MAPFRE insurance for your dog, including guide dogs and epilepsy alert dogs, in Básico, Premium and Plus packages.

• Death or forced euthanasia due to an accident.
• Medical expenses for accidents and non-preventable illnesses, reimbursed with your own vet.
• Third-party medical expenses if your dog injures someone.
• Funeral expenses (cremation), with a 1-year waiting period.

MAPFRE life insurance that invests your savings in funds according to your profile (conservative, moderate or aggressive) for retirement or your goals, with tax incentives.

• Options: Contigo en Tu Retiro, Contigo en Tu Inversión and Contigo en Tu Jubilación.
• Variable return according to your profile: conservative, moderate or bold.
• Death: your beneficiaries receive the sum insured plus the fund and its returns.
• Survival: at the end of the term you receive the value of your fund.

MAPFRE life insurance for administrative employees of any company, for illness or accident, with a sum of up to MX$500,000.

• Protection against death from illness and accidental death.
• For administrative and office employees, no group needed.
• Sum insured of up to MX$500,000.
• Optional: total and permanent disability from an accident.

MAPFRE basic 5-year life insurance, renewable and with no medical exams, with a sum insured of MX$100,000, MX$200,000 or MX$300,000.

• Death cover for 5 years, renewable.
• Sum insured of MX$100,000, MX$200,000 or MX$300,000.
• No medical exams required.
• Covers death only, with no additional covers.

MAPFRE term life insurance in dollars for people in excellent health, at a preferential rate, from 150,000 dollars.

• Death cover for 10 or 20 years.
• Preferred price for those who meet the good-health criteria.
• Minimum sum insured of US$150,000.
• Optional: accidental death, dismemberment, group accidental death and total and permanent disability.

MAPFRE one-year life insurance with automatic renewal, from MX$1,000 a year; it works as a main plan or a complement.

• Death cover for one year.
• Automatic renewal up to age 60.
• Premium from MX$1,000 a year, with annual, semi-annual, quarterly or monthly payments.
• Optional: accidental death, dismemberment and group accidental death.

MAPFRE one-year life insurance, renewable up to age 65, with a sum insured of up to MX$500,000 and very simple enrollment.

• Death cover for 1 year, renewable up to age 65.
• Sum insured of up to MX$500,000.
• Very simple to purchase.
• Optional: accidental death.

MAPFRE term life insurance for a set term and amount, affordable for every budget, with a special price if your health is optimal.

• Death cover for the term you choose.
• Terms of 1, 5, 10, 15 or 20 years, or up to age 65 or 90.
• Option that rewards your good health with a better price.
• Optional: accidental death, dismemberment and group accidental death.

MAPFRE life insurance that protects you during the term and, if you survive it, pays you 100% of the sum insured as guaranteed savings.

• Death cover during the chosen term.
• At the end of the term you receive 100% of the sum insured.
• Terms of 10, 15 or 20 years, or up to age 60 or 65 (the last two only in dollars or UDIS).
• Optional: accidental death, dismemberment and group versions.

MAPFRE life insurance to build guaranteed savings with a single premium over 5 or 10 years, for retirement or your projects, with tax incentives.

• Guaranteed savings with a single premium (one payment).
• Terms of 5 and 10 years.
• Options: Alcanza Tu Retiro, Alcanza Tu Inversión and Alcanza Tu Jubilación.
• Attractive interest rate and tax incentives depending on the option.

MAPFRE life insurance that protects you during the term and, if you survive it, refunds up to 100% of the basic coverage premiums.

• Death cover for 5, 10, 15 or 20 years.
• Premium refund: 80% for the 5-year term; 100% for 10, 15 or 20 years in pesos; 80% in UDIS or dollars.
• Optional: accidental death, dismemberment and group accidental death.
• Optional: total and permanent disability and critical illness.

MAPFRE whole life insurance with a guaranteed asset value in the policy that helps you plan your estate.

• Lifetime death cover.
• Builds guaranteed equity value in your policy.
• When the policy ends you receive 100% of the sum insured.
• Optional: accidental death, dismemberment and group versions.

MAPFRE whole life insurance that you finish paying during your most productive years: in 5, 10, 15 or 20 years, or by age 60 or 65.

• Lifetime death cover.
• You pay over 5, 10, 15 or 20 years, or until age 60 or 65.
• When the policy ends you receive 100% of the sum insured.
• Builds equity value in the policy for unexpected needs.

MAPFRE plan for a company to build retirement savings for its employees in investment funds, with death protection.

• Defined benefit option: the company sets the amount the employee will receive on retirement.
• Defined contribution option: the company contributes each year and the employee receives the accumulated amount.
• Death: the beneficiaries receive the sum insured plus the fund and its returns.
• No cost to the employee.

MAPFRE retirement life insurance with a guaranteed sum insured at the age you choose, as a PPR, deductible or non-deductible plan.

• Options: Mi Jubilación PPR, Deducible and No Deducible.
• You receive your savings goal at age 55, 60, 65, 70 or 75.
• Payments over the whole term or limited to 5 or 10 years.
• No medical underwriting for the basic cover.

MAPFRE education insurance to secure your children's education at 15, 18 or 22; if you die or become disabled, the plan continues without further payments.

• The savings are paid when the child turns 15, 18 or 22.
• You can save for several children in the same plan.
• Can be purchased by parents, grandparents, relatives or another person, with the parents' authorization.
• Premium waiver if the policyholder passes away or becomes disabled: the plan continues until maturity.

MAPFRE group life insurance for a company's customers or employees when they contribute to the premium or the insurance is voluntary; also available in a debtor version.

• Fallecimiento: suma asegurada para los beneficiarios (de 15 a 70 años).
• Invalidez total y permanente (de 15 a 64 años).
• Accidentes que causen lesiones o la muerte dentro de 90 días (de 15 a 69 años).
• El seguro puede ser obligatorio o voluntario, y la prima contributoria o no.

MAPFRE group life insurance that a company gives its employees as a benefit, for death, disability and accidents, at no cost to the worker.

• Fallecimiento: suma asegurada para los beneficiarios (de 15 a 70 años).
• Invalidez total y permanente (de 15 a 64 años).
• Accidentes que causen lesiones o la muerte dentro de 90 días (de 15 a 69 años).
• No cost to the employee.

MAPFRE funeral insurance with direct payment to the funeral home, from MX$700 for an individual plan; you can buy it on its own or as an extra benefit of another plan.

• Standard metal casket, preparation of the body and a viewing room or equipment for a home viewing.
• Cremation with urn, or transport for local burial.
• Transport of the body to the funeral home within the same city.
• Legal advice by phone and help with paperwork and documents after a death.

Protects your home's structure and your belongings against direct physical damage.

• Direct physical damage: we protect your home's structure and your belongings against direct physical damage.
• Debris removal: covers the costs needed to remove debris from the damaged property.
• Additional living expenses: covers hotel, house rent, moving, storage of household contents and maintenance fees for 6 months.
• Loss of rent: for a rented house, covers for 6 months the rent the tenant stops paying because they had to leave after a fire or explosion.

Protects your home's structure and your belongings against direct physical damage.

• Direct physical damage: we protect your home's structure and your belongings against direct physical damage.
• Debris removal: covers the costs needed to remove debris from the damaged property.
• Additional living expenses: covers hotel, house rent, moving, storage of household contents and maintenance fees for 6 months.
• Glass: covers accidental breakage of glass 4 mm thick or more, including decorated glass and frames.

MAPFRE insurance for your company's building, furniture, machinery and equipment against fire, lightning and allied perils, available without other policies.

• Daños directos por incendio, rayo y otros riesgos aliados.
• Pérdidas consecuenciales por paralización de actividades.
• Adicionales: terremoto y fenómenos hidrometeorológicos.
• Amplia variedad de giros; eliges las coberturas.

Extends to cover possible lawsuits against the insured for damage caused.

• RC por actividades e inmuebles: daños a terceros en sus bienes y personas por tu actividad o tus inmuebles.
• RC de productos: daños que tu producto cause a una o varias personas.
• Incluye los daños que causen tus empleados en sus funciones.
• Defensa ante demandas judiciales por un daño cubierto.

The Innova policy protects companies against possible non-payment on credit sales, in the domestic or export market. It secures financial stability and strengthens confidence in commercial transactions, giving invaluable peace of mind in today's dynamic market.

• Evaluación continua de la solvencia de clientes: ofrece un análisis detallado y constante de la solvencia de tus clientes, ayudándote a tomar decisiones informadas.
• Soporte global: ideal para empresas con operaciones internacionales, ofreciendo cobertura y soporte en diferentes mercados.
• Póliza con cobertura de riesgo político y comercial.
• Integra ventas domésticas y de exportación.

Mid-Size Multinationals is tailored trade credit insurance for companies with global operations and branches in several countries, with global assistance in managing your receivables backed by broad local support and presence.

• Cobertura específica para empresas medianas: diseñada para abordar las necesidades particulares de las empresas en crecimiento.
• Evaluación continua de la solvencia de clientes: proporciona un análisis detallado y constante de la solvencia de tus clientes.
• Una solución a medida de tu empresa.​
• Garantiza la liquidez de tu empresa asegurando el flujo de ingresos.

The PYME policy is the ideal option for small and medium-sized businesses, carefully built to fit your company's present and future needs. It not only provides financial protection but also acts as a strategic ally, giving you peace of mind and backing as your company moves through a changing business landscape.

• Fácil de contrata y de gestionar.
• Prima fija sin ajustes.
• Cobertura de crédito automática para tus clientes.
• Servicio integral de recobro basado en éxito.

A global trade credit insurance policy for multinational companies, operated through Allianz Trade for Multinationals, offering global solutions with local services that understand each country's specific needs.

• Protección contra impagos en cualquier parte del mundo, para multinacionales.
• Operada con Allianz Trade for Multinationals, con servicio local en cada país.
• Evaluación continua de la solvencia de clientes internacionales.
• Herramientas avanzadas para gestionar el riesgo de crédito global.

MAPFRE cargo insurance protects goods in transit against accidents, damage and criminal acts in air, sea or land freight.

• Terrestre (nacional o internacional), marítimo (contenedores y buques) y aéreo, con protección en cualquier parte del mundo.
• Póliza anual por pronóstico de embarques, póliza a declaración mensual o póliza específica por embarque.
• Riesgos ordinarios: incendio, rayo, explosión, colisión, volcadura, descarrilamiento, caída de avión y varadura o hundimiento del barco.
• Pérdida de bultos caídos en maniobras de carga, trasbordo o descarga.

MAPFRE contractors' equipment and mobile heavy machinery insurance covers fixed and semi-fixed equipment and self-propelled (unlicensed) or towed machinery against the risks of use on construction or machinery erection projects.

• Temblor, terremoto y/o erupción volcánica
• Derrumbe, deslave, hundimiento, deslizamiento de terreno ó alud
• Colisión con objetos en movimiento
• Robo total de la unidad

Civil works insurance covers accidental, sudden and unforeseen physical damage to the insured property inherent to the construction process, plus debris removal and cleanup after a loss.

• Cobertura contra Riesgos El seguro de obra civil ampara: Daños materiales a los bienes asegurados sufridos de modo accidental, súbito e imprevisto, inherentes al proceso de construcción. Remoción de escombros y limpieza tras siniestro.
• Responsabilidad Civil El seguro todo riesgo contratistas MAPFRE ofrece cobertura de responsabilidad civil por daños a terceros en sus bienes o personas.
• Terremotos, erupción Volcánica, ciclón, huracán y tornado, inundación, hundimiento o deslizamientos de terreno y derrumbes.
• Equipos, herramientas y maquinaria móvil de construcción propiedad del contratista necesarios durante el transcurso de la obra.

The benefits and advantages of MAPFRE erection all-risk insurance are:

• Maquinaria durante su instalación o montaje, incluida la puesta en marcha de maquinaria nueva.
• Errores durante el montaje, impericia o sabotaje de obreros y empleados.
• Caída de partes y robo con violencia.
• Obra civil asociada al montaje.

MAPFRE insurance for barley, wheat, corn, bean, sorghum, vegetable, fruit, rice, soy and forestry crops, with processing of the federal premium subsidy.

• Riesgos climáticos: incendio, huracán, granizo, inundación, exceso de humedad, falta de piso para cosechar, sequía (temporal) y helada.
• Riesgos biológicos: plagas, depredadores y enfermedades.
• Antes de nacencia: taponamiento.
• Invernaderos con su cuestionario.

MAPFRE livestock insurance is one of the most complete on the market, backed by top specialists in risk inspections and claims adjustment.

• Radicación Protege el riesgo de muerte por enfermedad, accidente o sacrificio forzoso de los animales en el lugar donde realizan su función zootécnica.
• Riesgos Ordinarios de Tránsito Protege el riesgo de muerte ocasionada directamente por un accidente de tránsito.
• Adaptación Protege el riesgo de muerte de los animales por enfermedad, accidente o sacrificio forzoso en un periodo de tiempo determinado en un nuevo lugar de radicación en el que desarrollarán su función zootécnica.
• Accidentes Evento fortuito súbito e imprevisto que produce daño directo al conjunto o unidad animal por causas no imputables al asegurado.

MAPFRE surety bond that guarantees payment of credit for fuel supply.

• Para gasolineras y distribuidores de combustible.
• También suministro de combustible para líneas aéreas.
• Líneas de afianzamiento, fianza electrónica y fianza internacional.
• Pago de la fianza con tarjeta de crédito a 6 meses sin intereses.

MAPFRE fidelity bond that protects your company's assets when an employee commits breach of trust, theft, fraud or embezzlement.

• Abuso de confianza, robo, fraude y peculado de tus empleados.
• Acreditado el delito, recuperas la cantidad desfalcada.
• Asesoría y asistencia legal.
• Disuade a los empleados de cometer delitos.

MAPFRE surety bonds that guarantee contracts, investments, deliveries of goods and services, quality of materials and tax liabilities.

• Concurso o licitación: la seriedad de las propuestas económicas.
• Anticipo: la debida inversión del anticipo.
• Cumplimiento: la entrega de bienes o servicios y los plazos del proyecto.
• Buena calidad: de los materiales y de la mano de obra.

MAPFRE judicial bonds for obligations arising from civil, commercial and amparo proceedings.

• Juicios civiles y mercantiles.
• Amparos: suspensiones provisionales o definitivas.
• Pensión alimenticia, albaceas y embargos.
• Líneas de afianzamiento, fianza electrónica y fianza internacional.

MAPFRE Fianzas program for companies to manage their suppliers and reduce non-performance.

• Control y administración de las fianzas de muchos proveedores.
• Ayuda a disminuir los incumplimientos de proveedores.
• Líneas de afianzamiento, fianza electrónica y fianza internacional.
• Pago de la fianza con tarjeta de crédito a 6 meses sin intereses.