Seguros SURA México
31 products from SURA across 17 insurance types. We help you compare and sign up.
Car insurance
Protect your car or pickup against collision, theft and damage to others, with roadside assistance.
Recommended
Seguro de Movilidad
Car insurance in three options, Básica, Amplia and Movilidad Total, that protects you, your family, your pets and your car so you keep moving.
- In all three options: third-party liability and 360° liability extension.
- In all three options: legal defense, occupants' medical expenses, pet protection, driver accident cover and car assistance.
- Amplia and Movilidad Total: physical damage, total theft and guaranteed mobility.
- Movilidad Total only: no deductible for total loss from physical damage or for total theft.
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- Movilidad Total only: premium refund and replacement car in case of total loss.
Automóviles Antiguos
Insurance for classic cars that covers total loss of the vehicle, liability and medical expenses.
- Total loss from physical damage: collision, rollover, fire, natural events, riots, vandalism and transport.
- Total loss from total theft.
- Liability with a single combined limit.
- Occupants' medical expenses.
Automóviles Residentes de uso particular
SURA insurance for private-use cars with Mexican plates, with basic coverages and a long list of add-ons.
- Physical damage, total loss from physical damage and total theft.
- Liability with a single combined limit, for occupants, traveler liability and excess for third-party death.
- Occupants' medical expenses, legal defense and car assistance.
- Adaptations, special equipment and armoring.
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- Premium refund and zero deductible for total loss from physical damage or theft.
- Driver accident cover, replacement car, tire insurance and Auxilio Plus Autos.
- Top Driver, SURA PROTGT, SURA Agencia 10 años and SURA Muévete.
Autos Complementario
SURA car insurance with basic and additional coverages to complete your protection.
- Physical damage (including glass, vandalism and engine damage from flooding), total theft and total loss from physical damage.
- Liability with a single combined limit, with driver extension and traveler liability.
- Occupants' medical expenses, legal defense and travel assistance.
- Adaptations, special equipment and armoring.
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- Driver accident cover, replacement car, occupant liability and excess for third-party death.
- Tire insurance, SURA Asistencia Plus, Top Driver, SURA PROTGT, SURA Agencia 10 años and SURA Muévete.
Responsabilidad Civil por uso de vehículo del tipo autorizado en tu licencia
Insurance that covers you, as a licensed driver, for the damage you cause to third parties while driving any vehicle of the type your license allows.
- Third-party liability for damage to property and people, with a single combined limit.
- It follows the person, not the vehicle: it applies to vehicles of the type allowed by your license.
What they ask for to buy it
- Hold a valid driver's license issued by the authorities.
Seguro Básico Estandarizado de RC Automóviles
Basic car liability insurance: covers the damage you cause to third parties up to MX$250,000.
- Liability for damage to third parties and their property up to MX$250,000.
- Standardized product: the same coverage at every insurer.
Seguro Obligatorio de Responsabilidad Civil Vehicular
The liability insurance the law requires to drive your vehicle.
- Third-party liability for damage to property and people, up to the policy limit.
- Costs and expenses of a civil lawsuit for the covered liability.
Tourist car insurance
If you drive into Mexico with foreign license plates, you need a policy issued by a Mexican insurer.
Automóviles Turistas (también Mexistar y Business Class)
Insurance for tourists' cars driving in Mexico; SURA also has the Mexistar and Business Class versions.
- Physical damage and total theft.
- Liability with a single combined limit.
- Occupant medical expenses and assistance services.
- Can cover trailers and boats, adaptations and special equipment, and motorcycles.
Motorcycle insurance
Coverage for personal or delivery motorcycles against damage, theft and liability.
Recommended
Motocicletas (Automóviles Residentes SURA)
SURA insures private-use motorcycles under its Automóviles Residentes policy; the sum insured is set by the invoice value or an appraisal.
- Bought under SURA's general terms for private-use Automóviles Residentes.
- Physical damage and total theft, with the sum insured based on the invoice value or an appraisal by loss assessors.
- Third-party liability and occupants' medical expenses, depending on the coverages you choose.
- Some coverages do not apply to motorcycles: for example, the liability extension excludes motorcycles.
What they ask for to buy it
- Private-use motorcycle with Mexican plates.
- Motorcycle invoice or an appraisal to set the sum insured.
Fleet insurance
One policy for all your company vehicles, with centralized administration.
Recommended
Flotilla de Autos (desde 5 vehículos)
Insurance for your business's fleet from 5 vehicles, in three plans: Amplia, Limitada and Básica.
- Amplia: daños materiales por choque o volcadura, cristales, incendio, fenómenos naturales, desbielamiento por inundación y vandalismo.
- Amplia y Limitada: robo total de cualquier vehículo de la flotilla.
- Todos los planes: responsabilidad civil a terceros, gastos médicos del conductor y acompañantes, defensa jurídica y asistencia automovilística.
- Accidentes automovilísticos al conductor.
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- Opcional: responsabilidad civil adicional por fallecimiento de terceros y daños a terceros por la carga, peligrosa o no.
- Asistencia de grúa, paso de corriente y gasolina para unidades de hasta 3.5 toneladas.
What they ask for to buy it
- Razón social y RFC de la empresa.
- Descripción, modelo (año) de cada unidad y domicilio de la empresa.
- Uso de cada unidad, estado de circulación y tipo de carga (camiones).
- Plan, sumas aseguradas y coberturas adicionales que quieres.
- Si no tienes seguro con SURA, el estudio de siniestralidad de tu aseguradora actual.
Truck insurance
Protection for light and heavy cargo vehicles, from pickups to tractor-trailers.
Seguro de Camiones
Truck insurance with the essential coverages for your vehicle, your driver and third parties.
- Physical damage and total theft.
- Liability with a single combined limit.
- Occupants' medical expenses.
- Defensa jurídica y asistencia automovilística.
Major medical insurance
Care in private hospitals for illness or accidents, without draining your family's savings.
Recommended
Ala Azul
SURA medical insurance for accidents and illness, individual or family, bought 100% online.
- Sum insured of up to MX$1,200,000 per condition, including accident fractures, and up to MX$100,000 per accident without a fracture.
- Deductible of MX$4,000 in the Ala Azul medical network and MX$8,000 outside it; no coinsurance in the network, except 10% on illness reimbursements.
- Covers hospital, doctors' and surgeons' fees, intensive care, medicines, lab tests, ambulance, prostheses and rehabilitation.
- Maternity and its complications.
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- Optional: cash benefit of up to MX$100,000 for a serious illness diagnosis.
- Coverage grows with seniority: knees, spine, hernias, diabetes or hypertension are covered after their waiting period.
- Does not cover cancer, checkups, pre-existing conditions or professional sports.
What they ask for to buy it
- Have permanent residence in Mexico.
- Policyholder and spouse under 65; in family policies, children under 36.
- The policyholder must be of legal age.
Básicos Estandarizados de Gastos Médicos y Accidentes
Low-cost SURA standardized basic insurance against the most common risks inside and outside the home.
- Available in major medical and personal accident insurance; there is also individual life and auto liability.
- Simple, low-cost coverage.
- Standardized products: the same coverage at every insurer.
Group health insurance
Major medical benefits for your employees and their families.
Gastos Médicos Colectivo (Talento Seguro)
SURA group major medical insurance for employees of small and medium-sized businesses, with a nationwide hospital network and direct payment.
- Standard room, medical and surgical services, intensive care, medicines, lab tests and imaging.
- Transplants, emergency dental treatment after an accident and congenital conditions.
- Maternity support when the baby is born more than 10 months after the insurance was purchased.
- Direct payment and scheduled surgery in the partner network for stays of more than 24 hours.
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- 24-hour phone assistance, specialist consultations at a preferential cost and up to 5 nutritionist consultations a year.
- Add-ons: maternity, prenatal care, care abroad, hearing aids, border strip, obesity, funeral expenses, pre-existing conditions and refractive surgery.
- Tax-deductible under the LISR.
Personal accident insurance
Financial protection if you have an accident: medical expenses, disability or loss of limbs.
Accidentes Personales
This solution protects a group of people known as a collective.
- Fleet auto (5+ vehicles), property, Plan Empresario SURA, building and contents
- Fleet auto (5+ vehicles)
- Fleet auto (5+ vehicles), property, cargo transport, engineering, cargo transport, third-party liability, business third-party liability
- Claims: had an accident? Claim tracking, what to do in case of a claim, services, invoicing
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- Basic rights of policyholders, insured persons and beneficiaries.
Accidentes Personales Colectivo
Covers your employees while traveling for work and pays the costs of accidents or death within your business.
- Fleet auto (5+ vehicles), property, Plan Empresario SURA, building and contents
- Fleet auto (5+ vehicles)
- Fleet auto (5+ vehicles), property, cargo transport, engineering, cargo transport, third-party liability, business third-party liability
- Claims: had an accident? Claim tracking, what to do in case of a claim, services, invoicing
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- Total and permanent disability or incapacity due to an accident.
- Basic rights of policyholders, insured persons and beneficiaries.
School accident insurance
Coverage for students during school activities, camps and trips.
Recommended
Programa Escolar
SURA school accident insurance that covers accidents during school activities and the trips to and from them, by indemnity or reimbursement.
- Cubre accidentes al realizar actividades escolares y en los traslados relacionados.
- Fallecimiento accidental; en menores de 12 años, reembolso de gastos funerarios.
- Pérdida de miembros.
- Reembolso de gastos médicos derivados del accidente.
Life insurance
Keep your family financially protected if you are no longer there.
Recommended
Vida Protección
SURA life insurance from a MX$100,000 sum insured, with 1 or 5-year terms that renew automatically up to age 99.
- Four plans: Básico, Más, Integral and Total.
- Death, with a 30% advance for your beneficiaries if you had 2 years of continuous cover.
- Advance of 30% of the sum insured for terminal illness.
- Premium waiver for total and permanent disability.
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- Depending on the plan: accidental death, loss of limbs, group accidental death and an additional disability payment.
- Optional: funeral costs for the policyholder, their spouse and their children.
- 24-hour medical, legal and funeral assistance.
Plan Vive
SURA life insurance you build with the coverages you choose, with support for hospitalization, disability and funeral expenses, plus medical and legal assistance.
- Three plans: Plan Vive, Plan Vive Más (with nutrition and psychological assistance) and Plan Vive Educacional (with educational guidance).
- Death, with a 30% advance after 2 years of continuous cover.
- Premium waiver and payment for total and permanent disability.
- Accidental death, dismemberment and group accidental death.
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- Critical illness: cancer, heart attack, stroke, transplants, kidney failure and more.
- Daily hospital payment from 24 hours, including pregnancy and childbirth.
- Funeral costs for you, your spouse and your children, and cover for the death of your dog or cat.
- Free 24/7 assistance: home doctor, ambulance, legal guidance and funeral service with repatriation.
What they ask for to buy it
- Age to buy: 18 to 70.
- Minimum sum insured of MX$100,000 or US$5,000.
- Completed and signed application.
Vida Práctico
SURA life insurance for MX$800 a year, with no medical exam, that pays MX$90,000 if you die or lose part of your body in an accident.
- Costs MX$800 a year.
- Accidental death or loss of limbs: MX$90,000.
- For loss of limbs you receive a percentage of the sum insured.
- 1-year term with automatic renewal.
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- No medical exam needed.
What they ask for to buy it
- Entry age: 18 to 65; cover ends at 70.
- Completed and signed application.
- Choose your beneficiaries.
Life insurance with savings
Protection for your family and guaranteed savings you receive at the end of the term.
Objetivo Seguro
SURA life insurance with savings: you secure the savings for your goal in 10 or 15 years and protect your family if you die.
- You receive your savings in 10 or 15 years.
- From US$15,000 or 30,000 UDIS.
- Four plans: Básico, Más, Integral and Total.
- Death, with a 30% advance for death or terminal illness.
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- Premium waiver for disability; higher plans add a disability payment.
- Accidental death, dismemberment and group accidental death.
- Optional funeral costs for you, your spouse and your children, up to US$8,000 or 20,000 UDIS.
- Guaranteed values: cash value, reduced paid-up insurance and extended term insurance.
What they ask for to buy it
- Age to buy: 18 to 70.
- Completed and signed application.
- Choose your beneficiaries.
Group life insurance
Life insurance benefits for your employees, partners or borrowers.
Recommended
Vida Deudor
SURA insurance for lending institutions: if the borrower dies or becomes disabled, it pays the outstanding balance of the debt to the institution.
- Paga el saldo insoluto de la deuda a la institución financiera (no intereses moratorios ni revolventes).
- Fallecimiento natural o por accidente del acreditado.
- Invalidez total y permanente por accidente o enfermedad, también en forma mancomunada.
- Desempleo involuntario desde el día 31 después del despido.
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- Anticipo opcional de hasta 50 % por enfermedad terminal.
- Asistencias opcionales: médicas, legal funeraria y funeraria.
What they ask for to buy it
- Ser una institución o empresa que otorga créditos.
- Datos de los acreditados y de sus créditos.
Vida Empresarial
SURA life insurance for companies with 10 to 1,000 employees, bought 100% online, with packages you can customize.
- Para empresas de 10 a 1,000 colaboradores.
- Contratación 100 % digital.
- Fallecimiento, gastos funerarios para titular, cónyuge o hijos menores de 12 años, e invalidez total y permanente con exención de pagos.
- Muerte accidental, accidente colectivo y pérdida de miembros.
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- Enfermedades graves.
- Pago diario por hospitalización hasta 30 días y doble pago diario por maternidad hasta 2 días.
- Asistencias médicas y legal funeraria.
What they ask for to buy it
- Vivir en México de forma permanente.
- Dar la información de la empresa y de los colaboradores que pide la aseguradora.
- Asegurados de 18 a 70 años que trabajen en la misma empresa.
- De 10 a 1,000 colaboradores.
Vida Grupo Experiencia Global
SURA group life insurance for organizations with more than 200 employees, with or without dividends.
- Para organizaciones de más de 200 colaboradores.
- Con o sin dividendos según la siniestralidad.
- Fallecimiento, o fallecimiento o invalidez, con opción mancomunada para el cónyuge.
- Muerte accidental y pérdida de miembros, también en accidente colectivo.
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- Invalidez total y permanente con exención de pagos temporal o vitalicia.
- Gastos funerarios, desempleo involuntario y anticipo por enfermedad terminal.
- Deducible de impuestos si cumple con la Ley del ISR.
What they ask for to buy it
- Vivir en México de forma permanente.
- Dar la información de la empresa y de los colaboradores que pide la aseguradora.
- Asegurados de 18 a 70 años que trabajen en la misma empresa.
Vida Grupo Experiencia Propia
SURA group life insurance for organizations with more than 200 employees, with a dividend of up to 100% of the risk premium if the claims experience is good.
- Para organizaciones de más de 200 colaboradores; con más de 1,000 se evalúa el riesgo a la medida.
- Dividendo de hasta 100 % de la prima de riesgo, menos los siniestros, si hay buena siniestralidad.
- Fallecimiento, o fallecimiento o invalidez, con opción mancomunada para el cónyuge.
- Muerte accidental y pérdida de miembros, también en accidente colectivo.
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- Invalidez total y permanente con exención de pagos temporal o vitalicia.
- Gastos funerarios y desempleo involuntario.
- Deducible de impuestos si cumple con la Ley del ISR.
What they ask for to buy it
- Vivir en México de forma permanente.
- Dar la información de la empresa y de los colaboradores que pide la aseguradora.
- Asegurados de 18 a 70 años que trabajen en la misma empresa.
Vida Grupo PyMEs
SURA group life insurance for businesses with 10 to 200 employees, tax-deductible.
- Para negocios de 10 a 200 empleados.
- Fallecimiento, o fallecimiento o invalidez, según el plan.
- Muerte accidental, pérdida de miembros y accidente colectivo.
- Invalidez total y permanente del asegurado o su cónyuge, con exención de pagos temporal o vitalicia.
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- Gastos funerarios para el titular y sus asegurados adicionales.
- Desempleo involuntario desde el día 31 después del despido.
- Anticipo de hasta 50 % por enfermedad terminal (opcional).
- Deducible de impuestos si cumple con la Ley del ISR.
What they ask for to buy it
- Vivir en México de forma permanente.
- Dar la información de la empresa y de los colaboradores que pide la aseguradora.
- Asegurados de 18 a 70 años que trabajen en la misma empresa.
- De 10 a 200 empleados.
Home insurance
Protect your home and everything in it against fire, hurricane, flood, theft and damage to others.
Recommended
Hogar Total
Protects your home, your belongings and the liability of the people who live there, including your pets, if they cause damage to third parties. For an owned or rented home, or one on short-term rental platforms.
- Fire, natural disasters (earthquake, hurricane, flood) and burglary.
- Building, glass and common areas in condominiums.
- Your belongings inside and outside the home, cash and outdoor property such as fences, pools, air conditioners or solar panels.
- Electronic equipment and appliances, and refrigerated food that spoils because of equipment failure.
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- Mobile contents with worldwide cover: laptops, tablets, cameras, bicycles and suitcases (not mobile phones).
- If you cannot live in your home: rent, moving and meals, debris removal and loss of rent.
- Liability of the household's residents, domestic employees and as a tenant, with defense costs.
- The building is compensated at market value, with no underinsurance penalty.
- Add-ons: jewelry and sports equipment with worldwide cover, works of art, Robo +10%, liability as a short-term rental host, Tranquilidad arrendador and accidents of residents.
- Home assistance (plumbing, locksmith, electrical), legal, travel, pet and roadside assistance.
What they ask for to buy it
- Minimum details the insurer needs to quote the risk.
- Subject to underwriting and SURA's acceptance policies.
Small business insurance
A package that protects your premises, your stock and your liability to customers and third parties.
Recommended
Seguro Empresarial SURA
SURA insurance for your organization's building and property, with liability and consequential losses (Empresa Máster, a named-perils multi-line business policy).
- Edificio y contenidos por desastres naturales: terremoto, lluvias, inundación, deslizamientos, vientos fuertes, erupción y maremoto.
- Incendio, explosión y humo; agua del interior o exterior; impacto de objetos y vandalismo.
- Indemnización a terceros afectados por la operación de la empresa.
- Pérdida de utilidades o aumento de gastos por daños materiales.
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- Robo de contenidos y mercancía; RC como propietario o arrendatario.
- Maquinaria y equipo electrónico.
- Dinero y valores, rotura de cristales y anuncios luminosos.
General liability insurance
Covers bodily injury and property damage your company or activity causes to others.
Recommended
RC de Daños a Terceros SURA
SURA insurance that pays the damages, losses and moral damages you cause to third parties in your daily activities, with legal defense.
- Daños, perjuicios y daño moral a terceros o a sus bienes.
- Gastos médicos de los afectados.
- Primas de fianzas judiciales y defensa legal.
- RC para contratistas y subcontratistas, y en construcción.
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- RC en viajes al extranjero y en autopistas concesionadas.
- RC arrendatario, bienes bajo cuidado, tenencia y control, cruzada y productos inseguros.
Cargo insurance
Your cargo protected by road, sea or air, from departure to arrival.
Recommended
Transporte de Mercancía SURA
SURA insurance for your company's goods during transit, loading and unloading by sea, air or land.
- Póliza específica por embarque (hasta 12 transportes al año) o cobertura anual a declaración mensual o por pronóstico.
- Choque, vuelco y descarrilamiento.
- Robo de mercancía y daños en carga y descarga.
- Terremoto, huracán, ciclón, tornado, inundación y desbordamiento de ríos.
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- Incendio, rayo o explosión; motín, huelga y conmoción civil.
- Marítimo: avería gruesa, gastos de salvamento y responsabilidad por colisión.
Construction insurance
Protect your project from start to handover: damage, theft and liability.
Recommended
Seguros de Ingeniería SURA
SURA insurance for civil works, erection, machinery, boilers, electronic equipment and contractors' equipment.
- Obra civil y montaje durante el proyecto.
- Rotura de maquinaria y calderas, equipo electrónico y equipo de contratistas.
- Terremoto y erupción volcánica, inundación y riesgos geotécnicos.
- Incendio y explosión no causados por vandalismo.
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- Pérdida de beneficio bruto o retraso en la puesta en marcha de la obra.
- Robo, caída de aeronaves, cortocircuito y arco voltaico.
- Daños en la operación de infraestructura.
Get a quote with SURA
Message us on WhatsApp from anywhere in Mexico and we will reply during office hours with options from several insurers.