GNP Seguros

Additional GNP coverage for your car, which you can buy even if your comprehensive insurance is with another company.

• Zero deductible for total loss due to physical damage and theft (1 event).
• Replacement car for 10 days in case of total loss, with no deductible.
• Physical damage to tires and rims up to MX$25,000, with a 25% deductible.
• Key replacement up to MX$5,000, with a 20% deductible (no deductible if you file a police report for theft or loss).

Insurance for private cars and pickups in four packages: Responsabilidad Civil (liability), Limitada, Amplia and Premium, with agreed value and protection in the United States and Canada.

• Responsabilidad Civil: damage to, injury or death of third parties; includes the mandatory insurance at no extra cost.
• Limitada: also total theft and damage from fire, natural events, falling trees and riots.
• Amplia: also damage from collision or rollover.
• Premium: also zero deductible for total loss, tires and rims, and key replacement.

Protect your car with tailored coverage, 24/7 roadside assistance and the option to pay through payroll or in up to 12 interest-free monthly installments.

• Buy it with payroll deduction
• Choose the level of protection you need
• Legal protection and medical expenses
• Replacement car in case of total loss*

Standardized basic car insurance designed to protect you if you damage third parties' property or persons, even when someone else is driving your car. It is liability insurance with coverage of up to MX$250,000 for damage to third parties if your car is involved in an accident.

• You won't have to pay a deductible when you use your insurance.
• You'll never lose your protection, since it renews automatically.
• You can buy it yearly and choose the payment plan that suits you best: yearly, half-yearly, quarterly or monthly.
• Valid driver's license.

This insurance protects all types of vehicles owned or operated under concession by government agencies, with attractive discounts based on fleet size and the group's own claims history.

• For all types of vehicles owned by or under concession to government agencies.
• Discounts for volume and for the fleet's own claims history.
• GNP auto coverages: physical damage, total theft, liability, medical expenses and legal protection, depending on what you buy.
• Additional benefits at no cost with Club GNP.

Insurance for your company's vehicles, in Flotillas Autos PyMEs and Autos Flotillas.

• Adapts to your company's needs and your fleet's day-to-day activities.
• Lets you build your fleet with different types of vehicles: cars, pickups, trucks, tractor-trailers, trailers or motorcycles.
• Personalized service 365 days a year, with an adjuster, ambulance and tow truck sent right away.
• Special rates and discounts.

GNP tourist car insurance is insurance for foreign cars visiting Mexico that protects them during their stay.

• Tailored protection according to the length of your stay, from 1 day to 1 year.
• Compensation at the commercial value at the time of the accident.
• Extend your protection with the Additional Risk Coverages.
• Payment options: credit or debit card.

Insurance for small, medium or large motorcycles, with coverage you adapt to what you need.

• We insure up to 50 motorcycle brands.
• Available for 2005 models onwards.
• We extend your protection to cover adaptations, conversions or special equipment on your motorcycle.
• Pay for your insurance over 3 or 6 months interest-free.

Insurance that covers you while the insured vehicle is being used on a private ride-hailing app, and when you are offline and making personal trips with your car.

• Protection 24 hours a day, even when you are not logged in to ride-hailing apps.
• Liability as the basic coverage, protecting you against damage to third parties' property or persons and to the vehicle's occupants.
• Certificate of mandatory auto liability insurance, at no additional cost.
• Medical care for passengers in an accident.

Insurance package for your small business's car fleet, against damage, theft and liability.

• Cobertura a la medida de tus necesidades que permite proteger tus vehículos de acuerdo al uso que les des, particular (empleados ) o comercial (utilitarios).
• Paquetes de coberturas desde 1 hasta 200 vehículos de diferentes usos y modelos.
• Cubrimos los Daños Materiales que tus empleados puedan ocasionar al manejar un vehículo de la flotilla como resultado de un accidente.
• Te respaldamos en caso de Robo o asalto de algún vehículo de la flotilla.

GNP insurance for licensed transport operators: it covers passengers for injury or damage to their belongings, under the applicable liability law.

• Muerte del pasajero.
• Gastos médicos.
• Gastos funerarios.
• Daño o extravío del equipaje.

Medical insurance with coverage in public or private hospitals nationwide that pays a benefit for hospitalization or treatment of conditions such as gallbladder removal, cancer, fractures, appendectomy and AIDS, among others.

• Daily cash benefit for hospitalization and for certain conditions, even when treated at public hospitals.
• Know the conditions covered by your policy.
• No deductible or coinsurance.
• Premium payments are tax-deductible.

Medical insurance that lets you build your plan around the hospitals where you prefer to be treated and your budget, so you only pay for what you need.

• 24-hour assistance and doctor.
• Free second medical opinion.
• Medical urgent care and emergencies abroad are covered.
• Within Mexico, GNP covers medical emergency costs caused by complications from treatments and/or tests that are not covered. *Restrictions apply.

Medical insurance that pays a daily benefit for events that require hospitalization.

• Simple: no deductible or coinsurance.
• Tax benefits: premium payments are tax-deductible.
• Affordable: insurance that pays a cash benefit if you are hospitalized. The yearly cost is recovered with just one day in hospital.
• Easy payment: a single rate based on the amount you choose, payable yearly by direct debit or in interest-free monthly installments with participating cards.

Supplementary product for employees who already have group medical insurance as a benefit, with the following advantages depending on the client's needs:

• As excess coverage if the group policy's sum insured runs out.
• As a guarantee of having an individual policy when your employment ends.
• Increase in the sum insured of the group policy.
• Guaranteed individual plan without underwriting, regardless of age or health, keeping the seniority of the Conexión policy.

A hospital plan that offers care in well-known hospitals and covers medical expenses during a short, long or outpatient stay. It works like medical insurance that protects you from unexpected health events.

• Hospital plan: covers medical expenses during hospitalization, whether short, long or outpatient.
• Access to hospitals in Mexico according to the level you choose, and free choice of doctor.
• No coinsurance if you are treated at a hospital below the level you chose.
• Covers undiagnosed congenital conditions, even if you have never been insured.

GNP major medical insurance for public servants and, if they need it, their dependents.

• Covers public servants and, if they ask, their dependents.
• Protection against accidents and illnesses.
• Boost option to increase the sum insured.

Critical illness treatment: financial support upon diagnosis of one of the critical illnesses covered by this plan.

• A 100% cash-benefit product with no deductible or coinsurance to pay.
• Offers 3 levels of sum insured depending on the protection you need.
• Gives you the certainty of a set amount in case of:
• To look after your health at all times, it offers a range of assistance services.

Major medical insurance designed with flexible benefits so you can choose coverage and care when a medical event happens.

• Access to all private hospitals in Mexico.
• Yearly sum insured options per insured person.
• Flexibility to choose deductible and coinsurance at the time of the claim, depending on the hospital chosen.
• This insurance can be taken out from age 0 to 70.*

Major medical insurance that offers accessibility and the flexibility to choose the right medical care when an accident or illness happens.

• Access to all private hospitals in Mexico.
• 3 options for the yearly sum insured per person.
• Flexibility to choose deductible and coinsurance at the time of the claim, depending on the hospital chosen.
• Policy fee charged per family.

Medical insurance with exclusive advantages suited to your lifestyle, offering protection and quality medical care in all hospitals nationwide.

• Capped coinsurance regardless of the hospital level where you receive care.
• Maternity benefit: you can use the sum insured as you see fit, regardless of the number of events, with no deductible or coinsurance.
• Free coverage for newborns, from birth until the next renewal.
• Coverage for unexpected illnesses or injuries abroad.

Affordable medical insurance that provides short-term accident protection.

• Different sum insured options from MX$200,000 to MX$500,000.
• In case of accidental death, your beneficiaries receive the sum insured.
• Accidental death: if you die as a result of an accident before the chosen term ends, your beneficiaries receive the sum insured.
• Accident medical expense reimbursement: covers medical expenses incurred as a result of an accident.

Life insurance that lets you build guaranteed savings to support your child or nephew or niece with their education or projects at different stages of their life.

• Choice of sum insured in case of your death: MX$60,000 or USD 12,000.
• A separate sum insured set aside for savings.
• Option to limit payments to 1, 5 or 10 years to make the most of your working years.
• Covers different stages of education, from primary school to graduate studies or a personal project, with terms of 7 to 30 years.

A plan that protects you in a medical event, with the option to choose your share of the costs according to the hospital where you are treated. With medical insurance you get the peace of mind of having a network of hospitals and specialists at your disposal.

• Sum insured that renews every year for each insured person.
• Freedom to choose your cost share by choosing the hospital where you receive care.
• Affordable cost.
• Access to a broad network of doctors, hospitals and specialized medical centers.

Flexible medical insurance that lets you choose the hospital nationwide where you prefer to be treated, sharing the cost of an illness or condition according to your needs.

• Four sum insured options, reinstated every year.
• Access to any hospital nationwide.
• Free choice of the doctor you prefer.
• Benefit for natural birth or C-section.

An option for people who already have major medical insurance through their employer and want greater benefits:

• 1. As excess coverage if the group policy's sum insured runs out.
• 2. As a guarantee of having an individual policy when your employment ends.
• As excess coverage if the group policy's sum insured runs out.
• As a guarantee of having an individual policy when your employment ends.

This insurance lets you adapt your protection to your lifestyle and budget. You can customize hospital access, doctors' fees, cost-sharing and additional coverage.

• Broad agreements with specialist doctors nationwide.
• Access to well-known hospitals in Mexico.
• Flexibility to choose your share of medical and hospital costs if something happens.
• The option to customize your plan with additional coverages to suit your lifestyle.

Medical insurance with access to any hospital abroad for a group of critical illnesses or accidents that, because of their complexity, require highly specialized treatment.

• Access to any hospital abroad and free choice of treating doctor.
• Covers care only abroad for highly specialized conditions, such as neurological, cardiac and cancer conditions.
• Travel assistance: convalescence accommodation, transfer after hospital and repatriation of remains, among others.
• Línea GNP: medical advice and help with procedures 24 hours a day.

Major medical insurance with international protection for the specific needs of people who spend long periods outside the country for work or study.

• Wide cover of hospitals abroad and free choice of treating doctor.
• Deductible paid only once per illness or accident.
• Direct payment with Mayo Clinic, an institution with a wide range of specialties and extensive worldwide experience.
• Waiting periods can be removed by showing proof of a stay for study or work of at least 3 months.

Major medical insurance designed for people who travel often, in Mexico or abroad, with broad hospital and doctor coverage so you can simply enjoy the trip.

• Access to any hospital in Mexico and worldwide, and free choice of doctor.
• Deductible paid only once per illness or accident, or per calendar year.
• Direct payment with Mayo Clinic, the institution with the most specialties and the highest prestige in the world.
• High sum insured for maternity.

Major medical insurance with exclusive benefits that provides comprehensive worldwide protection for care in high-specialty hospitals.

• Cover for prenatal and postnatal treatment (included in the maternity cover).
• Assessment and consultations for treating mental health conditions such as depression, anorexia, bulimia, schizophrenia, Alzheimer's, autism and bipolar disorder.
• Premiums paid for up to two years if the policyholder dies.
• Free newborn cover.

Major medical insurance with exclusive benefits. It provides complete, comprehensive protection with specialized medical assistance in Mexico and abroad to look after what matters most, your health.

• Wide cover of hospitals and doctors worldwide, with direct payment in the United States and other countries.
• Direct payment agreement with Mayo Clinic, an institution with a wide range of specialties and extensive worldwide experience.
• Cover for illnesses that arose before the policy was taken out.
• In case of accident, no deductible or coinsurance.

Major medical insurance that guarantees medical protection and backing worldwide.

• The policy is fully tailored to your needs
• Care anywhere in the world
• Your employees receive top-quality medical services.
• You get special rates and conditions.

Accident insurance designed to avoid the costs of the unexpected. It gives employees peace of mind to face health emergencies arising from work or sports activities and transport accidents.

• Protection 24 hours a day.
• Insurance for both employees and executives.
• Protects your company's finances and the well-being of your employees and their families.
• Plans adaptable to the needs of your company's members, with special rates.

Indemnity insurance that covers the main conditions and procedures in Mexico, for companies that do not offer medical insurance as an employee benefit, small companies that cannot buy full coverage, or as a complement to an existing policy.

• Nationwide coverage
• Covers care at public or private medical institutions
• Three protection levels to choose from based on your business needs.
• Lump-sum benefit for medical surgical procedures

Major medical insurance that provides nationwide backing for the medical care of a company's employees.

• The policy adapts to each company's needs.
• Tax-deductible under the current Income Tax Law (LISR).
• Give your insured employees first-contact medical care and referrals to doctors and hospitals through Médica Móvil, according to the benefit plan purchased.
• Médica Móvil membership: includes home doctor visits and ambulance at a preferential price.

Major medical insurance that offers health services with worldwide hospital coverage and the possibility of receiving medical care without restrictions.

• The policy adapts fully to your needs.
• Care anywhere in the world.
• Your employees receive unrestricted medical services and care.
• You get special rates and conditions.

Accident insurance helps you avoid unexpected expenses, especially medical ones. It gives employees peace of mind to face health emergencies arising from work or sports activities and transport accidents.

• Protection 24 hours a day.
• Insurance for both employees and executives.
• Protects your company's finances and the well-being of your employees and their families.
• Plans adaptable to the needs of your company's members, with special rates.

Medical insurance for you and your financial dependents that reimburses medical expenses resulting from an accident.

• Covers up to 4 members for the same premium (direct line only).
• Choice of 5 sum insured amounts.
• Medical expenses cover in case of an accident.
• Additional services included at no cost.

Major medical insurance that supports your loved ones financially: if you die as a result of an accident, they receive the amount you choose, MX$100,000 or MX$200,000.

• Death cover: in the unfortunate event of death, the beneficiaries receive the sum insured taken out.
• Premium payment is tax-deductible
• Submit the following documents to GNP at the service office* nearest your home:
• Beneficiary claim form(s).

A plan that backs athletes with a membership taken out through Journey Sports in case of an accident; the membership can be annual, monthly or per sporting event.

• Cuentas con respaldo mientras practicas actividades deportivas, entrenamientos, competencias y sus traslados.
• Tener la membresía Journey Sports.
• Consulta más detalles aquí.
• Edad de aceptación de 3 a 69 años.

Life insurance in pesos or dollars at preferential rates that offers your family strong financial backing, with protection starting at 5 million pesos or 500,000 dollars. You can also choose a term of 10 or 20 years.

• High death protection for the period you choose.
• Your protection keeps its value over time: in pesos it is adjusted for inflation and in dollars by the exchange rate.
• Preferential prices based on your age, gender, health and habits.
• Fill out the insurance application and, where applicable, provide medical and financial requirements and additional questionnaires (needed to assess the risk).

Life insurance that provides death protection for 1 year, with the option to extend your protection through additional coverages.

• Different sum insured options from MX$100,000 to MX$2,500,000.
• In case of death, your beneficiaries receive the sum insured tax-free.
• Death: if you pass away, your beneficiaries receive the contracted sum insured, included in the Basic Coverage.
• Seguridad en Vida: if you have a terminal illness, you can draw an advance on the sum insured to cover your needs, included in the Basic Coverage.

Low-cost individual life insurance that gives your family financial support if you die from an illness or accident.

• Protection in Mexican pesos for the amount you choose: MX$100,000, MX$200,000 or MX$300,000.
• Death coverage in 5-year periods.
• Automatic lifetime renewal.
• "Formulario Médico sobre las causas de Fallecimiento del Asegurado" (medical form on the cause of the insured's death), filled out and signed by the attending physician.

GNP insurance that covers the death or total and permanent disability of public servants, according to their agency's rules, with the option to increase the protection.

• Covers death and total and permanent disability.
• The sum insured is paid to the beneficiaries according to the agency's current regulations.
• Vida Potenciación: the public servant can voluntarily increase their protection.

Life insurance that gives you protection and is also an excellent savings option to help you reach your goals.

• Access to your savings whenever you need them.
• Protection tailored to you with the packages Esencial, Salud, Accidentes and Integral.
• Flexibility to build a savings fund.
• Security and convenience: partial withdrawals go straight to your bank account.

Life insurance that lets you build savings to reach your short, medium and long-term goals. It also provides death protection and a waiver of premiums in case of disability.

• Build savings in Mexican pesos with 3 terms to choose from: 5, 10 and 15 years.
• In case of disability you receive your savings at the chosen term without paying more premiums.
• Death: if you pass away, your beneficiaries receive the contracted sum insured, included in the Basic Coverage.
• Survival: if you are alive at the end of the term, you receive the contracted savings, included in the basic cover.

Capitaliza is life insurance that combines protection, savings and investment to help you reach your financial goals. Invest your savings for the long term and, if you take it out as a personal retirement plan (PPR), use the tax benefits the law provides. That way your financial future grows while you protect the people you love most.

• You want to save for retirement and take advantage of tax benefits.
• You want to invest your money and benefit from financial market returns.
• You want to give financial support to your loved ones.
• You prefer to decide what to invest in and adjust your strategy when you need to.

GNP whole life insurance, in pesos or dollars, with a high return of the premiums you pay.

• Lifetime protection from US$50,000 or MX$400,000.
• The sum is adjusted for inflation or the exchange rate.
• Preferred prices based on your age, gender, health and habits.
• Tax-free death benefit, with an advance for funeral costs and an advance for terminal illness.

Get protection for a set term and back up your loved ones.

• You choose your sum insured
• High protection at low cost for a set term, for death or survival depending on the plan
• Death: if you die, your beneficiaries receive the contracted sum insured in a single payment.
• Survival protection: depending on the plan, premiums may be refunded.

More than life insurance, it is a protection and savings tool in dollars that supports your plans, with a high return of premiums in the medium and long term, while securing a solid future for your family even if you die.

• High lifetime protection at affordable cost, with amounts from US$500,000, adjusted every year to the exchange rate.
• Attractive premium recovery amounts in the medium and long term, guaranteed by contract.
• Flexibility to make additional contributions in the amount and frequency that suit you, and you can access your savings when you need them.
• Option for your spouse to enjoy the same benefits under the same policy.

A way to manage the savings you built during your working life through periodic payments that will not lose value over time.

• The financial strength of GNP managing your money.
• Keep your purchasing power, since your annuity payments are adjusted for inflation.
• You decide the coverage period, since you can choose among different annuity options.
• Complete the insurance application and, if applicable, provide medical and financial requirements and additional questionnaires (needed for risk assessment).

This life insurance is a protection and savings plan in pesos or dollars that gives you the peace of mind of knowing your loved ones will be protected, even in the unfortunate event of your death.

• Lifetime protection from US$100,000 or MX$1 million, adjusted every year to the exchange rate or inflation.
• Attractive premium recovery amounts in the medium and long term. Guaranteed by contract.
• Flexibility to make additional contributions in the amount and frequency that suit you, and you can access your savings when you need them.
• Significant tax benefits: at the end of the term, the savings are tax-free once the Income Tax Law requirements are met.

Life insurance that backs you and your family, lets you choose the payment term that best suits your needs, and offers an attractive return of premiums with the option to build additional savings.

• You choose your sum insured from MX$400,000 or US$20,000.
• You can choose a payment term of 1, 5, 10, 15 or 20 years or up to a set age.
• Different options to receive the sum insured, as a lump sum or through a trust.
• Your protection doesn't lose value over time, since it is adjusted for inflation in pesos and for the exchange rate in dollars.

GNP life insurance in pesos or dollars to build guaranteed savings and reach your goals within the term you choose.

• Guaranteed savings at the end of the term you choose.
• From MX$400,000 or US$20,000.
• Preferred prices based on your age, gender, health and habits.
• Tax-free death benefit, with an advance for funeral costs and an advance for terminal illness.

This life insurance is a financial tool with a protection component that gives you access to different return options with rates above bank rates, affordable amounts and high liquidity to build your assets in the medium and long term.

• Death cover from MX$400,000 for the period you choose: up to age 65 or for life.
• Your protection is adjusted for inflation, so it doesn't lose value over time.
• Access to different return options according to your investor profile: conservative, moderate and bold.
• You choose when, how much and how you want to invest, according to your means.

GNP life insurance with protection and a savings fund you can withdraw when you need it, in Esencial, Salud, Accidentes and Integral packages.

• Esencial, Salud, Accidentes and Integral packages.
• Savings fund with partial withdrawals straight to your account.
• Death, with an advance for terminal illness.
• Funeral assistance by reimbursement of MX$13,750 to MX$35,000, depending on the sum insured.

Life insurance that gives you lifelong protection plus the possibility of building savings.

• Protection tailored to you.
• Flexibility to build a savings fund.
• Access to your savings whenever you need them.
• Withdrawals of your additional contributions paid directly into your bank account, safely and conveniently.

GNP life insurance with protection and savings, with optional disability, accidental death and Cobertura Mujer (women's coverage).

• Death: your beneficiaries receive the sum insured.
• Advance for funeral costs and advance for terminal illness.
• Optional disability: you receive the sum and stay protected without paying premiums.
• Optional accidental death, on top of the death benefit.

Life insurance that adapts to each stage of your life: it gives you protection, lets you build retirement savings according to your means, and uses tax incentives that lower your taxes while maximizing the returns on your savings.

• You choose the cover period: to age 65 or a 20-year term, and before it ends you can extend your insurance.
• Protection from MX$400,000, which does not lose value over time because it is adjusted for inflation in pesos, at least 3% a year.
• Your premium payments build a high recovery amount that is paid to you at the end of the term.
• Tax flexibility: whenever you need it, you can make your retirement savings tax-deductible through the incentives of the current Income Tax Law (LISR), using 2 funds:

GNP life insurance for your retirement: you build guaranteed savings that you receive at age 55, 60, 65 or 70, tax-free if you meet the requirements.

• Guaranteed savings at age 55, 60, 65 or 70.
• Tax-free once you turn 60 and the policy has been in force for 5 years.
• From US$20,000 or MX$400,000, adjusted for inflation or the exchange rate.
• Death, with an advance for funeral costs and an advance for terminal illness.

Life insurance that lets you build guaranteed retirement savings with the flexibility to define your own tax strategy, using the incentives in Mexico's Income Tax Law to lower your taxes and maximize your savings.

• Guaranteed retirement savings when you reach age 65, plus death cover during the savings term.
• Protection from MX$400,000, which does not lose value over time because it is adjusted for inflation in pesos.
• Tax flexibility: whenever you need it, you can make your retirement savings tax-deductible through the incentives of the Income Tax Law, using 2 funds:
• Special Savings Account (art. 185): you can deduct the contributions you set aside for retirement in each tax year, whatever your income level, under the current LISR.

Life insurance that lets you build guaranteed savings to support your child or nephew or niece with their education or projects at different stages of their life.

• Choice of sum insured in case of your death: MX$60,000 or USD 12,000.
• A separate sum insured set aside for savings.
• Option to limit payments to 1, 5 or 10 years to make the most of your working years.
• Covers different stages of education, from primary school to graduate studies or a personal project, with terms of 7 to 30 years.

A financial tool designed to encourage and secure the retention of high-potential employees, offering a financial incentive that builds long-term loyalty and commitment to the company.

• Incentivar la permanencia de colaboradores con alto potencial.
• Contar con una alternativa de ahorro para cumplir compromisos futuros con empleados estratégicos.
• Personalizar el monto y las condiciones del incentivo según las necesidades de la empresa.
• Reconocer la lealtad y el compromiso del talento clave dentro de la organización.

Protecting your partners secures the continuity and stability of your company. Partner insurance helps you plan ahead and preserve the leadership and commitment that sustain it.

• Liquidez inmediata para comprar la participación del socio fallecido o incapacitado.
• Mantener el control y la dirección de la empresa sin la entrada de terceros.
• Pago justo a los herederos, evitando conflictos y reclamaciones.
• Continuidad operativa: recursos para enfrentar gastos y procesos de transición.

Additional benefit to the life insurance of public servants in management and liaison positions that encourages saving and gives them financial security when they retire or leave the post.

• Para servidores públicos de mando y de enlace.
• Fomenta el ahorro con aportaciones del servidor público y de la dependencia.
• Da seguridad económica al dejar el cargo o en situaciones imprevistas.

Key people are essential to your company's success. Protecting them with life insurance secures business continuity in the face of the unexpected. Planning ahead today secures your organization's future.

• Amortiguar el impacto económico por la pérdida de la Persona clave.
• Soportar la baja en rentabilidad o ingreso para mantener la operación y/o cuentas por pagar.
• Capitaliza para la búsqueda y contratación de la posición vacante.
• Evita desequilibrios económicos que afecten la estabilidad del negocio.

Life insurance that provides support for events such as death, disability, accidental death or loss of limbs. It also offers different options for each type of employee in the organization.

• La posibilidad de financiar obligaciones laborales.
• El Seguro Vida Escolar se garantiza a la escuela el pago oportuno de las colegiaturas en circunstancias extremas y la continuidad escolar de los alumnos.
• Para el Seguro de Vida Grupo, existe la opción de contratar un plan con dividendos, en el que se obtiene utilidad por concepto de buena siniestralidad y GNP hace partícipe a la empresa de esta utilidad.
• La contratación de una póliza de grupo reducirá significativamente el costo de las primas.

Home insurance that protects you and your loved ones against the main risks a home is exposed to.

• Protect your home and everything in it with insurance for your house or apartment, whether you are the owner, tenant or landlord.
• A realistic and reliable valuation proposal for the property.
• Cover for the property, whether a house, apartment or horizontal condominium, up to MX$30 million including the foundations.
• Weather-event cover anywhere in Mexico, with no zone restrictions.

Insurance that backs you if a hurricane hits, paying an amount of the coverage purchased according to the sustained wind speed recorded at your insured property's location, under the terms of your policy.

• Pago automático de la suma contratada según la velocidad del viento sostenido en tu ubicación, registrada por la NOAA.
• Pagan aunque tu inmueble no haya sufrido daños, sin deducible ni ajuste.
• Suma asegurada de $10,000 a $1,000,000.
• Cubre huracanes y tormentas nombradas en toda la República, para casa o negocio.

GNP insurance for up to 2 cell phones and all the electronics and appliances in your home, new or up to 3 years old, with no deductible.

• Screen breakage, accidental or water damage, and power surges.
• Theft with or without violence, replaced with the same or a similar device.
• Sum insured from MX$1,000 to MX$1,000,000.
• No deductible when you make a claim.

Mis dispositivos GNP covers your mobile device against damage or theft inside or outside your home. You can insure a cell phone, laptop, tablet or smartwatch of any brand, new or used.

• Insurance for new and used devices, covering damage and theft of your phone or any other device.
• It doesn't matter what brand you have or which phone carrier you use.
• Choose from different protection levels.
• Once you buy the coverage, you pay no deductibles for damage.

GNP insurance for industries, shops and businesses that compensates loss of or damage to property from robbery with violence or holdup at the premises.

• Mercancías del negocio.
• Maquinaria y útiles.
• Equipo electrónico.
• Bienes no necesarios al giro del negocio.

Insurance that protects billboards, marquees, neon signs and other advertising signs against physical damage from accidental causes such as fire, lightning or explosion, earthquake, volcanic eruption, hurricane, hail or other weather events, and also against damage from strikes, labor unrest or riots.

• Marcos decorados, cintas y películas.
• Dinero y/o valores dentro del local asegurado.
• Dinero y/o valores fuera del local asegurado.
• Nóminas y pagos periódicos.

GNP insurance for business buildings and contents against fire, lightning and explosion, with optional natural and social risks.

• Daño material directo al edificio por incendio, rayo o explosión.
• Daño material directo a los contenidos.
• Pérdidas consecuenciales: la baja de ingresos tras un daño cubierto.
• Adicionales: terremoto y erupción volcánica, y riesgos hidrometeorológicos.

Insurance that covers the insured for damage they cause and are liable for in the course of their professional activity, and covers:

• Los daños a bienes y personas, así como los perjuicios y daño moral consecuenciales, que el asegurado cause a terceros y por los que éste deba responder, por hechos u omisiones no dolosos.
• El pago de los gastos de defensa del asegurado.
• El pago del importe de las primas por fianzas.
• Los gastos, costos e intereses legales que por resolución judicial o arbitral ejecutoriadas se generen.

GNP insurance for government agencies when a third party demands compensation for damages.

• Indemnización a terceros por daños y perjuicios causados por la dependencia.
• Opción de RC para funcionarios y servidores públicos como prestación a su personal.
• Producto para el sector público.

Insurance for small and medium-sized businesses that covers legal costs and compensation to third parties who suffer damage during the company's normal activities.

• Cuentas con el respaldo de GNP.
• Tienes la protección necesaria para cubrir los pagos.
• Está orientado a PyMEs de cualquier tipo de negocio ya sea industria, comercio o servicio, se puede operar bajo dos modalidades:
• Automático con ventas anuales menores o iguales a $25,000,000, donde se ofrece una Suma Asegurada de hasta $1,500,000.

A benefit government agencies give their staff: it pays compensation to a third party for damage caused while performing their duties.

• Indemnización a terceros por hechos relacionados con las funciones del servidor público.
• La contrata la dependencia para su personal.
• Producto para el sector público.

GNP insurance for damage you cause to your clients in your professional activity: agents, notaries, doctors, hospitals, engineers, architects and other professions.

• Agentes de seguros y fianzas, notarios, médicos y profesionales de la salud, veterinarios, hospitales y clínicas.
• Ingenieros, arquitectos y otras profesiones, cada una con sus condiciones generales.
• RC profesional y por actividades e inmuebles.
• Cyber, gastos de mitigación y pérdida o destrucción de documentos.

GNP cyber insurance for companies and professionals who handle electronic data, with compensation and expert services to deal with the incident.

• Responsabilidad por la seguridad y privacidad de los datos que tienes.
• Servicios de remediación con Beazley Breach Response, con más de 4,000 incidentes atendidos.
• Defensa y sanciones, y responsabilidad por el contenido de tus páginas web.
• Estándar de seguridad de tarjetas de pago (PCI) y extorsión cibernética.

Also known as cargo insurance, goods-in-transit insurance is financial protection that covers and compensates loss of or damage to the insured goods during transport. The means of transport covered are:

• Medios marítimo, aéreo y terrestre, combinables.
• Póliza específica por viaje para un solo embarque.
• Póliza anual a declaración mensual de embarques o de compras y ventas.
• Póliza anual con base en pronóstico y una sola declaración al final.

GNP insurance for small businesses that compensates goods during land, sea or air transport, domestic, import or export.

• Específica por viaje: hasta $5 millones de pesos o 250 mil dólares por embarque, con un máximo de 3 mercancías.
• Anual con base en pronóstico: una sola declaración al final; pronóstico de hasta $100 millones de pesos o 5 millones de dólares.
• Anual a declaración: declaras tus embarques o compras y ventas cada mes.
• Riesgos ordinarios de tránsito marítimo, terrestre y aéreo.

GNP insurance that protects government agencies against the risks of transporting their property.

• Indemniza los daños a los bienes durante su traslado.
• Cubre los gastos de salvamento de los objetos asegurados.
• Producto para el sector público.

Insurance that supports you in case of malfunction or for assistance. It includes equipment designed and built to work under positive pressure or vacuum, whether fired or unfired vessels.

• Calderas y recipientes con fogón, ampara los riesgos de: rotura súbita, explosión súbita, deformación súbita, agrietamiento y quemadura por insuficiencia de agua.
• Calderas y recipientes sin fogón, ampara los riesgos de: rotura súbita, deformación súbita y agrietamiento.
• Gastos extraordinarios, ampara los riesgos de: salarios por tiempo extra, gastos de transporte expreso de repuestos necesarios para la reparación.
• Los daños deben estar amparados en la cobertura básica sin exceder del: 15% del monto del daño material por caldera y del 10% de la suma asegurada por caldera.

Insurance designed to protect your equipment or heavy machinery against the risks of its work environment; with liability coverage, it also backs you if your equipment causes damage to third parties while operating.

• Ofrece condiciones favorables de costo y ventajas fiscales para la empresa.
• Ciclón, tornado, vendaval, huracán y granizo.
• Temblor, terremoto y erupción volcánica.
• Derrumbe, deslave, hundimiento, caída de roca, deslizamiento del terreno y alud.

This insurance covers partial or total loss of or damage to the insured machinery from internal causes, as long as the machinery or equipment is properly installed and operating at the insured premises.

• Explosión para motores de combustión interna.
• Casco para máquinas móviles contra los riesgos de: Colisión. Descarrilamiento. Inundación. Terremoto. Hundimiento. Desprendimiento de rocas.
• Huracán y vientos (aplicación exclusivamente para grúas).
• Explosión para generadores enfriados por hidrógeno.

This insurance covers losses caused by unforeseen events, arising not only from the work itself but also from the surroundings of the site, that partially or totally destroy equipment and reduce the assets of the owners, lessees or financial institutions involved.

• Daño directo al equipo.
• Daños a portadores externos de datos , a consecuencia de un daño amparado.
• Incremento en el costo de operación , cuando a consecuencia de un daño al equipo amparado, se hace necesario usar un equipo alterno de procesamiento de datos.
• Incendio, rayo o explosión

Insurance that helps you face the risks that can affect machinery and equipment once they are unloaded at the insured's warehouse and before they are put into operation as part of a production process.

• Terremoto y erupción volcánica, ampara las pérdidas por daños materiales a consecuencia de terremoto, temblor, maremoto y erupción volcánica.
• Error de diseño, ampara las pérdidas por daños materiales a consecuencia de: Vicio propio (mala calidad, defecto o daño físico) de materiales. Mano de obra defectuosa. Errores de diseño o de cálculo.
• Vicio propio (mala calidad, defecto o daño físico) de materiales.
• Mano de obra defectuosa.

Insurance for builders' and owners' civil works, which are exposed to many hazards at each stage of construction. There are at least four types of property that must be insured:

• Materiales de construcción en el sitio de la obra.
• Edificación u obra civil, objetivo final del proyecto de construcción.
• Maquinaria y equipo que formarán parte del proyecto de obra civil.
• Construcciones o edificaciones provisionales o temporales.

Insurance that offers comprehensive protection for your crops, structures and covers against damage caused by natural events such as fire, frost, hail, hurricane, flood, earthquake and volcanic eruption, among others.

• Protección para tu proyecto agrícola, ya que no solo aseguramos tus cultivos, sino también las estructuras que los resguardan: invernaderos, macrotúneles, casas sombra o malla sombra.
• Cobertura amplia ante incendios, heladas, granizo, huracanes, inundaciones, terremotos y más.
• Indemnización según el valor de tu inversión y la vida útil de tus estructuras.
• Asesoría profesional de GNP Seguros en todo momento.

Insurance for all companies that handle toxic substances because of the nature of their activity and that could cause environmental damage.

• Cubre los daños ocasionados al Medio Ambiente.
• Reparamos las afectaciones a Terceros.
• Respaldo de expertos ambientales.
• Coberturas específicas de acuerdo a la actividad del negocio.